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Updated September 28, 2026. Quick answer: SigFig Wealth Management is registered with the SEC as an investment adviser (CRD #158823, confirmed ACTIVE this session via SEC IAPD). Per its own current fee brochure, a $500,000 account would run up to $2,500 a year (the published maximum) under its published fee schedule. Already a client and thinking about leaving? Budget $50 if Schwab custodies your account. This review covers what its fee brochure and current SEC registration confirm today; this firm also has a fiduciary-status page and minimum-investment page on this site.
SigFig Wealth Management at a glance
| Fact | What SigFig Wealth Management’s own pages say |
|---|---|
| Legal entity | SigFig Wealth Management, LLC |
| Registration | SigFig Wealth Management, LLC is registered with the SEC as an investment adviser (CRD #158823, confirmed ACTIVE this session via SEC IAPD). |
| Fee on a $500,000 account | Up to $2,500 a year (the published maximum), per its own current brochure |
| Minimum to open an account | See the minimum-investment page for SigFig Wealth Management |
| Cost to leave (exit fee) | $50 if Schwab custodies your account |
What SigFig Wealth Management’s own fee schedule charges
CRD 158823 independently re-verified ACTIVE/isSECRegistered=Y, SEC-approved since 10/31/2011. SigFig also earns revenue from bank/broker partners’ white-label Digital Advice Programs at separately negotiated rates (about 0.05%-0.10% of assets), a different distribution channel not reflected in the direct-client ceiling used here.
“Clients are charged a flat fee or a percentage of the Client’s assets under management. The management fee is generally no greater than .50% of assets under management.”
Each balance is shown at the 0.50% ceiling the brochure describes as the general cap on the management fee, since no separate flat-dollar minimum fee is stated for this program.
| Account balance | Annual fee |
|---|---|
| $250,000 | $1,250 |
| $500,000 | $2,500 |
| $1,000,000 | $5,000 |
| $2,000,000 | $10,000 |
See the full breakdown, including how the figure is calculated, on SigFig Wealth Management’s own fee page.
Registration
SigFig Wealth Management, LLC is registered with the SEC as an investment adviser (CRD #158823, confirmed ACTIVE this session via SEC IAPD).
This is a registration confirmation only, not a fiduciary-standard verdict (a registered investment adviser can still be a dual registrant with a broker-dealer, which changes which standard applies in each capacity). For the fiduciary-standard question itself, see the fiduciary-status page for SigFig Wealth Management.
What it costs to leave
SigFig Wealth Management, LLC’s Form ADV Part 2A states “Management fees are deducted automatically from Client accounts by the account custodian and are paid generally monthly, in arrears in accordance with the Investment Advisory Agreement and prorated to the date of account opening or termination.” SigFig Wealth Management, LLC names three possible custodians in its brochure, with no single default. Charles Schwab & Co., Inc.’s own published fee schedule states “Full transfer (out) of assets: $50 per account.” Fidelity Brokerage Services LLC and TD Ameritrade, Inc. disclose no comparable line item (an honest gap).
A dedicated how-to-leave page for SigFig Wealth Management covers the exit costs in full; the general mechanics of switching financial advisors and a dated termination letter apply regardless of firm.
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- Form ADV Part 2A: Firm Brochure (February 2026): https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1008561
- SEC IAPD firm summary (CRD #158823, checked September 28, 2026): https://adviserinfo.sec.gov/firm/summary/158823
Methodology. This page was built September 28, 2026, drawing directly on SigFig Wealth Management’s own current fee brochure, linked above, and a fresh SEC IAPD registration check run the same day. As of September 28, 2026, this site publishes a fiduciary-status page and a minimum-investment page for SigFig Wealth Management; where the exit-fee page already exists it is linked above and drawn from that already-sourced page. Any fact we could not independently confirm is named as an honest gap rather than presented as verified. Nothing here is personalized financial, tax, legal, or investment advice, and it is not a substitute for reading SigFig Wealth Management’s own Form ADV Part 2A and Form CRS. We have not used SigFig Wealth Management as a client. SigFig Wealth Management did not pay for, review, or influence this content. See our Editorial Policy, Corrections, Affiliate Disclosure, and Disclaimer.
What does it take to open an account? See SigFig Wealth Management’s minimum investment, straight from its own Form ADV Part 2A brochure.
Comparing firms? See all 182 advisor firm reviews in one table, with each firm’s type and its fee on a $500,000 account.