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Updated September 28, 2026. Quick answer: Yes, on every account. The Mather Group is registered with the SEC only as an investment adviser (it is not a broker-dealer), so the Investment Advisers Act of 1940 requires it to act as your fiduciary. Its own Form CRS states: “When we act as your investment adviser, we have to act in your best interest and not put our interest ahead of yours. That means we are required to act in your best interest throughout our entire advisory relationship.”
How it’s registered
From Form CRS, Customer Relationship Summary, The Mather Group (February 2, 2026): “THE MATHER GROUP, LLC (“TMG”) is registered with the Securities and Exchange Commission as an investment adviser.”
The standard of conduct, in its own words
“When we act as your investment adviser, we have to act in your best interest and not put our interest ahead of yours. That means we are required to act in your best interest throughout our entire advisory relationship.”
On commissions: “The firm’s revenue is derived from the advisory fees that we collect from your account. We do not receive compensation for the sale of securities to our clients.”
Fiduciary status by capacity
| Capacity | Registration | Standard you’re owed | Can earn commissions | Source |
|---|---|---|---|---|
| As your investment adviser | SEC-registered investment adviser | Fiduciary duty (Investment Advisers Act of 1940) | No (asset-based advisory fee: $5,750 a year, 1.15% on a $500,000 account) | Form CRS, Customer Relationship Summary, The Mather Group, February 2, 2026 |
What this means for what you pay
Fiduciary status is one input, not the whole picture. The Mather Group discloses a published fee that runs $5,750 a year on a $500,000 account; see the full dollar breakdown from The Mather Group’s own fee disclosure before deciding whether the standard of conduct here changes your answer.
If the answer above changes your mind about staying, read the general mechanics of switching financial advisors, or use a dated termination letter once you decide.
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Source: WiserAdvisor’s service descriptionSources
- Form CRS, Customer Relationship Summary, The Mather Group (February 2, 2026): https://reports.adviserinfo.sec.gov/crs/crs_156005.pdf
- SEC Investment Adviser Public Disclosure, The Mather Group (CRD #156005): https://adviserinfo.sec.gov/firm/summary/156005
- The Mather Group, SEC Form ADV filing: https://reports.adviserinfo.sec.gov/reports/ADV/156005/PDF/156005.pdf
Methodology. This page was built September 28, 2026, quoting directly from The Mather Group’s own current Form CRS, with the source linked above; any distinction we could not independently confirm this session is named as an honest gap rather than presented as verified. Nothing here is personalized financial, tax, legal, or investment advice, and it is not a substitute for reading the firm’s own Form CRS. See our Editorial Policy, Corrections, Affiliate Disclosure, and Disclaimer.
Comparing The Mather Group against other options? See The Mather Group alternatives, including a lower-fee full-service firm, a flat-fee route and a robo/hybrid.