Updated August 7, 2026. Quick answer: every figure Clear Money Guide holds about Arizona, on one page, each one copied from a dataset that cites its own statute or agency. Built for reporters on deadline — take any line, follow the link for the source.
What stands out about Arizona
These are the figures where Arizona differs most from the rest of the country — selected by counting how many jurisdictions share each value, not by editorial preference.
- Return deadline: 14 business days — the only jurisdiction of the 51 we have data for
- Preferential mechanism: 25% exclusion — the only jurisdiction of the 51 we have data for
- Publication requirement: required — 3 consecutive publications within 60 days, unless the statutory agent’s county exceeds 800,000 population — the only jurisdiction of the 50 we have data for
- Authority: statute and regulation — one of only 3 of 30
What dying costs here
- Small estate limit: 200000
- Small estate scope: covers_real
Source and full detail: the cost-of-dying index. Figures copied from those pages, which own them.
Estate and property law status
- Authorized: yes
- Statute or act: A.R.S. 41-263; originally SB 1030 (2019) as former 41-371 et seq., recodified into 41-263 effective 2022-06-30
- Effective date: 2022-06-30
- Conditions: Identity via personal knowledge, credible-witness testimony, or at least two different types of identity proofing; notary must confirm the record matches what the signer is executing; audiovisual recording retained at least 5 years. For signers outside the US the record must relate to a matter wi…
- Association name: Arizona Life and Disability Insurance Guaranty Fund (a fund established in the Arizona Department of Insurance, not a private association)
- Death benefit limit: $300,000
- Cash surrender limit: $100,000
- Annuity limit: $250,000
- Aggregate limit: $300,000
- Statute citation: Ariz. Rev. Stat. § 20-685(E), (F) (coverage; limitations)
- Extended windows: Annuity contracts: 10 days after the contract is delivered, or 30 days if the contract holder is 65 years of age or older on the date of the application. Replacement transactions (life or annuity): 30 days of delivery.
- Refund basis: Annuity free look: refund of all monies paid; for variable annuity contracts, the sum of (i) the difference between premiums paid (including policy/contract fees and other charges) and the amounts allocated to separate accounts and (ii) the value of the amounts allocated to separate accounts on t…
- Grace period days: 30 days, or at the insurer’s option one month of not less than 30 days
- Trigger: the due date of any premium after the first
- Coverage during grace: The policy continues in full force; if a claim arises during the grace period BEFORE the overdue premium is paid, the amount of the premium may be deducted from the policy proceeds
- Variations: Annuities: Ariz. Rev. Stat. Sec. 20-1219 (Grace period in annuities). Group life: Sec. 20-1259 (Grace period). Group annuities: Sec. 20-1271
Source and full detail: notary rules by state · guaranty association limits · life insurance free-look periods · life insurance grace periods. Figures copied from those pages, which own them.
Working and earning here
- Quit deadline: By the regular payday for the pay period during which the termination occurred
- Fired deadline: Within 7 working days, or the end of the next regular pay period, whichever is sooner
- Statute citation: A.R.S. 23-353 (deadline); A.R.S. 23-355 (penalty)
- Has law: No
- Disclosure trigger: none
- Salary history ban: no
- Local ordinances: none identified
- Authority: statute and regulation
- Contested: no
Source and full detail: final paycheck laws by state · pay transparency laws by state · paid family leave by state · the convenience-of-the-employer rule. Figures copied from those pages, which own them.
Renting here
- Deposit cap: 1.5 months’ rent
- Return deadline: 14 business days
- Interest required: no
- Statute citation: A.R.S. 33-1321
Source and full detail: security deposit law by state. Figures copied from those pages, which own them.
Starting a business here
- Formation fee: $50 regular; $85 with expedited processing
- Annual report: none — Arizona LLCs file no annual or periodic report
- Franchise tax: none identified
- Publication requirement: required — 3 consecutive publications within 60 days, unless the statutory agent’s county exceeds 800,000 population
- Expedite options: $35 expedited premium (Articles of Organization $85 total); 2-hour $400; same day $200; next day $100
- Statute citation: A.R.S. 29-3213 (fees); A.R.S. 29-3201(G) (publication)
- Five year total: at least $50
Source and full detail: LLC cost by state. Figures copied from those pages, which own them.
Tax treatment here
- Has law: Yes
- Treatment: preferential
- Rate: 2.50% flat
- Preferential mechanism: 25% exclusion
- Tax year: 2025
- Statute citation: A.R.S. § 43-1011 (rate); A.R.S. § 43-1022(22) (25% long-term capital gain subtraction)
Source and full detail: capital gains tax by state. Figures copied from those pages, which own them.
For journalists: how to cite this
Clear Money Guide, Arizona Money Statistics 2026. https://clearmoneyguide.com/state-money-statistics/arizona/. Every figure on this page is copied from a Clear Money Guide dataset that states its own primary source and the date it was read — follow the section links for the statute or agency behind any number. Free to reuse with attribution under CC BY 4.0.
What this sheet does and does not contain
This sheet aggregates; it does not research. Every figure is copied from the owning page linked in each section, and a figure we do not own is simply absent — not estimated, not inferred from a neighbouring state. That is why sheets differ in length: this one states 44 figures, and a state where we hold less will show fewer. A short sheet means we have less, not that the state has less.
Statutory law changes. Each linked owner page carries the date its figures were read; check there before relying on anything here. See also Arizona financial adviser statistics and all 51 state money sheets.
General information about published law and public data, not legal, tax or investment advice. No advertising appears on this page and we earn nothing from it.