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Updated September 28, 2026. Quick answer: Flynn Zito Capital Management is registered with the SEC as an investment adviser (CRD #152689, confirmed ACTIVE this session via SEC IAPD). Per its own current fee brochure, a $500,000 account would run up to $8,750 a year (the published maximum) under its published fee schedule. Already a client and thinking about leaving? Budget $125 at LPL Financial. This review covers what its own fee brochure and current SEC registration confirm today; it does not assess fiduciary status or account minimums.
Flynn Zito Capital Management at a glance
| Fact | What Flynn Zito Capital Management’s own pages say |
|---|---|
| Legal entity | FLYNN ZITO CAPITAL MANAGEMENT, LLC |
| Registration | FLYNN ZITO CAPITAL MANAGEMENT, LLC is registered with the SEC as an investment adviser (CRD #152689, confirmed ACTIVE this session via SEC IAPD). |
| Fee on a $500,000 account | Up to $8,750 a year (the published maximum), per its own current brochure |
| Minimum to open an account | Not assessed in this review; see Item 5 of its Form ADV Part 2A |
| Cost to leave (exit fee) | $125 at LPL Financial |
What Flynn Zito Capital Management’s own fee schedule charges
Flynn Zito Capital Management, LLC of Garden City, New York is the registered adviser, and the public record also lists FZCM as another name. The priced figure is the stated maximum advisory fee for its Comprehensive Wealth Management service, and the brochure lists individuals and high net worth individuals among its clients.
“The maximum annual fee charged for this service will not exceed 1.75%. The signed custodian’s account application establishes the agreed upon fee at the inception of the account and is subject to subsequent revisions. Our firm has discretion to lower advisory fees for our advisory clients.”
Each balance is priced at the stated 1.75% maximum annual fee applied to the whole account value. The brochure bills on the value of the account including cash and cash equivalents. It discloses no minimum annual dollar fee for this service, so no floor applies. These are ceiling figures, not typical charges: the brochure says fees are negotiable, that the firm has discretion to lower them, and that many legacy clients pay differently from the stated maximum.
The table below is the firm’s own advisory fee schedule. Fund expenses, custodian charges and any third-party manager or platform fees are generally separate from an advisory fee like this one; Item 5 of the brochure lists what applies to a given account.
| Account balance | Annual fee |
|---|---|
| $250,000 | $4,375 |
| $500,000 | $8,750 |
| $1,000,000 | $17,500 |
| $2,000,000 | $35,000 |
These figures come directly from Flynn Zito Capital Management’s own current fee brochure, cited in Sources below.
Registration
FLYNN ZITO CAPITAL MANAGEMENT, LLC is registered with the SEC as an investment adviser (CRD #152689, confirmed ACTIVE this session via SEC IAPD).
This is a registration confirmation only, not a fiduciary-standard verdict (a registered investment adviser can still be a dual registrant with a broker-dealer, which changes which standard applies in each capacity).
What it costs to leave
FLYNN ZITO CAPITAL MANAGEMENT, LLC’s Form ADV Part 2A states “Either party may terminate the signed Comprehensive Wealth Management or Investment Management Agreement at any time upon written notice of termination.” FLYNN ZITO CAPITAL MANAGEMENT, LLC names exactly one custodian in its brochure: LPL Financial. LPL Financial LLC’s own published fee schedule states “Outgoing Account Transfer”
The general mechanics of switching financial advisors and a dated termination letter apply regardless of firm.
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- Form ADV Part 2A (February 2026): https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1011852
- SEC IAPD firm summary (CRD #152689, checked September 28, 2026): https://adviserinfo.sec.gov/firm/summary/152689
Methodology. This page was built September 28, 2026, drawing directly on Flynn Zito Capital Management’s own current fee brochure, cited in Sources below, and a fresh SEC IAPD registration check run the same day. Where exit-fee facts are cited, they trace to the named custodian’s own published schedule. Any fact we could not independently confirm is named as an honest gap rather than presented as verified. Nothing here is personalized financial, tax, legal, or investment advice, and it is not a substitute for reading Flynn Zito Capital Management’s own Form ADV Part 2A and Form CRS. We have not used Flynn Zito Capital Management as a client. Flynn Zito Capital Management did not pay for, review, or influence this content. See our Editorial Policy, Corrections, Affiliate Disclosure, and Disclaimer.