Guides › Financial Advisor Fees
Updated September 23, 2026. Quick answer: It depends which strategy you pick: AMC Advise / AMC Allocation Plus / AMC Fund Select Tactical / AMC Pinnacle / AMC Premier (incl. Envestnet Sentry) runs from $10,000 to $100,000, depending on the specific strategy or model portfolio. At the $10,000 low end, Truist Wealth’s own fee schedule works out to $225 a year; strategies at the high end require substantially more.
The minimum, in the firm’s own words
“AMC Program Accounts established and not funded at the minimum funding requirement within 90 days may be reclassified as standard unmanaged full-service commission based TIS brokerage accounts. TAS retains the right to waive or increase or decrease the minimum investment amounts for each Program upon written notice to affected Clients.”
On waivability: “TAS retains the right to waive or increase or decrease the minimum investment amounts for each Program upon written notice to affected Clients.”
Minimum investment and what it would cost
| Program | Minimum investment | Annual fee at that minimum | Waivable? |
|---|---|---|---|
| AMC Advise / AMC Allocation Plus / AMC Fund Select Tactical / AMC Pinnacle / AMC Premier (incl. Envestnet Sentry) (lowest-minimum strategy) | $10,000 | $225 | Yes, at the firm’s discretion |
| AMC Advise / AMC Allocation Plus / AMC Fund Select Tactical / AMC Pinnacle / AMC Premier (incl. Envestnet Sentry) (highest-minimum strategy) | $100,000 | Varies by strategy | Yes, at the firm’s discretion |
| Source: Truist Advisory Services, Inc. Wrap Fee Programs Brochure (Asset Management Consulting), August 31, 2026 | |||
The $10,000 low end (AMC Fund Select Tactical) at Truist’s disclosed 2.25% maximum program fee: $10,000 x 2.25% = $225.
Truist Wealth’s own fee schedule at other balances
| Account balance | Annual fee |
|---|---|
| $250,000 | $5,625 |
| $500,000 | $11,250 |
| $1,000,000 | $22,500 |
| $2,000,000 | $45,000 |
What else to know
Truist’s AMC program family carries minimums ranging from $10,000 (AMC Fund Select Tactical) to $100,000 (AMC Allocation Plus, AMC Premier, and Envestnet Sentry), depending on which program a client selects.
What a larger account would cost
The minimum is only the entry point. On a $500,000 account, Truist Wealth’s own published fee schedule runs up to $11,250 a year (the published maximum, which the firm says is negotiable); see the full dollar breakdown from Truist Wealth’s own fee disclosure across several account sizes.
Already a client and thinking about the minimum a different way, like whether you could get a better deal elsewhere? See what it costs to leave Truist Wealth, or read the general mechanics of switching financial advisors.
Compare your next step
Just comparing fees? Keep reading the fee guide.Optional next step
Explore an adviser match
Compare the services and the full fee before deciding whether to hire anyone.
- No fee to request a match
- No obligation to hire
Expect questions about your situation, your name, email and phone, and phone verification by text. A match is not guaranteed.
The form is run by Kapitalwise, our advisor-matching partner. Kapitalwise sends your details to advisers who pay for the introduction, so expect calls and texts. Clear Money Guide is paid when you submit the form, whether or not you ever hire anyone. This is free to you and there is no obligation to hire anyone.
Opens here. Nothing loads and nothing reaches Kapitalwise until you press the button.
How our partner relationships workCompare an adviser match before you decide
Ask about the full fee, what it covers and how the adviser is paid. A match is an introduction, not a recommendation from Clear Money Guide.
- Free matching service
- No obligation to hire
The matching service is run by WiserAdvisor, an independent advisor-matching company. It opens on their site, asks for your ZIP code and a few questions, and matches you with 2 to 3 vetted advisors. It is free to you. WiserAdvisor states the service is built for portfolios of $250,000 and above. By submitting, you consent to emails, phone calls and text messages from WiserAdvisor and up to three advisors, so expect to be contacted. Advisers pay for the introduction. Clear Money Guide is paid when you complete the form, whether or not you ever hire anyone. There is no obligation to hire anyone.
Continue to WiserAdvisorOpens on WiserAdvisor’s site in a new tab.
Source: WiserAdvisor’s service descriptionSources
- Truist Advisory Services, Inc. Wrap Fee Programs Brochure (Asset Management Consulting) (August 31, 2026): https://www.truist.com/content/dam/truist-bank/us/en/documents/disclosures/wealth/tas-amc-wrap-managed-programs-brochure.pdf
- SEC Investment Adviser Public Disclosure, Truist Advisory Services, Inc. (CRD #283390): https://adviserinfo.sec.gov/firm/summary/283390
- Truist Advisory Services, Inc., SEC Form ADV filing: https://reports.adviserinfo.sec.gov/reports/ADV/283390/PDF/283390.pdf
Methodology. This page was built September 23, 2026, quoting directly from Truist Wealth’s own current Form ADV Part 2A / wrap-fee brochure, with the source linked above. The annual-fee-at-the-minimum figure applies that same brochure’s own published fee schedule to the disclosed minimum dollar amount; any distinction we could not independently confirm this session is named as an honest gap rather than presented as verified. Nothing here is personalized financial, tax, legal, or investment advice, and it is not a substitute for reading the firm’s own Form ADV Part 2A. See our Editorial Policy, Corrections, Affiliate Disclosure, and Disclaimer.
Weighing whether to move ahead? Read the full Truist Wealth review, including its fiduciary status and what it costs to leave.
Comparing Truist Wealth against other options? See Truist Wealth alternatives, including a flat-fee route and a robo/hybrid, plus a lower-fee full-service firm.