Guides › Financial Advisor Fees
Updated September 23, 2026. Quick answer: Truist Wealth is a registered investment adviser. Per its own current fee brochure, a $500,000 account would run up to $11,250 a year (the published maximum, which the firm says is negotiable) under its published fee schedule; the minimum to open an account is $10,000 to $100,000 for AMC Advise / AMC Allocation Plus / AMC Fund Select Tactical / AMC Pinnacle / AMC Premier (incl. Envestnet Sentry), depending on strategy. Already a client and thinking about leaving? Budget $125.00 transfer fee, plus a separate $125.00 IRA termination line. Is it a fiduciary? Yes, as a registered investment adviser, on the advisory services this page covers.
Truist Wealth at a glance
| Fact | What Truist Wealth’s own pages say |
|---|---|
| Legal entity | Truist Advisory Services, Inc. |
| Registration | Truist Advisory Services, Inc. is registered with the Securities and Exchange Commission (“SEC”) as an investment adviser. |
| Fee on a $500,000 account | Up to $11,250 a year (the published maximum, which the firm says is negotiable), per its own current brochure |
| Minimum to open an account | $10,000 to $100,000 for AMC Advise / AMC Allocation Plus / AMC Fund Select Tactical / AMC Pinnacle / AMC Premier (incl. Envestnet Sentry), depending on strategy |
| Cost to leave (exit fee) | $125.00 transfer fee, plus a separate $125.00 IRA termination line |
What Truist Wealth’s own fee schedule charges
“AMC Advise, AMC Allocation Plus, AMC Fund Select Tactical, AMC Pinnacle, AMC Premier and Sentry Programs – The maximum program fee is 2.25%. Program fees are negotiable and TAS Advisors can offer advisory services at fees lower than those noted above.”
Ceiling type: dollar_at = balance x 0.0225 (the stated maximum program fee) at each balance: 250000×0.0225=5625, 500000×0.0225=11250, 1000000×0.0225=22500, 2000000×0.0225=45000. Note: CRD 17499 (‘Truist Investment Services, Inc.’) given in the research hint is now IA-INACTIVE per SEC IAPD; the currently active advisory entity publishing this fee schedule is ‘Truist Advisory Services, Inc.’, CRD 283390, SEC# 801-107729, verified via api.adviserinfo.sec.gov/search/firm.
| Account balance | Annual fee |
|---|---|
| $250,000 | $5,625 |
| $500,000 | $11,250 |
| $1,000,000 | $22,500 |
| $2,000,000 | $45,000 |
See the full breakdown, including how the figure is calculated, on Truist Wealth’s own fee page.
Is Truist Wealth a fiduciary?
Truist Advisory Services, Inc. is registered with the Securities and Exchange Commission (“SEC”) as an investment adviser.
“In an investment advisory account, we serve as a fiduciary in various types of programs described in our Brochures.”
You will be charged commissions and other fees per transaction. The more transactions in your account, the more commissions you incur. You pay TIS a fee every time you buy or sell an investment.
Full detail, including the exact registration type and source: Truist Wealth’s fiduciary status, explained.
The minimum to open an account
“AMC Program Accounts established and not funded at the minimum funding requirement within 90 days may be reclassified as standard unmanaged full-service commission based TIS brokerage accounts. TAS retains the right to waive or increase or decrease the minimum investment amounts for each Program upon written notice to affected Clients.”
$10,000 to $100,000 for AMC Advise / AMC Allocation Plus / AMC Fund Select Tactical / AMC Pinnacle / AMC Premier (incl. Envestnet Sentry), depending on strategy. See the full minimum-investment breakdown, including what that minimum would cost per year, on Truist Wealth’s minimum investment page.
What it costs to leave
Truist Investment Services prices a full account transfer out at $125 and lists an identically priced but separate $125 IRA termination fee; the $60 annual IRA maintenance fee is waived outright for households holding $500,000 or more in brokerage assets.
Full mechanics, sources, and the ACATS transfer process: how to leave Truist Wealth.
What we would compare it against
Before you decide, run the numbers against another firm using the financial advisor fee comparison, or price the dollar cost of any percentage fee over time with the Financial Advisor Fee Calculator and the Fee Drag Calculator.
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Source: WiserAdvisor’s service descriptionSources
- Truist Advisory Services, Inc. Wrap Fee Programs Brochure (Asset Management Consulting) (August 31, 2026): https://www.truist.com/content/dam/truist-bank/us/en/documents/disclosures/wealth/tas-amc-wrap-managed-programs-brochure.pdf
- Truist Investment Services, Inc. / Truist Advisory Services, Inc. combined Form CRS (July 31, 2026): https://reports.adviserinfo.sec.gov/crs/crs_283390.pdf
- SEC Investment Adviser Public Disclosure, Truist Advisory Services, Inc. (CRD #283390): https://adviserinfo.sec.gov/firm/summary/283390
- Truist Advisory Services, Inc., SEC Form ADV filing: https://reports.adviserinfo.sec.gov/reports/ADV/283390/PDF/283390.pdf
Methodology. This page was built September 23, 2026, drawing directly on Truist Wealth’s own current fee brochure and Form CRS, both linked above, plus this site’s own already-published fiduciary, minimum-investment, and (where one exists) how-to-leave pages for the same firm, each independently sourced when it was built. Any distinction we could not independently confirm this session is named as an honest gap rather than presented as verified. Nothing here is personalized financial, tax, legal, or investment advice, and it is not a substitute for reading Truist Wealth’s own Form ADV Part 2A and Form CRS. We have not used Truist Wealth as a client. Truist Wealth did not pay for, review, or influence this content. See our Editorial Policy, Corrections, Affiliate Disclosure, and Disclaimer.
Comparing firms? See all 182 advisor firm reviews in one table, with each firm’s type and its fee on a $500,000 account.