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Updated September 28, 2026. Quick answer: Flagstar Securities discloses a tiered advisory fee schedule starting at 1.50%, which it says is negotiable, in its Form ADV Part 2A (July 14, 2026). Converted to dollars, the advisory fee alone runs $7,500 a year on a $500,000 account, before a separate sponsor fee (0.10% at that balance, about $500) and any third-party manager fee of 0.25% to 1.25%; see the full table below for $250,000, $1 million and $2 million.
Fee schedules at comparable advisory firms: Johnson Investment Counsel Fees (2026) and J.P. Morgan Advisors Fees (2026).
More on this firm: Flagstar Securities Review.
The published numbers
From the Form ADV Part 2A (July 14, 2026): “Market Value Annual Fee Up to $999,999 1.50% $1,000,000 $4,999,999 1.00% $5,000,000 $9,999,999 0.75% $10,000,000 $19,999,999 0.50% Above $20,000,000 0.40%”
Note: CRD 104233 was confirmed ACTIVE and SEC registered through a live SEC IAPD lookup on September 28, 2026. The registrant is Flagstar Securities, Inc. of New York, a dually registered broker-dealer and investment adviser that the SEC record also lists as Flagstar Advisors and, formerly, Signature Securities Group. The firm reports about $784.3 million in regulatory assets under management. The priced schedule is the Managed Account Program advisory fee, and the brochure lists individuals and high net worth individuals among its clients.
- $0-$999,999: 1.50%
- $1,000,000-$4,999,999: 1.00%
- $5,000,000-$9,999,999: 0.75%
- $10,000,000-$19,999,999: 0.50%
- $20,000,000 and above: 0.40%
The priced figure is the advisory fee only. The brochure says client fees in its Managed Account Program include an advisory fee, a separate sponsor fee for implementation, platform and administrative services (0.12% under $500,000 down to 0.03% above $20,000,000), and, where a third-party manager runs the account, an additional TPA fee of 0.25% to 1.25%. The sponsor fee and TPA fee are both in addition to the advisory fee and are not in the figures below. Fund-level expenses, transaction charges and custodian fees are also separate.
What you would pay
| Account balance | Annual fee (dollars) | Effective rate |
|---|---|---|
| $250,000 | $3,750 | 1.50% |
| $500,000 | $7,500 | 1.50% |
| $1,000,000 | $10,000 | 1.00% |
| $2,000,000 | $20,000 | 1.00% |
The brochure says the table reflects the maximum fees the firm permits and is based on threshold billing, meaning that when the account balance reaches the next threshold, the listed fee is charged on the entire account balance. Each balance is therefore priced at the single rate for the band it falls in, applied to the whole balance rather than stacked by band. The brochure states that the firm has no minimum account size or minimum annual fee, so no floor applies. Advisory fees are described as negotiable, so the figures are ceilings rather than typical charges.
How this compares
Our benchmark of published adviser fee schedules puts the weighted median annual cost near $2,000 to $2,500 on $250,000 (the benchmark). At $500,000, Flagstar Securities’s published advisory fee runs $7,500 a year, plus the separate sponsor fee and any third-party manager fee.
Comparing Flagstar Securities against a full move? Read the general mechanics of switching financial advisors, or use a dated termination letter once you decide.
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- Form ADV Part 2A (July 14, 2026): https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1051710
- SEC Investment Adviser Public Disclosure, Flagstar Securities, Inc. (CRD #104233): https://adviserinfo.sec.gov/firm/summary/104233
- Flagstar Securities, Inc., SEC Form ADV filing: https://reports.adviserinfo.sec.gov/reports/ADV/104233/PDF/104233.pdf
Methodology. This page was built September 28, 2026, drawing on Flagstar Securities’s own SEC-filed disclosure and, where cited, its published fee schedule, with sources linked above; any figure we could not independently confirm before publication is named as an honest gap rather than presented as verified. Nothing here is personalized financial, tax, legal, or investment advice. See our Editorial Policy, Corrections, Affiliate Disclosure, and Disclaimer.