Ameritas Minimum Investment (2026): What It Takes to Open an Account

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Updated September 23, 2026. Quick answer: $100,000 for Private Clients Wrap Fee Program. Ameritas’ own Form ADV Part 2A brochure states this figure directly, though the firm can waive or reduce it at its own discretion. At that minimum, Ameritas’ own published fee schedule works out to $2,000 a year.

The minimum, in the firm’s own words

“The minimum size for a Private Clients account is $100,000 but may be waived at AIP’s sole discretion.”

On waivability: “The minimum size for a Private Clients account is $100,000 but may be waived at AIP’s sole discretion.”

Minimum investment and what it would cost

$100,000 sits entirely inside Ameritas’ first marginal tier (First $200,000 at 2.00%): $100,000 x 2.00% = $2,000.

Ameritas’ own fee schedule at other balances

What else to know

Ameritas Investment Partners’ own brochure states the Private Clients program is currently not accepting new accounts; this $100,000 minimum describes the program’s standard, still-published terms.

What a larger account would cost

The minimum is only the entry point. On a $500,000 account, Ameritas’ own published fee schedule runs $7,000 a year; see the full dollar breakdown from Ameritas’ own fee disclosure across several account sizes.

Already a client and thinking about the minimum a different way, like whether you could get a better deal elsewhere? See what it costs to leave Ameritas, or read the general mechanics of switching financial advisors.

Sources

• Ameritas Investment Partners, Inc. Form ADV Part 2A Appendix 1, Private Clients Wrap Fee Program Brochure (March 25, 2026): https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1026511
• SEC Investment Adviser Public Disclosure, Ameritas Investment Partners, Inc. (CRD #109381): https://adviserinfo.sec.gov/firm/summary/109381
• Ameritas Investment Partners, Inc., SEC Form ADV filing: https://reports.adviserinfo.sec.gov/reports/ADV/109381/PDF/109381.pdf

Methodology. This page was built September 23, 2026, quoting directly from Ameritas’ own current Form ADV Part 2A / wrap-fee brochure, with the source linked above. The annual-fee-at-the-minimum figure applies that same brochure’s own published fee schedule to the disclosed minimum dollar amount; any distinction we could not independently confirm this session is named as an honest gap rather than presented as verified. Nothing here is personalized financial, tax, legal, or investment advice, and it is not a substitute for reading the firm’s own Form ADV Part 2A. See our Editorial Policy, Corrections, Affiliate Disclosure, and Disclaimer.