Guides › Financial Advisor Fees
Updated September 28, 2026. Quick answer: Alight Financial Advisors discloses a tiered schedule starting at 0.50% in its Form ADV Part 2A (February 1, 2026). Converted to dollars, that runs $1,850 a year on a $500,000 account; see the full table below for $250,000, $1 million and $2 million.
The published numbers
From the Form ADV Part 2A (February 1, 2026): “The fee rate is based upon assets under management per investor and is as follows: 50bps on the first $100,000 of Available Investments 40bps on the next $150,000 of Available Investments 30bps on all Available Investments above $250,000”
Note: CRD 158744 was confirmed ACTIVE and SEC registered through a live SEC IAPD lookup on September 28, 2026. Alight Financial Advisors, LLC is the registered adviser and was formerly named Aon Hewitt Financial Advisors, LLC. The firm reports about $35.05 billion in regulatory assets under management. The priced schedule is the Alight IRA managed account fee for individual investors. The brochure says this offering is available only to participants in certain employer-sponsored defined contribution plans of clients of its parent company, so it is not open to the general public.
- $0-$100,000: 0.50%
- $100,001-$250,000: 0.40%
- $250,001 and above: 0.30%
The brochure says this fee covers investment management fees, investment advisory fees, custodial fees, the costs of executing and clearing transactions, related retirement planning and education, and administration costs, and that the subadvisor, Goldman Sachs Asset Management, is paid a portion of it. Mutual funds, ETFs and other pooled vehicles carry their own fees and expenses at the fund level, which clients bear in addition. Separate non-advisory account fees apply, such as a $95 account closing fee, $5 per paper statement and $25 per outgoing wire.
What you would pay
| Account balance | Annual fee (dollars) | Effective rate |
|---|---|---|
| $250,000 | $1,100 | 0.44% |
| $500,000 | $1,850 | 0.37% |
| $1,000,000 | $3,350 | 0.34% |
| $2,000,000 | $6,350 | 0.32% |
Each balance is priced by stacking the bands, with 0.50% on the first $100,000, 0.40% on the next $150,000 and 0.30% on everything above $250,000, which is how the brochure words the schedule. The brochure states an effective annual rate of 0.30% to 0.50%. It discloses no minimum annual dollar fee, so no floor applies. The firm’s separate Professional Management program is described only as up to a percentage with no schedule and is not used here.
How this compares
Our benchmark of published adviser fee schedules puts the weighted median annual cost near $2,000 to $2,500 on $250,000 (the benchmark). At $500,000, Alight Financial Advisors’s own published rate runs $1,850 a year.
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- Form ADV Part 2A (February 1, 2026): https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1014027
- SEC Investment Adviser Public Disclosure, Alight Financial Advisors, LLC (CRD #158744): https://adviserinfo.sec.gov/firm/summary/158744
- Alight Financial Advisors, LLC, SEC Form ADV filing: https://reports.adviserinfo.sec.gov/reports/ADV/158744/PDF/158744.pdf
Methodology. This page was built September 28, 2026, drawing on Alight Financial Advisors’s own SEC-filed disclosure and, where cited, its published fee schedule, with sources linked above; any figure we could not independently confirm before publication is named as an honest gap rather than presented as verified. Nothing here is personalized financial, tax, legal, or investment advice. See our Editorial Policy, Corrections, Affiliate Disclosure, and Disclaimer.