Guides › Financial Advisor Fees
Updated September 18, 2026. Quick answer: CAPTRUST discloses a tiered schedule starting at 1.25% in its CAPTRUST Financial Advisors Form ADV Part 2A – Wealth Client Brochure (March 27, 2026). Converted to dollars, that runs $6,250 a year on a $500,000 account; see the full table below for $250,000, $1 million and $2 million.
Fee schedules at comparable advisory firms: Farther Fees (2026), Ferguson Wellman Fees (2026) and Fidelity Wealth Management Fees (2026).
The published numbers
From the CAPTRUST Financial Advisors Form ADV Part 2A – Wealth Client Brochure (March 27, 2026): “Advisory fees, minimum account sizes, and services are negotiable and detailed in the advisory agreement. Advisory fees generally will be calculated as a percentage of total assets under management. Adviser’s standard fee schedule, effective January 1, 2026, is as follows: Annual Advisory Fees Assets Under $10 Million at Initial Funding First $1M at 1.25% Next $1M at 1.00% Next $3M at 0.85% Assets over $5M at .70%”
- First $1,000,000: 1.25%
- Next $1,000,000 (i.e. $1M–$2M): 1.00%
- Next $3,000,000 (i.e. $2M–$5M): 0.85%
- Over $5,000,000 (for accounts under $10M at initial funding): 0.70%
What you would pay
| Account balance | Annual fee (dollars) | Effective rate |
|---|---|---|
| $250,000 | $3,125 | 1.25% |
| $500,000 | $6,250 | 1.25% |
| $1,000,000 | $12,500 | 1.25% |
| $2,000,000 | $22,500 | 1.12% |
CAPTRUST’s standard fee schedule (effective January 1, 2026) is marginal/tiered like a tax bracket. At $250,000 and $500,000 the entire balance falls in the first $1M tier, so the fee is balance x 1.25% ($3,125 and $6,250). At $1,000,000 the fee is $1,000,000 x 1.25% = $12,500. At $2,000,000 the fee is ($1,000,000 x 1.25%) + ($1,000,000 x 1.00%) = $12,500 + $10,000 = $22,500.
How this compares
Our benchmark of published adviser fee schedules puts the weighted median annual cost near $2,000 to $2,500 on $250,000 (the benchmark). At $500,000, CAPTRUST’s own published rate runs $6,250 a year.
Comparing CAPTRUST against a full move? Read the general mechanics of switching financial advisors, or use a dated termination letter once you decide.
Compare your next step
Just comparing fees? Keep reading the fee guide.Optional next step
Explore an adviser match
Compare the services and the full fee before deciding whether to hire anyone.
- No fee to request a match
- No obligation to hire
Expect questions about your situation, your name, email and phone, and phone verification by text. A match is not guaranteed.
The form is run by Kapitalwise, our advisor-matching partner. Kapitalwise sends your details to advisers who pay for the introduction, so expect calls and texts. Clear Money Guide is paid when you submit the form, whether or not you ever hire anyone. This is free to you and there is no obligation to hire anyone.
Opens here. Nothing loads and nothing reaches Kapitalwise until you press the button.
How our partner relationships workCompare an adviser match before you decide
Ask about the full fee, what it covers and how the adviser is paid. A match is an introduction, not a recommendation from Clear Money Guide.
- Free matching service
- No obligation to hire
The matching service is run by WiserAdvisor, an independent advisor-matching company. It opens on their site, asks for your ZIP code and a few questions, and matches you with 2 to 3 vetted advisors. It is free to you. WiserAdvisor states the service is built for portfolios of $250,000 and above. By submitting, you consent to emails, phone calls and text messages from WiserAdvisor and up to three advisors, so expect to be contacted. Advisers pay for the introduction. Clear Money Guide is paid when you complete the form, whether or not you ever hire anyone. There is no obligation to hire anyone.
Continue to WiserAdvisorOpens on WiserAdvisor’s site in a new tab.
Source: WiserAdvisor’s service descriptionSources
- CAPTRUST Financial Advisors Form ADV Part 2A – Wealth Client Brochure (March 27, 2026): https://www.captrust.com/wp-content/uploads/2026/03/2026-CAPTRUST-Form-2A-Wealth-Client-Brochure-FINAL.pdf
- SEC Investment Adviser Public Disclosure, CAPTRUST Financial Advisors (CRD #175112): https://adviserinfo.sec.gov/firm/summary/175112
- CAPTRUST Financial Advisors, SEC Form ADV filing: https://reports.adviserinfo.sec.gov/reports/ADV/175112/PDF/175112.pdf
Methodology. This page was built September 18, 2026, drawing on CAPTRUST’s own SEC-filed disclosure and, where cited, its published fee schedule, with sources linked above; any figure we could not independently confirm this session is named as an honest gap rather than presented as verified. Nothing here is personalized financial, tax, legal, or investment advice. See our Editorial Policy, Corrections, Affiliate Disclosure, and Disclaimer.
Is CAPTRUST a fiduciary? See what its own Form CRS says, and how that compares to what you would pay.
What does it take to open an account? See CAPTRUST’s minimum investment, straight from its own Form ADV Part 2A brochure.
See how CAPTRUST compares directly, dollar for dollar: vs Lincoln Financial Advisors, vs LPL Financial.
Thinking about leaving CAPTRUST instead of pricing what you would pay to stay? See what it costs to leave, or read the general mechanics of switching financial advisors.
See how CAPTRUST compares directly, dollar for dollar: vs Mercer Advisors.
See how CAPTRUST compares directly, dollar for dollar: vs Raymond James, vs Voya Financial Advisors.
See how CAPTRUST compares directly, dollar for dollar: vs Carson Wealth.
See how CAPTRUST compares directly, dollar for dollar: vs Equitable Advisors, vs Kestra (Kestra Private Wealth Services / Kestra Advisory Services), vs Mariner Wealth Advisors.
Weighing whether to move ahead? Read the full CAPTRUST review, including its fiduciary status and what it costs to leave.
Comparing CAPTRUST against other options? See CAPTRUST alternatives, including a lower-fee full-service firm, a flat-fee route, and a robo/hybrid.
See how CAPTRUST compares directly, dollar for dollar: vs Osaic, vs UBS.
See how CAPTRUST compares directly, dollar for dollar: vs Cetera.
See how CAPTRUST compares directly, dollar for dollar: vs Cambridge Investment Research, vs Commonwealth Financial Network, vs SoFi Invest.
How does this compare? See the annual fee on $500,000 at 165 advisory firms, each from the firm’s own filing.
See how CAPTRUST compares directly, dollar for dollar: vs Vanguard Personal Advisor.
See how CAPTRUST compares directly, dollar for dollar: vs MassMutual, vs Morgan Stanley, vs Ameriprise.
See how CAPTRUST compares directly, dollar for dollar: vs Baird, vs J.P. Morgan.
See how CAPTRUST compares directly, dollar for dollar: vs Wells Fargo Advisors.
See how CAPTRUST compares directly, dollar for dollar: vs Betterment Premium.
See how CAPTRUST compares directly, dollar for dollar: vs Merrill Lynch.
See how CAPTRUST compares directly, dollar for dollar: vs Primerica, vs Charles Schwab.