Updated August 7, 2026. Quick answer: every figure Clear Money Guide holds about Hawaii, on one page, each one copied from a dataset that cites its own statute or agency. Built for reporters on deadline — take any line, follow the link for the source.
What stands out about Hawaii
These are the figures where Hawaii differs most from the rest of the country — selected by counting how many jurisdictions share each value, not by editorial preference.
- Formation fee: $50 filing fee + $1 State Archives fee ($51 out of pocket) — the only jurisdiction of the 48 we have data for
- Trigger: not specified in the statute — the only jurisdiction of the 47 we have data for
- Deposit cap: 1 month’s rent (plus an optional separate pet deposit up to 1 month’s rent) — the only jurisdiction of the 37 we have data for
- Preferential mechanism: lower rate — one of only 3 of 51
What dying costs here
- Small estate limit: 100000
- Small estate scope: unstated
- State estate tax exemption: 5490000
Source and full detail: the cost-of-dying index. Figures copied from those pages, which own them.
Estate and property law status
- Authorized: yes
- Statute or act: Haw. Rev. Stat. 456-23 to 456-27, enacted Act 54, Session Laws of Hawaii 2020
- Effective date: 2021-01-01
- Conditions: Notary must separately apply to and be commissioned by the Attorney General as a ‘remote online notary’ (456-24) after first qualifying as a regular HI notary. Real-time simultaneous sight-and-sound technology (456-23); identity via personal knowledge, credible-witness oath, or at least two indep…
- Association name: Hawaii Life and Disability Insurance Guaranty Association
- Death benefit limit: $300,000
- Cash surrender limit: $100,000
- Annuity limit: $250,000
- Aggregate limit: $300,000
- Statute citation: Haw. Rev. Stat. ch. 431 art. 16 (Hawaii Life and Disability Insurance Guaranty Association Act); section-level pinpoint not independently read
- Free look days: 10 days
- Trigger: receipt of the policy by the purchaser
- Extended windows: 30 days for replacement policies and contracts (HRS 431:10D-505(a)(4))
- Refund basis: refund of the premium paid; for replacements, unconditional full refund of all premiums including policy fees and charges, EXCEPT that variable or market-value-adjustment policies/contracts get cash surrender value plus the fees and charges deducted from gross premiums or imposed under the policy
- Grace period days: 30 days
- Coverage during grace: the policy continues in full force; if a claim arises during the grace period before an overdue premium is paid, that premium may be deducted from the policy proceeds
- Variations: Industrial life: 4 weeks, or not less than 30 days if premiums are payable monthly (HRS 431:10D-305(1)). Annuities and pure endowments: not fewer than 30 days, with an interest charge not exceeding 6% a year (HRS 431:10D-105(a)(1)).
Source and full detail: notary rules by state · guaranty association limits · life insurance free-look periods · life insurance grace periods. Figures copied from those pages, which own them.
Working and earning here
- Quit deadline: No later than the next regular payday
- Fired deadline: At the time of discharge; the next working day if immediate payment is prevented by conditions
- Statute citation: Haw. Rev. Stat. 388-3, 388-10
- Has law: Yes
- Disclosure trigger: in the job posting
- Employer threshold: 50+ employees
- Covers remote roles: unclear
- Effective date: 2024-01-01
- Salary history ban: yes
- Local ordinances: none identified
- Authority: regulation
- Contested: no
Source and full detail: final paycheck laws by state · pay transparency laws by state · paid family leave by state · the convenience-of-the-employer rule. Figures copied from those pages, which own them.
Renting here
- Deposit cap: 1 month’s rent (plus an optional separate pet deposit up to 1 month’s rent)
- Return deadline: 14 days
- Interest required: no
- Statute citation: Haw. Rev. Stat. 521-44
Source and full detail: security deposit law by state. Figures copied from those pages, which own them.
Starting a business here
- Formation fee: $50 filing fee + $1 State Archives fee ($51 out of pocket)
- Annual report: $15 (paper/fee-schedule rate); $12.50 filed online
- Franchise tax: none found in the sources searched
- Publication requirement: none identified
- Expedite options: $25 expedited review (per document)
- Statute citation: HRS ch. 428 (Uniform Limited Liability Company Act); DCCA BREG Form Fee Schedule Rev. 12/2022
- Five year total: at least $126
Source and full detail: LLC cost by state. Figures copied from those pages, which own them.
Tax treatment here
- Has law: Yes
- Treatment: preferential
- Rate: top marginal 11.00% ordinary; 7.25% alternative rate on net capital gain
- Preferential mechanism: lower rate
- Tax year: 2025
- Statute citation: HRS § 235-51 (rates and alternative tax on capital gains)
Source and full detail: capital gains tax by state. Figures copied from those pages, which own them.
For journalists: how to cite this
Clear Money Guide, Hawaii Money Statistics 2026. https://clearmoneyguide.com/state-money-statistics/hawaii/. Every figure on this page is copied from a Clear Money Guide dataset that states its own primary source and the date it was read — follow the section links for the statute or agency behind any number. Free to reuse with attribution under CC BY 4.0.
What this sheet does and does not contain
This sheet aggregates; it does not research. Every figure is copied from the owning page linked in each section, and a figure we do not own is simply absent — not estimated, not inferred from a neighbouring state. That is why sheets differ in length: this one states 49 figures, and a state where we hold less will show fewer. A short sheet means we have less, not that the state has less.
Statutory law changes. Each linked owner page carries the date its figures were read; check there before relying on anything here. See also Hawaii financial adviser statistics and all 51 state money sheets.
General information about published law and public data, not legal, tax or investment advice. No advertising appears on this page and we earn nothing from it.