Guides › Financial Advisor Fees
Updated September 28, 2026. Quick answer: Capital Wealth Planning is registered with the SEC as an investment adviser (CRD #150764, confirmed ACTIVE this session via SEC IAPD). Per its own current fee brochure, a $500,000 account would run up to $8,750 a year (the published maximum, which the firm says is negotiable) under its published fee schedule. Already a client and thinking about leaving? Budget $50 if Schwab custodies your account. This review covers what its own fee brochure and current SEC registration confirm today; it does not assess fiduciary status or account minimums.
Capital Wealth Planning at a glance
| Fact | What Capital Wealth Planning’s own pages say |
|---|---|
| Legal entity | CAPITAL WEALTH PLANNING, LLC |
| Registration | CAPITAL WEALTH PLANNING, LLC is registered with the SEC as an investment adviser (CRD #150764, confirmed ACTIVE this session via SEC IAPD). |
| Fee on a $500,000 account | Up to $8,750 a year (the published maximum, which the firm says is negotiable), per its own current brochure |
| Minimum to open an account | Not assessed in this review; see Item 5 of its Form ADV Part 2A |
| Cost to leave (exit fee) | $50 if Schwab custodies your account |
What Capital Wealth Planning’s own fee schedule charges
Capital Wealth Planning, LLC of Naples, Florida is the registered adviser and refers to itself as CWP. The priced figure is the stated maximum for its Investment Management Services fee, and the brochure lists individuals and high net worth individuals among its clients.
“The annual fee charged by CWP for the Investment Management Services is a percentage of assets under management and will not exceed 1.75% of the market value of the client’s portfolio including cash and cash equivalents. Wrap sponsors could charge additional fees which, when combined with CWP’s management fee, are believed not to exceed 3.0%. The fee charged by CWP is subject to negotiation either with the client directly or program sponsor.”
Each balance is priced at the stated 1.75% maximum annual fee applied to the whole market value of the portfolio, including cash and cash equivalents. The brochure discloses no minimum annual dollar fee, so no floor applies. These are ceiling figures, not typical charges: the brochure says the firm has no set fee schedule, that the fee is negotiated, and that the firm may reduce or waive fees.
What the same brochure says about fees charged on top of this schedule: “Wrap sponsors could charge additional fees which, when combined with CWP’s management fee, are believed not to exceed 3.0%.” The table below is the firm’s own advisory fee schedule and does not include any such additional fee.
| Account balance | Annual fee |
|---|---|
| $250,000 | $4,375 |
| $500,000 | $8,750 |
| $1,000,000 | $17,500 |
| $2,000,000 | $35,000 |
These figures come directly from Capital Wealth Planning’s own current fee brochure, cited in Sources below.
Registration
CAPITAL WEALTH PLANNING, LLC is registered with the SEC as an investment adviser (CRD #150764, confirmed ACTIVE this session via SEC IAPD).
This is a registration confirmation only, not a fiduciary-standard verdict (a registered investment adviser can still be a dual registrant with a broker-dealer, which changes which standard applies in each capacity).
What it costs to leave
CAPITAL WEALTH PLANNING, LLC’s Form ADV Part 2A states “A client agreement can be canceled at any time, by either party, for any reason upon thirty (30) days prior written notice.” CAPITAL WEALTH PLANNING, LLC names two possible custodians in its brochure, with no single default. Charles Schwab & Co., Inc.’s own published fee schedule states “Full transfer (out) of assets” Fidelity Investments discloses no comparable line item (an honest gap).
The general mechanics of switching financial advisors and a dated termination letter apply regardless of firm.
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- Form ADV Part 2A (March 20, 2026): https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1022905
- SEC IAPD firm summary (CRD #150764, checked September 28, 2026): https://adviserinfo.sec.gov/firm/summary/150764
Methodology. This page was built September 28, 2026, drawing directly on Capital Wealth Planning’s own current fee brochure, cited in Sources below, and a fresh SEC IAPD registration check run the same day. Where exit-fee facts are cited, they trace to the named custodian’s own published schedule. Any fact we could not independently confirm is named as an honest gap rather than presented as verified. Nothing here is personalized financial, tax, legal, or investment advice, and it is not a substitute for reading Capital Wealth Planning’s own Form ADV Part 2A and Form CRS. We have not used Capital Wealth Planning as a client. Capital Wealth Planning did not pay for, review, or influence this content. See our Editorial Policy, Corrections, Affiliate Disclosure, and Disclaimer.