Guides › Financial Advisor Fees
Updated September 19, 2026. Quick answer: SoFi Invest is less expensive at $500,000: $1,250 a year, versus $7,500 a year for Savant Wealth Management, computed from each firm’s own SEC-filed fee disclosure. See the full side-by-side table below for $250,000, $1 million and $2 million.
What each firm charges, side by side
| Account balance | Savant Wealth Management (annual fee) | SoFi Invest (annual fee) |
|---|---|---|
| $250,000 | $3,750 | $625 |
| $500,000 | $7,500 | $1,250 |
| $1,000,000 | $15,000 | $2,500 |
| $2,000,000 | $30,000 | $5,000 |
Savant Wealth Management discloses a maximum, individually negotiated rate of 1.5% (Savant Wealth Management Form ADV Part 2A Firm Brochure, July 30, 2026); SoFi Invest discloses a flat, non-negotiable rate of 0.25% (Form ADV Part 2A – SoFi Wealth LLC Brochure, 2026-03-27).
What the fee includes, in each firm’s own words
Savant Wealth Management (Savant Wealth Management Form ADV Part 2A Firm Brochure, July 30, 2026): “Our fees for comprehensive wealth management services range from an annualized rate of 0.50% to 1.50% based upon total assets under management and/or advisement and the complexity of the client services required and/or provided, and the market where the client is located.”
Savant discloses a range (0.50%–1.50%) rather than dollar breakpoints; where a given client lands in that range depends on AUM, service complexity, and location, none of which is further quantified in the brochure. To avoid understating cost, the dollar figures apply the top of the disclosed range (1.50%) as a flat ceiling rate to each balance (balance x 0.015); an individual client’s actual fee could be lower, especially at higher balances.
SoFi Invest (Form ADV Part 2A – SoFi Wealth LLC Brochure, 2026-03-27): “Clients are charged an annual asset-based fee (the “wrap fee”) at the rate of 0.25% based on the value of each account enrolled in the program. This fee is non-negotiable.”
Flat, non-negotiable 0.25% annual wrap fee applied to the full account balance at any AUM level (SoFi Wealth’s automated/robo investing service, branded SoFi Invest, has no stated minimum or tiering in the fee schedule itself). Dollar figures = balance x 0.0025.
How this compares
Our benchmark of published adviser fee schedules puts the weighted median annual cost near $2,000 to $2,500 on $250,000 (the benchmark). At $500,000, Savant Wealth Management runs $7,500 a year and SoFi Invest runs $1,250 a year: a difference of $6,250 a year at that balance.
Want the full breakdown for either firm on its own? Read the Savant Wealth Management fee page or the SoFi Invest fee page for the complete tier table and source citations.
Comparing these two against a full move? Read the general mechanics of switching financial advisors, or use a dated termination letter once you decide.
Compare your next step
Just comparing fees? Keep reading the fee guide.Optional next step
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- Savant Wealth Management Form ADV Part 2A Firm Brochure (July 30, 2026): https://savantwealth.com/wp-content/uploads/2026/07/Savant-ADV-Part-2A-July-2026.pdf
- SEC Investment Adviser Public Disclosure, Savant Capital, LLC dba Savant Wealth Management (CRD #107271): https://adviserinfo.sec.gov/firm/summary/107271
- Form ADV Part 2A – SoFi Wealth LLC Brochure (2026-03-27): https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1028153
- SEC Investment Adviser Public Disclosure, SoFi Wealth LLC (CRD #167958): https://adviserinfo.sec.gov/firm/summary/167958
Methodology. This page was built September 19, 2026, re-pairing figures already archived and independently verified for Savant Wealth Management and SoFi Invest from each firm’s own SEC-filed disclosure; sources linked above. Nothing here is personalized financial, tax, legal, or investment advice. See our Editorial Policy, Corrections, Affiliate Disclosure, and Disclaimer.