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Updated September 24, 2026. Quick answer: TD Wealth’s own Form ADV Part 2A brochure does not state a minimum account size for its TD Investment Services (US) Program or its High Net Worth Program; instead it describes these as client-eligibility tiers by investable assets, at least $100,000 for TD Investment Services (US) and more than $1,000,000 for High Net Worth. The underlying investment program TD Investment Services (US) clients are restricted to, TD Managed Portfolios, carries a separately stated $10,000 minimum account size, waivable at the Portfolio Manager’s discretion.
The minimum, in the firm’s own words
“TDPCW’s TDIS (US) Managed Account Program is an investment advisory offering for retail Clients that have at least $100,000 in investable assets… HNW clients are defined as those generally having more than $1,000,000 in investable assets”
Minimum investment and what it would cost
| Program | Minimum investment | Annual fee at that minimum | Waivable? |
|---|---|---|---|
| TD Investment Services (US) / High Net Worth Program | None stated for the TDIS (US) / HNW tiers themselves ($100,000+ / $1,000,000+ investable-assets eligibility); TD Managed Portfolios, the program TDIS (US) clients use, carries a $10,000 minimum | Varies with account size | TD Managed Portfolios’ $10,000 minimum may be waived at the Portfolio Manager’s discretion |
| Source: TD Private Client Wealth LLC Managed Account Program Form ADV Part 2A Wrap Fee Program Brochure, 2026 | |||
TD Wealth’s own fee schedule at other balances
| Account balance | Annual fee |
|---|---|
| $250,000 | $2,750 |
| $500,000 | $5,500 |
| $1,000,000 | $11,000 |
| $2,000,000 | $25,500 |
What else to know
TD Wealth’s own brochure describes $100,000 and $1,000,000 as investable-assets eligibility thresholds for its two client tiers, not as a stated account minimum; it separately discloses a genuine $10,000 minimum, waivable at the Portfolio Manager’s discretion, for TD Managed Portfolios, the underlying investment program TD Investment Services (US) clients are restricted to.
What a larger account would cost
The minimum is only the entry point. On a $500,000 account, TD Wealth’s own published fee schedule runs $5,500 a year; see the full dollar breakdown from TD Wealth’s own fee disclosure across several account sizes.
Already a client and thinking about the minimum a different way, like whether you could get a better deal elsewhere? Read the general mechanics of switching financial advisors, or use a dated termination letter once you decide.
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- TD Private Client Wealth LLC Managed Account Program Form ADV Part 2A Wrap Fee Program Brochure (2026): https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1048264
- SEC Investment Adviser Public Disclosure, TD Private Client Wealth LLC (CRD #164484): https://adviserinfo.sec.gov/firm/summary/164484
- TD Private Client Wealth LLC, SEC Form ADV filing: https://reports.adviserinfo.sec.gov/reports/ADV/164484/PDF/164484.pdf
Methodology. This page was built September 24, 2026, quoting directly from TD Wealth’s own current Form ADV Part 2A / wrap-fee brochure, with the source linked above. The annual-fee-at-the-minimum figure applies that same brochure’s own published fee schedule to the disclosed minimum dollar amount; any distinction we could not independently confirm this session is named as an honest gap rather than presented as verified. Nothing here is personalized financial, tax, legal, or investment advice, and it is not a substitute for reading the firm’s own Form ADV Part 2A. See our Editorial Policy, Corrections, Affiliate Disclosure, and Disclaimer.
Comparing other bank-affiliated wealth management minimums? See Transamerica Financial Advisors’s minimum investment too.
Is TD Wealth a fiduciary? See what its own Form CRS says about registration, standard of conduct, and how its representatives are paid.
Weighing whether to move ahead? Read the full TD Wealth review, including its fiduciary status and what it costs to leave.
Comparing TD Wealth against other options? See TD Wealth alternatives, including a lower-fee full-service firm, a flat-fee route, and a robo/hybrid.
How much do you need to open an account? Compare the minimum investment at 128 advisory firms, each taken from the firm’s own Form ADV Part 2A brochure.
Already with TD Wealth and weighing a move? How to leave TD Wealth covers what it costs to transfer out.