Guides › Financial Advisor Fees
Updated September 28, 2026. Quick answer: Lincoln Investment discloses a maximum, individually negotiated rate of 1.25% in its Form ADV Part 2A (July 17, 2026). Converted to dollars, that runs $6,250 a year on a $500,000 account; see the full table below for $250,000, $1 million and $2 million.
The published numbers
From the Form ADV Part 2A (July 17, 2026): “Your Advisor’s fee is negotiable at the Advisor’s sole discretion and to a maximum fee that is established by Lincoln Investment. Your Advisor will share in all or a portion of the Financial Advisor Fee based on their payout schedule with Lincoln Investment. The maximum annual Financial Advisor Fee that your Advisor can charge for his/her services is 1.25% of the assets being advised or managed.”
Note: CRD 519 was confirmed ACTIVE and SEC registered through a live SEC IAPD lookup on September 28, 2026. The registrant is Lincoln Investment Planning, LLC, which does business as Lincoln Investment and is a dual registrant with a broker-dealer. The firm reports about $22.0 billion in regulatory assets under management. The priced figure is the stated maximum advisor fee for its individual advisory clients, not a firm-wide standard rate.
The published maximum: 1.25% per year (The priced figure is the 1.25% maximum Financial Advisor Fee only. On the Client Custom Portfolios program an asset-based platform fee is charged in addition (0.15% on the first $500,000 for non-403(b)/457(b) accounts, stepping down at higher balances, with a $100 annual minimum), which brings the stated maximum total for that program to 1.40%. Firm-managed model portfolios carry a separate Asset Management Program Fee that the brochure says is in addition to the Financial Advisor Fee, third-party money managers charge their own fees, and wrap programs are described in a separate brochure with higher stated maximum totals. None of those add-ons are reflected in the figures below.).
What you would pay
| Account balance | Annual fee (dollars) | Effective rate |
|---|---|---|
| $250,000 | $3,125 | 1.25% |
| $500,000 | $6,250 | 1.25% |
| $1,000,000 | $12,500 | 1.25% |
| $2,000,000 | $25,000 | 1.25% |
Lincoln Investment publishes a stated maximum Financial Advisor Fee of 1.25% of assets advised or managed rather than a tiered schedule, so each balance is priced at that maximum. The Financial Advisor Fee itself has no disclosed minimum annual dollar fee (the $100 minimum in the brochure applies to the separate platform fee), so no floor applies to these figures. These are ceiling figures, not typical charges.
How this compares
Our benchmark of published adviser fee schedules puts the weighted median annual cost near $2,000 to $2,500 on $250,000 (the benchmark). At $500,000, Lincoln Investment’s own published maximum rate runs up to $6,250 a year.
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- Form ADV Part 2A (July 17, 2026): https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1052253
- SEC Investment Adviser Public Disclosure, Lincoln Investment Planning, LLC (CRD #519): https://adviserinfo.sec.gov/firm/summary/519
- Lincoln Investment Planning, LLC, SEC Form ADV filing: https://reports.adviserinfo.sec.gov/reports/ADV/519/PDF/519.pdf
Methodology. This page was built September 28, 2026, drawing on Lincoln Investment’s own SEC-filed disclosure and, where cited, its published fee schedule, with sources linked above; any figure we could not independently confirm before publication is named as an honest gap rather than presented as verified. Nothing here is personalized financial, tax, legal, or investment advice. See our Editorial Policy, Corrections, Affiliate Disclosure, and Disclaimer.
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