Guides › Financial Advisor Fees
Updated September 25, 2026. Quick answer: At Truist Wealth, a $500,000 account runs up to $11,250 a year (the published maximum, which the firm says is negotiable) under its own current fee schedule. The three cheapest comparable options we track: Vanguard Personal Advisor ($1,750 a year), a flat-fee or hourly advisor ($2,500-$10,000+/year (flat annual planning), or $150-$500/hour, priced by scope rather than assets), and Acorns ($48 a year, robo/hybrid). Truist Wealth is registered investment adviser (fiduciary); its minimum to open an account is $10,000-$100,000, depending on program.
Truist Wealth vs. the three cheapest comparable options
| Option | Fee at $500,000 | Minimum | Fiduciary status | Link |
|---|---|---|---|---|
| Truist Wealth (this firm) | Up to $11,250 (the published maximum, which the firm says is negotiable) | $10,000-$100,000, depending on program | Registered investment adviser (fiduciary) | Truist Wealth fees |
| Vanguard Personal Advisor (lower-fee full-service) | $1,750 | $50,000 | Registered investment adviser (fiduciary) | Vanguard Personal Advisor fees |
| Flat-fee or hourly advisor | $2,500-$10,000+/year (flat annual planning), or $150-$500/hour | No AUM minimum; scope-based (project or hourly) | Varies by advisor; many fee-only planners in this category are also registered investment advisers acting in a fiduciary capacity, but confirm each one’s own Form ADV/CRS individually | Compare flat-fee ranges |
| Acorns (robo/hybrid) | $48 | No minimum account size | Registered investment adviser (fiduciary) | Acorns fees |
This site’s own already-published flat-fee guide aggregates common 2026 flat-fee and hourly comparison anchors (see the guide’s own “Flat fee financial advisor cost table”); a flat or hourly quote does not scale with account size the way an AUM percentage does, so no single figure is comparable across all account sizes.
Full detail on Truist Wealth’s own numbers: fee schedule, fiduciary status, and minimum to open an account.
What each alternative actually is
Vanguard Personal Advisor is the cheapest full-service (human-advisor) firm in our fee+fiduciary+minimum universe: $1,750 a year on a $500,000 account, per its own current fee schedule. See its full fee breakdown and fiduciary status.
Flat-fee or hourly advisors charge a stated dollar amount for an agreed scope instead of a percentage of assets: $2,500-$10,000+/year (flat annual planning), or $150-$500/hour. Because the price does not scale with account size, it can be relatively cheaper at higher balances and relatively more expensive at lower ones. See the full flat-fee cost-range table.
Acorns is the cheapest robo/hybrid firm in our fee+fiduciary+minimum universe: $48 a year on a $500,000 account, per its own current fee schedule. See its full fee breakdown and fiduciary status.
Run your own numbers
Price any percentage fee in dollars over time with the Financial Advisor Fee Calculator, or see the full published-fee landscape on the financial advisor fee comparison.
Already a Truist Wealth client and weighing whether to move? See our full Truist Wealth review and what it costs to leave Truist Wealth.
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Source: WiserAdvisor’s service descriptionSources
- Truist Advisory Services, Inc. Wrap Fee Programs Brochure (Asset Management Consulting) (August 31, 2026): https://www.truist.com/content/dam/truist-bank/us/en/documents/disclosures/wealth/tas-amc-wrap-managed-programs-brochure.pdf
- SEC Investment Adviser Public Disclosure, Truist Advisory Services, Inc. (CRD #283390): https://adviserinfo.sec.gov/firm/summary/283390
- Truist Advisory Services, Inc., SEC Form ADV filing: https://reports.adviserinfo.sec.gov/reports/ADV/283390/PDF/283390.pdf
- SEC Investment Adviser Public Disclosure, Vanguard Advisers, Inc. (CRD #106715): https://adviserinfo.sec.gov/firm/summary/106715
- SEC Investment Adviser Public Disclosure, Acorns Advisers, LLC (CRD #165926): https://adviserinfo.sec.gov/firm/summary/165926
- Clear Money Guide, “Flat Fee Financial Advisor” cost-range table: /flat-fee-financial-advisor/
Methodology. This page was built September 25, 2026, drawing on Truist Wealth’s own current fee brochure (linked above) and this site’s own already-published, already independently sourced fee, fiduciary, and minimum-investment pages for the comparable firms named here. The named comparable(s) are the cheapest firm in our tracked full-service and/or robo/hybrid categories by their own published $500,000 fee figure, not a ranked or personalized recommendation. Any distinction we could not independently confirm this session is named as an honest gap rather than presented as verified. Nothing here is personalized financial, tax, legal, or investment advice. We have not used Truist Wealth as a client. Truist Wealth did not pay for, review, or influence this content. See our Editorial Policy, Corrections, Affiliate Disclosure, and Disclaimer.