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Updated September 28, 2026. Quick answer: $1,000,000 for its general wealth-management relationship. CIBC Private Wealth Management’s own Form ADV Part 2A brochure states this figure directly, though the firm can waive or reduce it at its own discretion. At that minimum, CIBC Private Wealth Management’s own published fee schedule works out to $12,000 a year.
The minimum, in the firm’s own words
“We generally require a minimum account size of $1,000,000.”
On waivability: “Additionally, we waive the minimum account size based on several factors such as existing relationships or the expectation that a relationship will grow.”
Minimum investment and what it would cost
| Program | Minimum investment | Annual fee at that minimum | Waivable? |
|---|---|---|---|
| its general wealth-management relationship | $1,000,000 | $12,000 | Yes, at the firm’s discretion |
| Source: Form ADV Part 2A, June 22, 2026 | |||
CIBC Private Wealth Management’s own fee schedule at other balances
| Account balance | Annual fee |
|---|---|
| $250,000 | $10,000 |
| $500,000 | $10,000 |
| $1,000,000 | $12,000 |
| $2,000,000 | $24,000 |
What else to know
CIBC’s standard fee schedules for its equity/balanced, fixed-income, cash, and wealth-management separate accounts each carry a separate $10,000 minimum annual fee, and its family office services are generally reserved for qualified clients with $50 million or more in assets under management; neither of these narrower figures is the firm’s general account-minimum disclosure.
What a larger account would cost
The minimum is only the entry point. On a $500,000 account, CIBC Private Wealth Management’s own Form ADV Part 2A (June 22, 2026) works out to $10,000 a year under its published fee schedule.
Other firms’ minimum investments
Read this one, this one too, and one more.
Already a client and thinking about the minimum a different way, like whether you could get a better deal elsewhere? Read the general mechanics of switching financial advisors, or use a dated termination letter once you decide.
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- Form ADV Part 2A (June 22, 2026): https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1049122
- SEC Investment Adviser Public Disclosure, CIBC Private Wealth Advisors, Inc. (CRD #109644): https://adviserinfo.sec.gov/firm/summary/109644
- CIBC Private Wealth Advisors, Inc., SEC Form ADV filing: https://reports.adviserinfo.sec.gov/reports/ADV/109644/PDF/109644.pdf
Methodology. This page was built September 28, 2026, quoting directly from CIBC Private Wealth Management’s own current Form ADV Part 2A / wrap-fee brochure, with the source linked above. The annual-fee-at-the-minimum figure applies that same brochure’s own published fee schedule to the disclosed minimum dollar amount; any distinction we could not independently confirm this session is named as an honest gap rather than presented as verified. Nothing here is personalized financial, tax, legal, or investment advice, and it is not a substitute for reading the firm’s own Form ADV Part 2A. See our Editorial Policy, Corrections, Affiliate Disclosure, and Disclaimer.