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Updated September 28, 2026. Quick answer: Ally Invest Robo Portfolios discloses a flat rate of 0.3% for its Market-Focused Robo Portfolios (Cash-Enhanced Robo Portfolios carry no advisory fee at all) in its Ally Invest Advisors LLC Form ADV Part 2A / Wrap Fee Program Brochure (April 1, 2026). Converted to dollars, that runs $1,500 a year on a $500,000 account; see the full table below for $250,000, $1 million and $2 million.
Fee schedules at comparable advisory firms: Citi Personal Wealth Management Fees (2026), Citizens Private Wealth Fees (2026) and Clearstead Advisory Solutions Fees (2026).
The published numbers
From the Ally Invest Advisors LLC Form ADV Part 2A / Wrap Fee Program Brochure (April 1, 2026): “1. Robo Portfolios. The minimum initial deposit for each account is $100. There are no advisory fees charged for the Cash-Enhanced Robo Portfolios. The annual advisory fee rate for Market-Focused Robo Portfolios is 0.30%. The fees are calculated daily by multiplying the account’s closing balance by the annual advisory fee rate and then dividing by 365.”
Note: Ally Invest Advisors LLC also offers a separately priced Personal Advice service (a $100,000 minimum household relationship, tiered 0.85%/0.80%/0.75%) and a still-limited-rollout Invest Simply service (no advisory fee); this page prices the firm’s Robo Portfolios only, the product named in the roster candidate.
The published flat rate: 0.3% per year.
What you would pay
| Account balance | Annual fee (dollars) | Effective rate |
|---|---|---|
| $250,000 | $750 | 0.30% |
| $500,000 | $1,500 | 0.30% |
| $1,000,000 | $3,000 | 0.30% |
| $2,000,000 | $6,000 | 0.30% |
Ally’s Robo Portfolios come in two versions the client chooses between: Cash-Enhanced (0% advisory fee) and Market-Focused (a flat 0.30% annual rate, non-negotiable per the brochure). dollar_at uses the Market-Focused rate, since it is the version that carries an actual dollar fee; balance x 0.003 at each of the four balances.
How this compares
Our benchmark of published adviser fee schedules puts the weighted median annual cost near $2,000 to $2,500 on $250,000 (the benchmark). At $500,000, Ally Invest Robo Portfolios’s own published rate runs $1,500 a year.
Comparing Ally Invest Robo Portfolios against a full move? Read the general mechanics of switching financial advisors, or use a dated termination letter once you decide.
Compare your next step
Just comparing fees? Keep reading the fee guide.Optional next step
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Source: WiserAdvisor’s service descriptionSources
- Ally Invest Advisors LLC Form ADV Part 2A / Wrap Fee Program Brochure (April 1, 2026): https://www.ally.com/content/dam/pdf/invest/wrap-fee-pgrm-brochure.pdf
- SEC Investment Adviser Public Disclosure, Ally Invest Advisors LLC (CRD #170301): https://adviserinfo.sec.gov/firm/summary/170301
- Ally Invest Advisors LLC, SEC Form ADV filing: https://reports.adviserinfo.sec.gov/reports/ADV/170301/PDF/170301.pdf
Methodology. This page was built September 28, 2026, drawing on Ally Invest Robo Portfolios’s own SEC-filed disclosure and, where cited, its published fee schedule, with sources linked above; any figure we could not independently confirm this session is named as an honest gap rather than presented as verified. Nothing here is personalized financial, tax, legal, or investment advice. See our Editorial Policy, Corrections, Affiliate Disclosure, and Disclaimer.
Thinking about leaving Ally Invest Robo Portfolios instead of pricing what you would pay to stay? See what it costs to leave, or read the general mechanics of switching financial advisors.
Weighing whether to move ahead? Read the full Ally Invest Robo Portfolios review.
What does it take to open an account? See Ally Invest Robo Portfolios’s minimum investment, straight from its own Form ADV Part 2A brochure.
Is Ally Invest Robo Portfolios a fiduciary? See what its own Form CRS says, and how that compares to what you would pay.