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Updated September 28, 2026. Quick answer: $2,000 for a SigFig-managed advisory account. SigFig Wealth Management’s own Form ADV Part 2A brochure states this figure directly, though the firm can waive or reduce it at its own discretion. At that minimum, SigFig Wealth Management’s own published fee schedule works out to $10 a year.
The minimum, in the firm’s own words
“SigFig generally imposes a $2,000 minimum investment on the Clients, which can be reduced or otherwise modified at SigFig’s sole discretion.”
On waivability: “which can be reduced or otherwise modified at SigFig’s sole discretion”
Minimum investment and what it would cost
| Program | Minimum investment | Annual fee at that minimum | Waivable? |
|---|---|---|---|
| a SigFig-managed advisory account | $2,000 | $10 | Yes, at the firm’s discretion |
| Source: Form ADV Part 2A: Firm Brochure, February 2026 | |||
SigFig Wealth Management’s own fee schedule at other balances
| Account balance | Annual fee |
|---|---|
| $250,000 | $1,250 |
| $500,000 | $2,500 |
| $1,000,000 | $5,000 |
| $2,000,000 | $10,000 |
What a larger account would cost
The minimum is only the entry point. On a $500,000 account, SigFig Wealth Management’s own published fee schedule runs up to $2,500 a year (the published maximum); see the full dollar breakdown from SigFig Wealth Management’s own fee disclosure across several account sizes. Read our full review of SigFig Wealth Management before you decide.
Already a client and thinking about the minimum a different way, like whether you could get a better deal elsewhere? See how much it costs to leave SigFig Wealth Management, or read the general mechanics of switching financial advisors, or use a dated termination letter once you decide.
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- Form ADV Part 2A: Firm Brochure (February 2026): https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1008561
- SEC Investment Adviser Public Disclosure, SigFig Wealth Management, LLC (CRD #158823): https://adviserinfo.sec.gov/firm/summary/158823
- SigFig Wealth Management, LLC, SEC Form ADV filing: https://reports.adviserinfo.sec.gov/reports/ADV/158823/PDF/158823.pdf
Methodology. This page was built September 28, 2026, quoting directly from SigFig Wealth Management’s own current Form ADV Part 2A / wrap-fee brochure, with the source linked above. The annual-fee-at-the-minimum figure applies that same brochure’s own published fee schedule to the disclosed minimum dollar amount; any distinction we could not independently confirm this session is named as an honest gap rather than presented as verified. Nothing here is personalized financial, tax, legal, or investment advice, and it is not a substitute for reading the firm’s own Form ADV Part 2A. See our Editorial Policy, Corrections, Affiliate Disclosure, and Disclaimer.