Guides › Financial Advisor Fees
Updated September 28, 2026. Quick answer: CIBC Private Wealth Management is registered with the SEC as an investment adviser (CRD #109644, confirmed ACTIVE this session via SEC IAPD). Per its own current fee brochure, a $500,000 account would run $10,000 a year under its published fee schedule. Already a client and thinking about leaving? Budget $50 if Schwab custodies your account. This review covers what its own fee brochure and current SEC registration confirm today; this firm also has a fiduciary-status page and minimum-investment page on this site.
CIBC Private Wealth Management at a glance
| Fact | What CIBC Private Wealth Management’s own pages say |
|---|---|
| Legal entity | CIBC Private Wealth Advisors, Inc. |
| Registration | CIBC Private Wealth Advisors, Inc. is registered with the SEC as an investment adviser (CRD #109644, confirmed ACTIVE this session via SEC IAPD). |
| Fee on a $500,000 account | $10,000 a year, per its own current brochure |
| Minimum to open an account | See the minimum-investment page for CIBC Private Wealth Management |
| Cost to leave (exit fee) | $50 if Schwab custodies your account |
What CIBC Private Wealth Management’s own fee schedule charges
CRD 109644 is confirmed ACTIVE and SEC registered via a live IAPD lookup performed this session. CIBC Private Wealth Advisors’ own Form ADV Part 2A brochure states $64,416,934,161 under management on a discretionary basis and $3,423,350,092 on a non-discretionary basis as of December 31, 2025, a combined total near $67.8 billion. The priced schedule is the firm’s own New Wealth Management Accounts fee schedule, its standard program for new individual wealth management relationships, distinct from its separately priced Separate Accounts schedules for Equity/Balanced, Fixed Income, and Cash portfolios and its Legacy Geneva Accounts schedule described in the same Item 5.
“New Wealth Management Accounts: On the first $5 million 1.20% annually On the next $5 million 0.80% annually On all additional amounts 0.60% annually Minimum annual fee $10,000”
CIBC prices New Wealth Management Accounts on a stepped schedule: 1.20% on the first five million dollars, 0.80% on the next five million, and 0.60% on any amount above that, with a $10,000 minimum annual fee that floors the smaller balances. At $250,000 and $500,000 the computed percentage fee falls below that floor, so the minimum annual fee is what is actually charged; the $1,000,000 and $2,000,000 balances clear the floor and are priced directly off the marginal schedule.
| Account balance | Annual fee |
|---|---|
| $250,000 | $10,000 |
| $500,000 | $10,000 |
| $1,000,000 | $12,000 |
| $2,000,000 | $24,000 |
See the full breakdown, including how the figure is calculated, on CIBC Private Wealth Management’s own fee page.
Registration
CIBC Private Wealth Advisors, Inc. is registered with the SEC as an investment adviser (CRD #109644, confirmed ACTIVE this session via SEC IAPD).
This is a registration confirmation only, not a fiduciary-standard verdict (a registered investment adviser can still be a dual registrant with a broker-dealer, which changes which standard applies in each capacity). For the fiduciary-standard question itself, see the fiduciary-status page for CIBC Private Wealth Management.
What it costs to leave
CIBC Private Wealth Advisors, Inc.’s Form ADV Part 2A states “If clients choose to terminate their account, they can do so by providing advance written notice to us.” CIBC Private Wealth Advisors, Inc. names two possible custodians in its brochure, with no single default. Charles Schwab & Co., Inc.’s own published fee schedule states “Full transfer (out) of assets: $50 per account.” Fidelity Brokerage Services LLC discloses no comparable line item (an honest gap).
The full steps are on our how to leave CIBC Private Wealth Management page; the general mechanics of switching financial advisors and a dated termination letter apply regardless of firm.
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- Form ADV Part 2A (June 22, 2026): https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1049122
- SEC IAPD firm summary (CRD #109644, checked September 28, 2026): https://adviserinfo.sec.gov/firm/summary/109644
Methodology. This page was built September 28, 2026, drawing directly on CIBC Private Wealth Management’s own current fee brochure, cited in Sources below, and a fresh SEC IAPD registration check run the same day. As of September 28, 2026, this site publishes a fiduciary-status page and a minimum-investment page for CIBC Private Wealth Management; where the exit-fee facts above are cited, they were independently verified against the same primary source. Any fact we could not independently confirm is named as an honest gap rather than presented as verified. Nothing here is personalized financial, tax, legal, or investment advice, and it is not a substitute for reading CIBC Private Wealth Management’s own Form ADV Part 2A and Form CRS. We have not used CIBC Private Wealth Management as a client. CIBC Private Wealth Management did not pay for, review, or influence this content. See our Editorial Policy, Corrections, Affiliate Disclosure, and Disclaimer.
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