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United Wealth Management Review (2026): Fees and SEC Registration

Guides › Financial Advisor Fees

Updated September 28, 2026. Quick answer: United Wealth Management is registered with the SEC as an investment adviser (CRD #39062, confirmed ACTIVE this session via SEC IAPD). Per its own current fee brochure, a $500,000 account would run up to $10,000 a year (the published standard rate, which the firm says may be negotiable) under its published fee schedule. Already a client and thinking about leaving? Budget $95 at Wells Fargo Clearing Services. This review covers what its own fee brochure and current SEC registration confirm today; this firm also has a fiduciary-status page and minimum-investment page on this site.

United Wealth Management at a glance

FactWhat United Wealth Management’s own pages say
Legal entityUnited Brokerage Services, Inc.
RegistrationUnited Brokerage Services, Inc. is registered with the SEC as an investment adviser (CRD #39062, confirmed ACTIVE this session via SEC IAPD).
Fee on a $500,000 accountUp to $10,000 a year (the published standard rate, which the firm says may be negotiable), per its own current brochure
Minimum to open an accountSee the minimum-investment page for United Wealth Management
Cost to leave (exit fee)$95 at Wells Fargo Clearing Services

What United Wealth Management’s own fee schedule charges

CRD 39062 is ACTIVE and SEC registered per a live IAPD lookup performed this session (isSECRegistered: Y, iaScope: ACTIVE). The firm’s current registered name is United Brokerage Services, Inc, a bank-affiliated broker-dealer and investment adviser that the brochure states is principally owned by United Asset Management Corporation, a subsidiary of United Bank, Inc; the firm brands itself publicly as United Wealth Management. The firm’s own brochure states it manages approximately $753,943,793 in client assets, entirely on a non-discretionary basis, as of December 31, 2025. The fee tables for the firm’s five Wells Fargo Clearing Services advisory platforms (Asset Advisor, PUMA, CustomChoice, Fund Source, and Private Advisor Network) are each printed as an embedded image in the brochure rather than as extractable text; every one of the five was read directly off a rendered page image at 200 dots per inch and independently re-verified a second time against that same rendered image during kit assembly, and all five print the identical standard rate of 2.00%, which is the figure priced here.

“Our advisory fees are typically asset-based and charged as a percentage of assets under management (“AUM”). Fees are billed quarterly in advanced calculated on the quarter end market value. Fees may be negotiable based on services, complexity, and account size. We follow the fee schedule as outlined in the WFC Wrap Fee Brochure. Program Fee Schedules The current standard Program Fees, which is negotiable, are shown below.”

The firm’s current standard Program Fee is a flat 2.00% of account value, disclosed identically across all five Wells Fargo Clearing Services advisory platforms, so each balance shown is priced by applying that single rate directly, running from $5,000 at $250,000 up to $40,000 at $2,000,000. The brochure states this standard rate is negotiable but discloses no separate dollar minimum fee to apply as a floor.

Account balanceAnnual fee
$250,000$5,000
$500,000$10,000
$1,000,000$20,000
$2,000,000$40,000

See the full breakdown, including how the figure is calculated, on United Wealth Management’s own fee page.

Registration

United Brokerage Services, Inc. is registered with the SEC as an investment adviser (CRD #39062, confirmed ACTIVE this session via SEC IAPD).

This is a registration confirmation only, not a fiduciary-standard verdict (a registered investment adviser can still be a dual registrant with a broker-dealer, which changes which standard applies in each capacity). For the fiduciary-standard question itself, see the fiduciary-status page for United Wealth Management.

What it costs to leave

United Brokerage Services, Inc.’s Form ADV Part 2A states “Client fees are paid in advance.” United Brokerage Services, Inc. names exactly one custodian in its brochure: Wells Fargo Clearing Services. Wells Fargo Clearing Services, LLC’s own published fee schedule states “you will be charged a $95.00 termination fee for an ACAT going out or an IRA termination fee, if applicable. The termination fee is charged and collected by our clearing firm, Wells Fargo Clearing Services.”

The full steps are on our how to leave United Wealth Management page; the general mechanics of switching financial advisors and a dated termination letter apply regardless of firm.

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Sources

Methodology. This page was built September 28, 2026, drawing directly on United Wealth Management’s own current fee brochure, cited in Sources below, and a fresh SEC IAPD registration check run the same day. As of September 28, 2026, this site publishes a fiduciary-status page and a minimum-investment page for United Wealth Management; where the exit-fee facts above are cited, they were independently verified against the same primary source. Any fact we could not independently confirm is named as an honest gap rather than presented as verified. Nothing here is personalized financial, tax, legal, or investment advice, and it is not a substitute for reading United Wealth Management’s own Form ADV Part 2A and Form CRS. We have not used United Wealth Management as a client. United Wealth Management did not pay for, review, or influence this content. See our Editorial Policy, Corrections, Affiliate Disclosure, and Disclaimer.

Comparing firms? See all 182 advisor firm reviews in one table, with each firm’s type and its fee on a $500,000 account.