Guides › Financial Advisor Fees
Updated September 28, 2026. Quick answer: CIBC Private Wealth Management discloses a tiered schedule starting at 1.20% in its Form ADV Part 2A (June 22, 2026). Converted to dollars, that runs $10,000 a year on a $500,000 account; see the full table below for $250,000, $1 million and $2 million.
Fee schedules at comparable advisory firms: Geneos Wealth Management Fees (2026).
For a closer look at this firm: Is CIBC Private Wealth Management a Fiduciary? and CIBC Private Wealth Management Minimum Investment.
The published numbers
From the Form ADV Part 2A (June 22, 2026): “New Wealth Management Accounts: On the first $5 million 1.20% annually On the next $5 million 0.80% annually On all additional amounts 0.60% annually Minimum annual fee $10,000”
Note: CRD 109644 is confirmed ACTIVE and SEC registered via a live IAPD lookup performed this session. CIBC Private Wealth Advisors’ own Form ADV Part 2A brochure states $64,416,934,161 under management on a discretionary basis and $3,423,350,092 on a non-discretionary basis as of December 31, 2025, a combined total near $67.8 billion. The priced schedule is the firm’s own New Wealth Management Accounts fee schedule, its standard program for new individual wealth management relationships, distinct from its separately priced Separate Accounts schedules for Equity/Balanced, Fixed Income, and Cash portfolios and its Legacy Geneva Accounts schedule described in the same Item 5.
- On the first $5 million: 1.20%
- On the next $5 million: 0.80%
- On all additional amounts: 0.60%
Minimum annual fee: $10,000.
What you would pay
| Account balance | Annual fee (dollars) | Effective rate |
|---|---|---|
| $250,000 | $10,000 | 4.00% |
| $500,000 | $10,000 | 2.00% |
| $1,000,000 | $12,000 | 1.20% |
| $2,000,000 | $24,000 | 1.20% |
CIBC prices New Wealth Management Accounts on a stepped schedule: 1.20% on the first five million dollars, 0.80% on the next five million, and 0.60% on any amount above that, with a $10,000 minimum annual fee that floors the smaller balances. At $250,000 and $500,000 the computed percentage fee falls below that floor, so the minimum annual fee is what is actually charged; the $1,000,000 and $2,000,000 balances clear the floor and are priced directly off the marginal schedule.
How this compares
Our benchmark of published adviser fee schedules puts the weighted median annual cost near $2,000 to $2,500 on $250,000 (the benchmark). At $500,000, CIBC Private Wealth Management’s own published rate runs $10,000 a year.
Comparing CIBC Private Wealth Management against a full move? Read the general mechanics of switching financial advisors, or use a dated termination letter once you decide.
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- Form ADV Part 2A (June 22, 2026): https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1049122
- SEC Investment Adviser Public Disclosure, CIBC Private Wealth Advisors, Inc. (CRD #109644): https://adviserinfo.sec.gov/firm/summary/109644
- CIBC Private Wealth Advisors, Inc., SEC Form ADV filing: https://reports.adviserinfo.sec.gov/reports/ADV/109644/PDF/109644.pdf
Methodology. This page was built September 28, 2026, drawing on CIBC Private Wealth Management’s own SEC-filed disclosure and, where cited, its published fee schedule, with sources linked above; any figure we could not independently confirm this session is named as an honest gap rather than presented as verified. Nothing here is personalized financial, tax, legal, or investment advice. See our Editorial Policy, Corrections, Affiliate Disclosure, and Disclaimer.
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