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Updated September 28, 2026. Quick answer: Mutual of Omaha Investor Services’ own Form ADV Part 2A brochure states that its FSP, SMA, UMA and APM managed-account programs, the services this page’s own fee figures address, “typically have minimum account size requirements established by the Model Providers or Platform Manager” rather than by MOIS itself, and that “the Model Provider or Platform Manager may grant an exception to their minimum requirement at their discretion.” MOIS does not publish its own blanket dollar figure for this service; a reader would need to ask their advisor or MOIS directly for the specific minimum that applies to the particular manager or platform assigned to their account.
The minimum, in the firm’s own words
Mutual of Omaha Investor Services’ own Form ADV Part 2A brochure states that its FSP, SMA, UMA and APM managed-account programs, the services this page’s own fee figures address, “typically have minimum account size requirements established by the Model Providers or Platform Manager” rather than by MOIS itself, and that “the Model Provider or Platform Manager may grant an exception to their minimum requirement at their discretion.” MOIS does not publish its own blanket dollar figure for this service; a reader would need to ask their advisor or MOIS directly for the specific minimum that applies to the particular manager or platform assigned to their account.
Minimum investment and what it would cost
| Program | Minimum investment | Annual fee at that minimum | Waivable? |
|---|---|---|---|
| MOIS’s FSP/SMA/UMA managed account services | No MOIS-published figure; set by the outside Model Provider/Platform Manager per account | Varies with account size | Model Provider/Platform Manager may grant an exception at its own discretion |
| Source: Form ADV Part 2A Brochure, March 31, 2026 | |||
Mutual of Omaha Investor Services’ own fee schedule at other balances
| Account balance | Annual fee |
|---|---|
| $250,000 | $3,125 |
| $500,000 | $6,250 |
| $1,000,000 | $12,500 |
| $2,000,000 | $25,000 |
What a larger account would cost
The minimum is only the entry point. On a $500,000 account, Mutual of Omaha Investor Services’ own published fee schedule runs up to $6,250 a year (the published maximum); see the full dollar breakdown from Mutual of Omaha Investor Services’ own fee disclosure across several account sizes. Read our full review of Mutual of Omaha Investor Services before you decide.
Already a client and thinking about the minimum a different way, like whether you could get a better deal elsewhere? See how much it costs to leave Mutual of Omaha Investor Services, or read the general mechanics of switching financial advisors, or use a dated termination letter once you decide.
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- Form ADV Part 2A Brochure (March 31, 2026): https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1034445
- SEC Investment Adviser Public Disclosure, Mutual of Omaha Investor Services, Inc. (CRD #611): https://adviserinfo.sec.gov/firm/summary/611
- Mutual of Omaha Investor Services, Inc., SEC Form ADV filing: https://reports.adviserinfo.sec.gov/reports/ADV/611/PDF/611.pdf
Methodology. This page was built September 28, 2026, quoting directly from Mutual of Omaha Investor Services’ own current Form ADV Part 2A / wrap-fee brochure, with the source linked above. The annual-fee-at-the-minimum figure applies that same brochure’s own published fee schedule to the disclosed minimum dollar amount; any distinction we could not independently confirm this session is named as an honest gap rather than presented as verified. Nothing here is personalized financial, tax, legal, or investment advice, and it is not a substitute for reading the firm’s own Form ADV Part 2A. See our Editorial Policy, Corrections, Affiliate Disclosure, and Disclaimer.