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Advisor Termination Letter Generator (Leave Your Advisor Cleanly)
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Generate a sign-ready termination letter in minutes. We’ll include revocation of discretionary authority, fee stop date, ACAT/transfer instructions, and a final invoice request.
1) Your details
2) Advisor / firm
3) Accounts & dates
4) Preferences & requests
5) Preview & export
Find the right next step for your situation
About how much do you have invested? Pick the range that fits; your next step appears immediately below.
Compare adviser services before you transfer
For U.S. investors with $250,000 or more in investable assets. WiserAdvisor is an independent service matching you with 2 to 3 vetted advisers. Its form asks for your ZIP code and answers to a few questions; a match is not guaranteed.
Free to request, with no obligation to hire. By submitting, you consent to calls, texts and emails from WiserAdvisor and up to three advisers. Advisers pay for introductions.
Clear Money Guide may earn a referral payment for a qualifying completed form. An introduction is not a Clear Money Guide recommendation.
Opens on WiserAdvisor’s site in a new tab.
Explore optional adviser matching
Price the destination before you decide. The matching service below introduces you to advisers who pay to meet you.
Before you start, what actually happens. The form is run by Kapitalwise, our advisor-matching partner. Kapitalwise sends your details to advisers who pay for the introduction, so expect calls and texts. Clear Money Guide may earn a referral payment for a qualifying submitted form, whether or not you ever hire anyone. This is free to you and there is no obligation to hire anyone.
The Kapitalwise form opens here; you stay on this page.
What happens when you press the button
It asks about nine questions: age, investable assets, location; then your name, email and phone number, and verifies the phone by text. Nothing loads and nothing reaches Kapitalwise until you press the button.
Prefer flat-fee or hourly pricing instead? Compare ranges here.
Answer againWhat to do next
If you are leaving an advisor, compare the new advisor’s fiduciary status, fee model, scope, service calendar, and transfer plan before signing.
Advisor Proposal Scorecard – Advisor Service Calendar Builder – Advisor Contract Checklist
The letter is one step of four. Send it after the new account is open and the transfer signed, not before — the order that avoids the retention call and how the transfer itself works. If you were billed in advance for a quarter you did not finish, ask for the refund in this same letter: what Form ADV Item 5.D requires.
Before the termination letter, there is a cheaper letter. The fee negotiation kit writes a letter that cites what SEC-registered firms actually disclose at your balance and asks for a specific number in writing.
Before you send this, see what you would actually be paying to stay: published fee breakdowns are available for LPL Financial, Creative Planning, Edelman Financial Engines, Mercer Advisors.
Before you send this, see what you would actually be paying to stay: published fee breakdowns are available for Raymond James.
Before you send this, check whether the firm actually owes you a fiduciary duty: LPL Financial, Creative Planning, Edelman Financial Engines, Mercer Advisors, Raymond James.
Before you send this, see what you would actually be paying to stay: published fee breakdowns are available for Buckingham Strategic Wealth, CAPTRUST, Cambridge Investment Research, Carson Wealth, Cetera, Empower Personal Wealth, Kestra (Kestra Private Wealth Services / Kestra Advisory Services), Lincoln Financial Advisors, Mariner Wealth Advisors, MassMutual, Savant Wealth Management, SoFi Invest, TIAA Wealth Management, Vanguard Personal Advisor, Voya Financial Advisors, Wealth Enhancement Group.
Before you send this, check whether the firm actually owes you a fiduciary duty: Vanguard Personal Advisor, Empower Personal Wealth, SoFi Invest, Cetera, Commonwealth Financial Network, Kestra (Kestra Private Wealth Services / Kestra Advisory Services), MassMutual, Voya Financial Advisors, Lincoln Financial Advisors, Buckingham Strategic Wealth, CAPTRUST, Cambridge Investment Research, Carson Wealth, Mariner Wealth Advisors, Savant Wealth Management, TIAA Wealth Management, Wealth Enhancement Group.
Before you send this, see what you would actually be paying to stay: published fee breakdowns are available for Acorns, Ameritas, Aspiriant, BMO Private Wealth, Beacon Pointe Advisors, Brighton Jones, Cerity Partners, Citizens Private Wealth, D.A. Davidson & Co., E*TRADE Core Portfolios, J.P. Morgan Private Bank, Morgan Stanley Access Investing.
Before you send this, check whether the firm actually owes you a fiduciary duty: Acorns, Ameritas, Aspiriant, BMO Private Wealth, Beacon Pointe Advisors, Brighton Jones, Cerity Partners, Citizens Private Wealth, D.A. Davidson & Co., E*TRADE Core Portfolios, J.P. Morgan Private Bank, Morgan Stanley Access Investing.
Before you send this, see what you would actually be paying to stay: published fee breakdowns are available for Farther, Homrich Berg, M1 Finance, Northern Trust Wealth Management, Park Avenue Securities, Plancorp, Principal Securities, Robinhood Strategies, Rockefeller Capital Management.
Before you send this, check whether the firm actually owes you a fiduciary duty: Farther, Homrich Berg, M1 Finance, Northern Trust Wealth Management, Park Avenue Securities, Plancorp, Principal Securities, Robinhood Strategies, Rockefeller Capital Management.
Before you send this, see what you would actually be paying to stay: published fee breakdowns are available for Fifth Third Wealth Advisors, Huntington Private Bank, KeyBank Private Wealth, TD Wealth, Transamerica Financial Advisors, Wells Fargo Advisors Financial Network.
Before you send this, check whether the firm actually owes you a fiduciary duty: Fifth Third Wealth Advisors, Huntington Private Bank, KeyBank Private Wealth, TD Wealth, Transamerica Financial Advisors, Wells Fargo Advisors Financial Network.
Before you send this, see what you would actually be paying to stay: published fee breakdowns are available for Corient, Kayne Anderson Rudnick, Bahl & Gaynor, Silvercrest Asset Management Group, Tiedemann Advisors, Johnson Investment Counsel, Allworth Financial, Modera Wealth Management, Coldstream Wealth Management, Pure Financial Advisors, SignatureFD, Halbert Hargrove, Wescott Financial Advisory Group.
Before you send this, see what you would actually be paying to stay: published fee breakdowns are available for Abacus Wealth Partners, Chevy Chase Trust Company, Waldron Private Wealth, BOK Financial Private Wealth, Synovus Securities, UMB Private Wealth Management, Frost Investment Services, Ally Invest Robo Portfolios, Interactive Advisors, Stash, Titan.
Before you send this, check whether the firm actually owes you a fiduciary duty: Kayne Anderson Rudnick, Bahl & Gaynor, Silvercrest Asset Management Group.
Before you send this, see what you would actually be paying to stay: published fee breakdowns are available for Brown Advisory, Cresset Asset Management, IEQ Capital, MAI Capital Management, Lido Advisors, Steward Partners Investment Advisory, Sanctuary Wealth, Plante Moran Financial Advisors, Signature Estate & Investment Advisors, Summit Trail Advisors, Choreo, Concurrent Investment Advisors, The Mather Group, Snowden Lane Partners, Balentine.
Before you send this, check whether the firm actually owes you a fiduciary duty: Chevy Chase Trust Company and BOK Financial Private Wealth.
Before you send this, see what you would actually be paying to stay: published fee breakdowns are available for GenTrust, Foster Group, Sand Hill Global Advisors, Colony Family Offices, Edgemoor Investment Advisors, SouthState Private Capital Management, Valley Wealth Managers, First Citizens Investor Services, Busey Capital Management, WesBanco Securities, Nationwide Investment Advisors, Hornor, Townsend & Kent, Mutual of Omaha Investor Services, Fidelity Go, SigFig Wealth Management, Rebalance.
Before you send this, check whether the firm actually owes you a fiduciary duty: Brown Advisory, The Mather Group, Balentine.
Before you send this, check whether the firm actually owes you a fiduciary duty: Colony Family Offices, Nationwide Investment Advisors, Fidelity Go.
Before you send this, see what you would actually be paying to stay: published fee breakdowns are available for Fort Washington Investment Advisors, Fiducient Advisors, Waverly Advisors, Ballentine Partners, CW Advisors, Merit Financial Advisors, HBKS Wealth Advisors, Aldrich Wealth, Grimes & Company, The Wealth Consulting Group, Ashton Thomas Private Wealth, Coastal Bridge Advisors, IFG Advisory, Kingswood Wealth Advisors, Bogart Wealth, Fragasso Financial Advisors, Rockwood Wealth Management, Vestor Capital.
Before you send this, see what you would actually be paying to stay: published fee breakdowns are available for Beese Fulmer, Tanager Wealth Management, Sensible Money, NovaPoint Capital, EverGreen Wealth Management, CIBC Private Wealth Management, Wintrust Wealth Management, Washington Trust Wealth Management, Bryn Mawr Trust Advisors, Univest Wealth Management (Girard), United Wealth Management, Old Second Wealth Management, Amerant Investments, ESI Financial Advisors, GuideStone Advisors, Allstate Financial Advisors, Horace Mann Investors, W&S Brokerage Services.
Before you send this, check whether the firm actually owes you a fiduciary duty: Fort Washington Investment Advisors, Fiducient Advisors, Waverly Advisors, Ballentine Partners, CW Advisors, Merit Financial Advisors, HBKS Wealth Advisors, Aldrich Wealth, Grimes & Company, The Wealth Consulting Group, Ashton Thomas Private Wealth, Coastal Bridge Advisors, IFG Advisory, Kingswood Wealth Advisors, Bogart Wealth, Fragasso Financial Advisors, Rockwood Wealth Management, Vestor Capital.
Before you send this, see what you would actually be paying to stay: published fee breakdowns are available for Prime Capital Financial, Clearstead Advisory Solutions, Summit Financial, Stratos Wealth Partners, OnePoint BFG Wealth Partners, Ritholtz Wealth Management, Kingsview Partners, Carnegie Investment Counsel, Advisory Alpha, Carret Asset Management, Evensky & Katz / Foldes, Diversified, Fiduciary Financial Advisors.
Before you send this, see what you would actually be paying to stay: published fee breakdowns are available for Chapin Davis, Wealth Advisors Network, Financial Guidance Group, Cornerstone Advisors, Sound Financial Group, Lincoln Investment, Geneos Wealth Management, Capital Analysts, Carbon Collective, Atomic Invest, Webull Advisors, Public Advisors.
Before you send this, see what you would actually be paying to stay: published fee breakdowns are available for Hennion & Walsh Asset Management, Dana Investment Advisors, Center for Financial Planning, Wealthcare Capital Management, Ferguson Wellman, Bedel Financial Consulting, Legacy Financial Advisors, First Foundation Advisors, SVB Wealth, RBC Rochdale, Flagstar Securities, Texas Capital Private Wealth Advisors, AmeriServ Wealth Advisors, Flynn Zito Capital Management, Capital Wealth Planning, Gilman Hill Asset Management.
Before you send this, see what you would actually be paying to stay: published fee breakdowns are available for CliftonLarsonAllen Wealth Advisors, Threadline Wealth (formerly Moss Adams Wealth Advisors), Baker Tilly Wealth Management, Citrin Cooperman Wealth Management, Rehmann Wealth, Centaurus Financial, State Farm Investment Management, Prospera Financial Services, Arete Wealth Advisors, Valmark Advisers, Concorde Asset Management, Wahed Invest, Alight Financial Advisors.
Before you send this, see what you would actually be paying to stay: published fee breakdowns are available for First Command Advisory Services, Bernzott Capital Advisors, Tributary Capital Management, Vista Capital Partners, Peak Financial Advisors, Wealth Strategies Group, Legacy Wealth Partners, Aprio Wealth Management, Kaufman Rossin Wealth, UHY Wealth Management RIA, Sikich Financial.
Before you send this, see what you would actually be paying to stay: published fee breakdowns are available for Procyon.