Updated August 7, 2026. Quick answer: every figure Clear Money Guide holds about Oregon, on one page, each one copied from a dataset that cites its own statute or agency. Built for reporters on deadline — take any line, follow the link for the source.
What stands out about Oregon
These are the figures where Oregon differs most from the rest of the country — selected by counting how many jurisdictions share each value, not by editorial preference.
- Return deadline: 31 days after the tenancy terminates and the tenant delivers possession — the only jurisdiction of the 51 we have data for
- Five year total: at least $600 — one of only 3 of 48
- Salary history ban: Yes — one of only 9 of 49
- Grace period days: 30 days, or at the insurer’s option one month of not less than 30 days — one of only 10 of 47
What dying costs here
- Small estate limit: 75000
- Small estate scope: covers_real
- State estate tax exemption: 1000000
Source and full detail: the cost-of-dying index. Figures copied from those pages, which own them.
Estate and property law status
- Authorized: yes
- Statute or act: ORS 194.277 (enacted 2020 s.s.1 c.12 s20; made permanent by 2021 c.344, S.B. 765)
- Effective date: 2021-06-15
- Conditions: Identity by personal knowledge, credible-witness oath, or two types of identity proofing; audiovisual recording created and retained 10 years; notary must notify the SOS before the first remote act and identify the technology; fee capped at $25 (ORS 194.400); special restrictions for signers outs…
- Association name: Oregon Life and Health Insurance Guaranty Association
- Death benefit limit: $300,000
- Cash surrender limit: $100,000
- Annuity limit: $250,000
- Aggregate limit: $300,000
- Statute citation: Or. Rev. Stat. § 734.810(11)-(12) (Duties and powers of association)
- Trigger: delivery of the policy or contract (replacement rule only)
- Extended windows: 30 days for replacement transactions (OAR 836-080-0029)
- Refund basis: replacement: unconditional full refund of all premiums or considerations paid including policy fees or charges; for a variable or market-value-adjustment policy, the cash surrender value plus the fees and other charges deducted from gross premiums or imposed under the policy
- Grace period days: 30 days, or at the insurer’s option one month of not less than 30 days
- Coverage during grace: the policy shall continue in full force; if a claim arises during the grace period, the amount of any premium due or overdue, TOGETHER WITH INTEREST and any deferred installment of the annual premium, may be deducted from the policy proceeds
- Variations: 4 weeks for industrial life insurance policies whose premiums are payable more frequently than monthly (ORS 743.165). Annuity and pure endowment policies: one month but not less than 30 days, with interest up to 6% (ORS 743.255).
Source and full detail: notary rules by state · guaranty association limits · life insurance free-look periods · life insurance grace periods. Figures copied from those pages, which own them.
Working and earning here
- Quit deadline: Immediately on the last day worked if the employee gave at least 48 hours’ notice; otherwise within 5 business days or by the next regularly scheduled payday, whichever is first
- Fired deadline: By the end of the first business day after discharge or termination
- Statute citation: ORS 652.140, ORS 652.150
- Has law: No
- Disclosure trigger: none
- Salary history ban: Yes
- Wage replacement: PROGRESSIVE, benchmarked to the state average weekly wage: 100% of wages for lower earners, tapering to a blended rate above the threshold
- Max weeks family: 12
- Funding: both — total 1% of gross wages up to $184,500 (2026), split 60% employee / 40% employer, with employers under 25 employees exempt from the employer share
- Benefits effective date: 2023-09-03
- Mandatory: Yes
- Contested: No
Source and full detail: final paycheck laws by state · pay transparency laws by state · paid family leave by state · the convenience-of-the-employer rule. Figures copied from those pages, which own them.
Renting here
- Deposit cap: No statutory maximum
- Return deadline: 31 days after the tenancy terminates and the tenant delivers possession
- Interest required: no
- Statute citation: Or. Rev. Stat. § 90.300
Source and full detail: security deposit law by state. Figures copied from those pages, which own them.
Starting a business here
- Formation fee: $100
- Annual report: $100
- Publication requirement: none identified
- Statute citation: ORS 56.140 (filing, service, copying and certification fees); ORS 63.007 (fees, cross-referencing 56.140); ORS 63.787 (annual report)
- Five year total: at least $600
Source and full detail: LLC cost by state. Figures copied from those pages, which own them.
Tax treatment here
- Has law: Yes
- Treatment: ordinary income
- Rate: 9.9% top marginal
- Preferential mechanism: none
- Tax year: 2026
- Statute citation: ORS sec. 316.037(1)
Source and full detail: capital gains tax by state. Figures copied from those pages, which own them.
For journalists: how to cite this
Clear Money Guide, Oregon Money Statistics 2026. https://clearmoneyguide.com/state-money-statistics/oregon/. Every figure on this page is copied from a Clear Money Guide dataset that states its own primary source and the date it was read — follow the section links for the statute or agency behind any number. Free to reuse with attribution under CC BY 4.0.
What this sheet does and does not contain
This sheet aggregates; it does not research. Every figure is copied from the owning page linked in each section, and a figure we do not own is simply absent — not estimated, not inferred from a neighbouring state. That is why sheets differ in length: this one states 46 figures, and a state where we hold less will show fewer. A short sheet means we have less, not that the state has less.
Statutory law changes. Each linked owner page carries the date its figures were read; check there before relying on anything here. See also Oregon financial adviser statistics and all 51 state money sheets.
General information about published law and public data, not legal, tax or investment advice. No advertising appears on this page and we earn nothing from it.