Guides › Financial Advisor Fees
Updated September 18, 2026. Quick answer: SoFi Invest discloses a fixed, non-negotiable rate of 0.25% in its Form ADV Part 2A – SoFi Wealth LLC Brochure (2026-03-27). Converted to dollars, that runs $1,250 a year on a $500,000 account; see the full table below for $250,000, $1 million and $2 million.
The published numbers
From the Form ADV Part 2A – SoFi Wealth LLC Brochure (2026-03-27): “Clients are charged an annual asset-based fee (the “wrap fee”) at the rate of 0.25% based on the value of each account enrolled in the program. This fee is non-negotiable.”
The published fixed rate: 0.25% per year.
What you would pay
| Account balance | Annual fee (dollars) | Effective rate |
|---|---|---|
| $250,000 | $625 | 0.25% |
| $500,000 | $1,250 | 0.25% |
| $1,000,000 | $2,500 | 0.25% |
| $2,000,000 | $5,000 | 0.25% |
Flat, non-negotiable 0.25% annual wrap fee applied to the full account balance at any AUM level (SoFi Wealth’s automated/robo investing service, branded SoFi Invest, has no stated minimum or tiering in the fee schedule itself). Dollar figures = balance x 0.0025.
How this compares
Our benchmark of published adviser fee schedules puts the weighted median annual cost near $2,000 to $2,500 on $250,000 (the benchmark). At $500,000, SoFi Invest’s own published rate runs $1,250 a year.
Comparing SoFi Invest against a full move? Read the general mechanics of switching financial advisors, or use a dated termination letter once you decide.
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- Form ADV Part 2A – SoFi Wealth LLC Brochure (2026-03-27): https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1028153
- SEC Investment Adviser Public Disclosure, SoFi Wealth LLC (CRD #167958): https://adviserinfo.sec.gov/firm/summary/167958
- SoFi Wealth LLC, SEC Form ADV filing: https://reports.adviserinfo.sec.gov/reports/ADV/167958/PDF/167958.pdf
Methodology. This page was built September 18, 2026, drawing on SoFi Invest’s own SEC-filed disclosure and, where cited, its published fee schedule, with sources linked above; any figure we could not independently confirm this session is named as an honest gap rather than presented as verified. Nothing here is personalized financial, tax, legal, or investment advice. See our Editorial Policy, Corrections, Affiliate Disclosure, and Disclaimer.
Is SoFi Invest a fiduciary? See what its own Form CRS says, and how that compares to what you would pay.
What does it take to open an account? See SoFi Invest’s minimum investment, straight from its own Form ADV Part 2A brochure.
Thinking about leaving SoFi Invest instead of pricing what you would pay to stay? See what it costs to leave, or read the general mechanics of switching financial advisors.
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