Updated August 7, 2026. Quick answer: every figure Clear Money Guide holds about North Dakota, on one page, each one copied from a dataset that cites its own statute or agency. Built for reporters on deadline — take any line, follow the link for the source.
What stands out about North Dakota
These are the figures where North Dakota differs most from the rest of the country — selected by counting how many jurisdictions share each value, not by editorial preference.
- Return deadline: 30 days after termination of the lease and delivery of possession — the only jurisdiction of the 51 we have data for
- Formation fee: $135 — the only jurisdiction of the 48 we have data for
- Trigger: the due date of every premium after the first — one of only 2 of 47
- Free look days: 20 days — one of only 2 of 31
What dying costs here
- Small estate limit: 50000
- Small estate scope: personal_only
Source and full detail: the cost-of-dying index. Figures copied from those pages, which own them.
Estate and property law status
- Authorized: yes
- Statute or act: N.D.C.C. 44-06.1-13.1 et seq. (RULONA), enacted HB 1110 (2019)
- Effective date: 2019-08-01
- Conditions: Authorises notaries to perform notarial acts, on paper or electronic records, for remotely located individuals using approved communication technology.
- Association name: North Dakota Life and Health Insurance Guaranty Association
- Death benefit limit: $300,000
- Cash surrender limit: $100,000
- Annuity limit: $250,000
- Aggregate limit: $300,000
- Statute citation: N.D. Cent. Code § 26.1-38.1-01 (Coverage and limitations)
- Free look days: 20 days
- Trigger: delivery to the purchaser
- Refund basis: a refund of the premium
- Grace period days: 31 days
- Coverage during grace: the insurance continues in force; the policy MAY (not must) stipulate that if the insured dies during the grace period the overdue premium will be deducted in any settlement under the policy
- Variations: Group life: 31 days for any premium due except the first, during which death benefit coverage continues in force, unless the policyholder gave the insurer advance written notice of discontinuance; the policy may make the policyholder liable for a pro rata premium for the time the policy was in fo…
Source and full detail: notary rules by state · guaranty association limits · life insurance free-look periods · life insurance grace periods. Figures copied from those pages, which own them.
Working and earning here
- Quit deadline: Next regular payday established in advance by the employer for the periods worked (no acceleration for a voluntary quit)
- Fired deadline: Next regular payday, PLUS the employer must send payment by certified mail to an address designated by the employee (or as otherwise agreed)
- Statute citation: N.D.C.C. 34-14-02, 34-14-03, 34-14-07, 34-14-09.1
- Has law: No
- Disclosure trigger: none
- Salary history ban: No
- Contested: No
Source and full detail: final paycheck laws by state · pay transparency laws by state · paid family leave by state · the convenience-of-the-employer rule. Figures copied from those pages, which own them.
Renting here
- Deposit cap: 1 month’s rent, with an exception permitting up to 2 months’ rent in specific circumstances
- Return deadline: 30 days after termination of the lease and delivery of possession
- Interest required: conditional
- Statute citation: N.D. Cent. Code § 47-16-07.1
Source and full detail: security deposit law by state. Figures copied from those pages, which own them.
Starting a business here
- Formation fee: $135
- Annual report: $50
- Publication requirement: none
- Statute citation: N.D.C.C. § 10-32.1-92 (fees and charges); § 10-32.1-89 (annual report); § 10-32.1-90 (involuntary termination)
- Five year total: at least $385
Source and full detail: LLC cost by state. Figures copied from those pages, which own them.
Tax treatment here
- Has law: Yes
- Treatment: preferential
- Rate: 2.50% top marginal
- Preferential mechanism: exclusion
- Tax year: 2025
- Statute citation: N.D.C.C. sec. 57-38-30.3(2)(d) (exclusion); sec. 57-38-30.3(1) (rates)
Source and full detail: capital gains tax by state. Figures copied from those pages, which own them.
For journalists: how to cite this
Clear Money Guide, North Dakota Money Statistics 2026. https://clearmoneyguide.com/state-money-statistics/north-dakota/. Every figure on this page is copied from a Clear Money Guide dataset that states its own primary source and the date it was read — follow the section links for the statute or agency behind any number. Free to reuse with attribution under CC BY 4.0.
What this sheet does and does not contain
This sheet aggregates; it does not research. Every figure is copied from the owning page linked in each section, and a figure we do not own is simply absent — not estimated, not inferred from a neighbouring state. That is why sheets differ in length: this one states 40 figures, and a state where we hold less will show fewer. A short sheet means we have less, not that the state has less.
Statutory law changes. Each linked owner page carries the date its figures were read; check there before relying on anything here. See also North Dakota financial adviser statistics and all 51 state money sheets.
General information about published law and public data, not legal, tax or investment advice. No advertising appears on this page and we earn nothing from it.