Guides › Financial Advisor Fees
Updated September 28, 2026. Quick answer: Yes, on every account. Fiducient Advisors is registered with the SEC only as an investment adviser (it is not a broker-dealer), so the Investment Advisers Act of 1940 requires it to act as your fiduciary. Its own Form CRS states: “When we act as your investment adviser, we have to act in your best interest and not put our interest ahead of yours.”
How it’s registered
From Form CRS, Customer Relationship Summary, Fiducient Advisors (March 27, 2026): “FIDUCIENT ADVISORS LLC is registered with the Securities and Exchange Commission as an investment adviser and not a broker-dealer.”
The standard of conduct, in its own words
“When we act as your investment adviser, we have to act in your best interest and not put our interest ahead of yours.”
On commissions: “Our financial professionals are compensated based on factors such as the amount of retail investor assets they service, the time and complexity required to meet a retail investor’s needs, and the revenue the firm earns from the financial professionals’ advisory services or recommendations.”
Fiduciary status by capacity
| Capacity | Registration | Standard you’re owed | Can earn commissions | Source |
|---|---|---|---|---|
| As your investment adviser | SEC-registered investment adviser | Fiduciary duty (Investment Advisers Act of 1940) | No (asset-based advisory fee: up to $5,000 a year, 1.00% on a $500,000 account, the published maximum) | Form CRS, Customer Relationship Summary, Fiducient Advisors, March 27, 2026 |
What this means for what you pay
Fiduciary status is one input, not the whole picture. Fiducient Advisors discloses a published fee that runs up to $5,000 a year on a $500,000 account (the published maximum); see the full dollar breakdown from Fiducient Advisors’ own fee disclosure before deciding whether the standard of conduct here changes your answer.
If the answer above changes your mind about staying, read the general mechanics of switching financial advisors, or use a dated termination letter once you decide.
Compare your next step
Just comparing fees? Keep reading the fee guide.Optional next step
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The form is run by Kapitalwise, our advisor-matching partner. Kapitalwise sends your details to advisers who pay for the introduction, so expect calls and texts. Clear Money Guide is paid when you submit the form, whether or not you ever hire anyone. This is free to you and there is no obligation to hire anyone.
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The matching service is run by WiserAdvisor, an independent advisor-matching company. It opens on their site, asks for your ZIP code and a few questions, and matches you with 2 to 3 vetted advisors. It is free to you. WiserAdvisor states the service is built for portfolios of $250,000 and above. By submitting, you consent to emails, phone calls and text messages from WiserAdvisor and up to three advisors, so expect to be contacted. Advisers pay for the introduction. Clear Money Guide is paid when you complete the form, whether or not you ever hire anyone. There is no obligation to hire anyone.
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Source: WiserAdvisor’s service descriptionSources
- Form CRS, Customer Relationship Summary, Fiducient Advisors (March 27, 2026): https://reports.adviserinfo.sec.gov/crs/crs_106720.pdf
- SEC Investment Adviser Public Disclosure, Fiducient Advisors (CRD #106720): https://adviserinfo.sec.gov/firm/summary/106720
- Fiducient Advisors, SEC Form ADV filing: https://reports.adviserinfo.sec.gov/reports/ADV/106720/PDF/106720.pdf
Methodology. This page was built September 28, 2026, quoting directly from Fiducient Advisors’ own current Form CRS, with the source linked above; any distinction we could not independently confirm this session is named as an honest gap rather than presented as verified. Nothing here is personalized financial, tax, legal, or investment advice, and it is not a substitute for reading the firm’s own Form CRS. See our Editorial Policy, Corrections, Affiliate Disclosure, and Disclaimer.