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How Much Does Estate Planning Cost? (2026): DIY vs Attorney, In Dollars

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Updated July 23, 2026. Quick answer: Estate planning costs anywhere from $0 to about $5,000 depending on the route. DIY platforms run $0 (FreeWill) to $599 (Trust & Will’s couples trust plan). Attorney-drafted documents, per LegalTemplates’ 2026 nationwide study of 909 law firms: a simple will has a median of $625 (middle half of firms: $450–$1,000) and a revocable living trust package a median of $2,700 (middle half: $2,500–$3,500); the National Council on Aging puts a full attorney-prepared plan at $2,000–$5,000+. Hourly work typically bills $250–$400/hour. All prices below were pulled from the platforms’ own pricing pages and named surveys, checked July 23, 2026.

Fast routes: Probate cost by state | Small-estate limits by state | How much a will costs | How much a living trust costs | Methodology | Ancillary probate calculator

DIY platform prices (from their own pricing pages, July 23, 2026)

Platform Will-based plan Trust-based plan Notes
FreeWill $0 (will, financial POA, healthcare directive) $0 living trust in California only Free to consumers; funded by 2,400+ nonprofit partnerships that encourage charitable bequests
Quicken WillMaker (Nolo) $109 Starter / $149 Plus (list prices) Living trust included in $149 Plus tier Software/one purchase; $219 tier adds document storage; promotional discounts common
LegalZoom $129–$299 individual ($229–$399 couple) $399 Basic / $549 Premium ($499/$649 couple) Upper will tiers and Premium trust add attorney consults that renew as subscriptions — check renewal terms
Rocket Lawyer Membership $149–$349/year (annual billing) Documents via membership rather than per-document pricing
Trust & Will $199 individual / $299 couple $499 individual / $599 couple Optional $49/yr membership; attorney-support add-on +$299

Attorney-drafted documents: what the surveys show

Service Benchmark Source
Simple will (flat fee) Median $625; middle 50% of firms $450–$1,000 LegalTemplates 2026 study of 909 firms
Will package (will + POA + healthcare directive) Median $1,000; middle 50% of firms $750–$1,500; full attorney-prepared plans $2,000–$5,000+ LegalTemplates 2026 study of 909 firms, read at the source August 12, 2026 (319 of them priced a package); full-plan range: Martindale-Nolo survey (2018); NCOA (Dec 2025)
Revocable living trust package (flat fee) Median $2,700; middle 50% $2,500–$3,500 LegalTemplates 2026 study of 909 firms, package row read at the source August 12, 2026 (221 of them priced a trust package)
Standalone power of attorney Median $300; middle 50% $250–$400; NCOA cites $200–$500 LegalTemplates 2026; NCOA (Dec 2025)
Hourly rates (trusts & estates practice) ~$351–$380/hour average; marketplace ranges $250–$350/hour Clio Legal Trends Report 2024; ContractsCounsel marketplace

Source honesty notes: the LegalTemplates study is published by a DIY-documents company (an interest in making attorneys look expensive), so we treat its medians as one input and corroborate against NCOA and marketplace data — they broadly agree. The Martindale-Nolo package figures date to 2018, so the will-package row now carries the 2026 study’s own package figures instead. The vast majority of estate planning firms quote flat fees, so always ask for one.

Attorney-drafted: the median, and the middle half of firms around itEach bar is the range the middle 50% of firms charge; the rule inside it is the national median. Axis runs to $3,800.Attorney-drafted: the median, and themiddle half of firms around itEach bar is the range the middle 50% of firmscharge; the rule inside it is the nationalmedian. Axis runs to $3,800.Standalone power of attorney · 371 firmspriced itSimple will, on its own · 307 firmsWill package: will + power of attorney +directive · 319 firmsRevocable living trust package · 221 firmsmedian $300median $625median $1,000median $2,700no firm’s middle half sits in here$0$1,000$2,000$3,000Going up the ladder the bands touch — a willpackage overlaps a simple will between $750and $1,000 — until the last step, where theystop touching altogether. The top of thewill-package band is $1,500 and the bottom ofthe trust-package band is $2,500.So the trust decision is not a matter ofpaying a little more. On these firms’ ownnumbers it is the one step in estate planningwith no middle ground.Source: LegalTemplates, 2026 Estate Planning Costs in the US,a study of 909 law firms in all 50 states and DC; nationalmedians and middle-50% ranges read at the source on August17, 2026. Firm counts are the study’s own. The study ispublished by a DIY-documents company, so this page treats itas one input.
Every figure is the LegalTemplates 2026 study’s own national median and middle-50% range, drawn to the same $0–$3,800 axis so the four documents are directly comparable. Firm counts are how many of the 909 firms priced that line — the standalone power of attorney is the best-evidenced row on the chart and the trust package the thinnest.

What actually drives the price up

Per NCOA and the fee studies, the levers are: estate complexity (blended families, business ownership, out-of-state property, special-needs beneficiaries), plan type (a trust package costs about 2.7x a will package at the study’s medians, $2,700 against $1,000, and a package saves roughly $700 against the same study’s single-document medians, which add to $3,400), geography (major metros price above the national range), and attorney experience. State law matters too — what probate costs if you don’t plan varies enormously, which is the next section.

Will-based or trust-based? The probate math decides

The honest way to evaluate a ~$2,700 trust package against a ~$1,000 will package is to price what a trust avoids: probate in your state. In statutory-fee states the avoided cost is computable — a $1,000,000 gross California estate generates up to $46,000 in combined statutory attorney and executor compensation, which makes trust economics obvious; in reasonable-fee states the avoided cost is smaller and depends on complexity. Our statute-cited probate cost by state table gives your state’s answer, and the small-estate limits table shows when an estate is small enough to skip formal probate regardless. Or let the will vs trust breakeven calculator run your state’s statutory math on your numbers.

Five copy/paste questions for any estate planning quote

  1. Is this a flat fee, and exactly which documents does it include — will or trust, powers of attorney, healthcare directive, HIPAA authorization?
  2. If it’s a trust package, does the fee include funding the trust — retitling accounts and deeds — or is that extra?
  3. What would the same plan cost as a will-based package, and what does probate actually cost in this state that the trust would avoid?
  4. What do updates cost later — amendments, restatements, or an annual plan?
  5. Are there state-specific costs here (deed recording, transfer taxes, notarization requirements) not in the quote?

Estate planning is one piece of the full picture

Estate documents interact with beneficiary designations, retirement accounts, and tax planning — the places where a fiduciary planner earns their fee. If you want help putting the pieces together, start with an introduction, and see how the advisor-matching services compare in our independent comparison first.

Work out the number for your estate

Seven states publish a statutory percentage schedule, so probate cost there is arithmetic you can check — and in several of them the attorney and the personal representative are each entitled to the full amount, which doubles it. The probate cost calculator does that math for all 51 jurisdictions, cites the statute beside each result, and tells you whether your estate is small enough to skip full probate altogether.

What probate costs if you skip the planning

The case for paying for planning is the cost of the alternative. These pages price that alternative in each state, from the fee statute rather than an estimate:

Methodology

This page was materially reviewed on July 23, 2026. Platform prices were read directly from each company’s public pricing page on that date (list prices, ignoring temporary promotions); survey figures are attributed inline with their publication dates and publisher interests disclosed. Figures are educational benchmarks, not quotes, and prices change. Nothing here is legal, tax, or personalized financial advice. See our Editorial Policy, Corrections, Affiliate Disclosure, and Disclaimer.

If you are on the receiving end instead

Pricing the planning is one question. What it costs to have someone manage the money afterwards is a different one, and it is rarely computed:

Estate decisions beyond the cost question

What the documents cost is the smaller question. These are the decisions that change who receives what:

Inherited accounts

Required distributions

Roth conversions

Trusts

Other decisions

The cost most estate plans skip: long-term care can outweigh every figure above. Whether to insure it or fund it yourself is computable — the self-insure vs LTC insurance calculator runs both paths, and 2026 premiums by age shows what coverage costs.

The policy nobody prices: old permanent life insurance is often the largest unexamined asset in an estate plan. What surrendering actually costs after tax — and when selling or exchanging beats both — is computable: the life insurance surrender tax calculator and the four-door test.

Estate documents are one line of the planning budget; advisory fees on the portfolio are usually the far larger lifetime cost. Our 2026 advisor fee benchmark measured what 176 SEC-registered firms actually charge, and the advisor fee calculator turns any quote into annual dollars.

Pricing the rest of the paperwork: a power of attorney (median $300 standalone, or bundled free into a $149–$199 will plan), an advance directive (usually free), and the full package. Whether to use a platform at all: the four situations where DIY fails.

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