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Updated September 28, 2026. Quick answer: $100 for Ally’s Robo Portfolios. Ally Invest Robo Portfolios’ own Form ADV Part 2A brochure states this figure directly, though the firm reserves some discretion to adjust it. At that minimum, Ally Invest Robo Portfolios’ own published fee schedule works out to $0.30 a year.
The minimum, in the firm’s own words
“The minimum initial deposit for each account is $100 … The minimum initial investment requirement for new accounts is $100. The initial minimum amount must be met before advisory services will begin.”
On waivability: “We may make exceptions to account minimums for certain legacy Clients and reductions in balances due to fees or market movement.”
Minimum investment and what it would cost
| Program | Minimum investment | Annual fee at that minimum | Waivable? |
|---|---|---|---|
| Ally’s Robo Portfolios | $100 | $0.30 | Partially, at the firm’s discretion |
| Source: Ally Invest Advisors LLC Form ADV Part 2A / Wrap Fee Program Brochure, April 1, 2026 | |||
Ally Invest Robo Portfolios’ own fee schedule at other balances
| Account balance | Annual fee |
|---|---|
| $250,000 | $750 |
| $500,000 | $1,500 |
| $1,000,000 | $3,000 |
| $2,000,000 | $6,000 |
What else to know
Ally’s other advisory service lines carry different minimums: Invest Simply requires $10; Guided Advice requires $25,000; Personal Advice requires a $100,000 household relationship.
What a larger account would cost
The minimum is only the entry point. On a $500,000 account, Ally Invest Robo Portfolios’ own published fee schedule runs $1,500 a year; see the full dollar breakdown from Ally Invest Robo Portfolios’ own fee disclosure across several account sizes. Read our full review of Ally Invest Robo Portfolios before you decide.
Already a client and thinking about the minimum a different way, like whether you could get a better deal elsewhere? See how much it costs to leave Ally Invest Robo Portfolios, or read the general mechanics of switching financial advisors, or use a dated termination letter once you decide.
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- Ally Invest Advisors LLC Form ADV Part 2A / Wrap Fee Program Brochure (April 1, 2026): https://www.ally.com/content/dam/pdf/invest/wrap-fee-pgrm-brochure.pdf
- SEC Investment Adviser Public Disclosure, Ally Invest Advisors LLC (CRD #170301): https://adviserinfo.sec.gov/firm/summary/170301
- Ally Invest Advisors LLC, SEC Form ADV filing: https://reports.adviserinfo.sec.gov/reports/ADV/170301/PDF/170301.pdf
Methodology. This page was built September 28, 2026, quoting directly from Ally Invest Robo Portfolios’ own current Form ADV Part 2A / wrap-fee brochure, with the source linked above. The annual-fee-at-the-minimum figure applies that same brochure’s own published fee schedule to the disclosed minimum dollar amount; any distinction we could not independently confirm this session is named as an honest gap rather than presented as verified. Nothing here is personalized financial, tax, legal, or investment advice, and it is not a substitute for reading the firm’s own Form ADV Part 2A. See our Editorial Policy, Corrections, Affiliate Disclosure, and Disclaimer.