Guides › Financial Advisor Fees
Updated September 17, 2026. Quick answer: Creative Planning discloses a tiered schedule starting at 1.20% in its Creative Planning, LLC Form ADV Part 2A (March 31, 2026). Converted to dollars, that runs $6,000 a year on a $500,000 account; see the full table below for $250,000, $1 million and $2 million.
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Creative Planning fee schedule 2026 (tiers)
This schedule comes from the Creative Planning, LLC Form ADV Part 2A, dated March 31, 2026, the same filing cited under Sources below.
From the Creative Planning, LLC Form ADV Part 2A (March 31, 2026): “Annual Fee Calculation: 1.20% on the first $500,000, then 1.00% on assets of $500,001-$2,000,000, then .85% on assets of $2,000,001-$5,000,000, then .80% on assets of $5,000,001-$10,000,000, then .70% on assets of $10,000,001-$25,000,000.”
- First $500,000: 1.20%
- $500,001 to $2,000,000: 1.00%
- $2,000,001 to $5,000,000: 0.85%
- $5,000,001 to $10,000,000: 0.80%
- $10,000,001 to $25,000,000: 0.70%
What you would pay
| Account balance | Annual fee (dollars) | Effective rate |
|---|---|---|
| $250,000 | $3,000 | 1.20% |
| $500,000 | $6,000 | 1.20% |
| $1,000,000 | $11,000 | 1.10% |
| $2,000,000 | $21,000 | 1.05% |
Clients under $200,000 in assets generally are not eligible for standard individual service; the schedule shown is Creative Planning’s standard individual/HNW fee calculation.
How this compares
Our benchmark of published adviser fee schedules puts the weighted median annual cost near $2,000 to $2,500 on $250,000 (the benchmark). At $500,000, Creative Planning’s own published rate runs $6,000 a year.
Comparing Creative Planning against a full move? Read the general mechanics of switching financial advisors, or use a dated termination letter once you decide.
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Source: WiserAdvisor’s service descriptionSources
- Creative Planning, LLC Form ADV Part 2A (March 31, 2026): https://creativeplanning.com/wp-content/uploads/Creative-Planning-Form-ADV-Part-2A.pdf
- SEC Investment Adviser Public Disclosure, Creative Planning, LLC (CRD #105348): https://adviserinfo.sec.gov/firm/summary/105348
- Creative Planning, LLC, SEC Form ADV filing: https://reports.adviserinfo.sec.gov/reports/ADV/105348/PDF/105348.pdf
Methodology. This page was built September 17, 2026, drawing on Creative Planning’s own SEC-filed disclosure and, where cited, its published fee schedule, with sources linked above; any figure we could not independently confirm this session is named as an honest gap rather than presented as verified. Nothing here is personalized financial, tax, legal, or investment advice. See our Editorial Policy, Corrections, Affiliate Disclosure, and Disclaimer.
Is Creative Planning a fiduciary? See what its own Form CRS says, and how that compares to what you would pay.
What does it take to open an account? See Creative Planning’s minimum investment, straight from its own Form ADV Part 2A brochure.
Thinking about leaving Creative Planning instead of pricing what you would pay to stay? See what it costs to leave, or read the general mechanics of switching financial advisors.
See how Creative Planning compares directly, dollar for dollar: vs Fisher Investments, vs Mercer.
Weighing whether to move ahead? Read the full Creative Planning review, including its fiduciary status and what it costs to leave.
See how Creative Planning compares directly, dollar for dollar: vs Raymond James, vs Voya Financial Advisors.
See how Creative Planning compares directly, dollar for dollar: vs Equitable Advisors, vs Kestra (Kestra Private Wealth Services / Kestra Advisory Services).
See how Creative Planning compares directly, dollar for dollar: vs Lincoln Financial Advisors, vs LPL Financial.
See how Creative Planning compares directly, dollar for dollar: vs Carson Wealth, vs Mariner Wealth Advisors, vs Osaic.
See how Creative Planning compares directly, dollar for dollar: vs UBS.
Comparing Creative Planning against other options? See Creative Planning alternatives, including a lower-fee full-service firm, a flat-fee route, and a robo/hybrid.
See how Creative Planning compares directly, dollar for dollar: vs Cetera.
See how Creative Planning compares directly, dollar for dollar: vs Cambridge Investment Research, vs Commonwealth Financial Network.
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