Guides › Financial Advisor Fees
Updated September 28, 2026. Quick answer: SigFig Wealth Management discloses a maximum, individually negotiated rate of 0.5% in its Form ADV Part 2A: Firm Brochure (February 2026). Converted to dollars, that runs $2,500 a year on a $500,000 account; see the full table below for $250,000, $1 million and $2 million.
The published numbers
From the Form ADV Part 2A: Firm Brochure (February 2026): “Clients are charged a flat fee or a percentage of the Client’s assets under management. The management fee is generally no greater than .50% of assets under management.”
Note: CRD 158823 independently re-verified ACTIVE/isSECRegistered=Y, SEC-approved since 10/31/2011. SigFig also earns revenue from bank/broker partners’ white-label Digital Advice Programs at separately negotiated rates (about 0.05%-0.10% of assets), a different distribution channel not reflected in the direct-client ceiling used here.
The published maximum: 0.5% per year.
What you would pay
| Account balance | Annual fee (dollars) | Effective rate |
|---|---|---|
| $250,000 | $1,250 | 0.50% |
| $500,000 | $2,500 | 0.50% |
| $1,000,000 | $5,000 | 0.50% |
| $2,000,000 | $10,000 | 0.50% |
Each balance is shown at the 0.50% ceiling the brochure describes as the general cap on the management fee, since no separate flat-dollar minimum fee is stated for this program.
How this compares
Our benchmark of published adviser fee schedules puts the weighted median annual cost near $2,000 to $2,500 on $250,000 (the benchmark). At $500,000, SigFig Wealth Management’s own published maximum rate runs up to $2,500 a year.
Comparing SigFig Wealth Management against a full move? Read the general mechanics of switching financial advisors, or use a dated termination letter once you decide.
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- Form ADV Part 2A: Firm Brochure (February 2026): https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1008561
- SEC Investment Adviser Public Disclosure, SigFig Wealth Management, LLC (CRD #158823): https://adviserinfo.sec.gov/firm/summary/158823
- SigFig Wealth Management, LLC, SEC Form ADV filing: https://reports.adviserinfo.sec.gov/reports/ADV/158823/PDF/158823.pdf
Methodology. This page was built September 28, 2026, drawing on SigFig Wealth Management’s own SEC-filed disclosure and, where cited, its published fee schedule, with sources linked above; any figure we could not independently confirm this session is named as an honest gap rather than presented as verified. Nothing here is personalized financial, tax, legal, or investment advice. See our Editorial Policy, Corrections, Affiliate Disclosure, and Disclaimer.
Thinking about leaving SigFig Wealth Management instead of pricing what you would pay to stay? See what it costs to leave, or read the general mechanics of switching financial advisors.
Weighing whether to move ahead? Read the full SigFig Wealth Management review.
Is SigFig Wealth Management a fiduciary? See what its own Form CRS says, and how that compares to what you would pay.
What does it take to open an account? See SigFig Wealth Management’s minimum investment, straight from its own Form ADV Part 2A brochure.