Guides › Financial Advisor Fees
Updated September 18, 2026. Quick answer: $100,000 for Advisory Services (Investment Services Client tier). Empower Personal Wealth’s own Form ADV Part 2A brochure states this figure directly, though the firm can waive or reduce it at its own discretion. At that minimum, Empower Personal Wealth’s own published fee schedule works out to $890 a year.
The minimum, in the firm’s own words
“Our Advisory Services are offered to clients who sign up with a minimum of $100,000 of AUM with us.”
On waivability: “The minimum AUM requirements may be reduced or waived at EAG’s discretion.”
Minimum investment and what it would cost
| Program | Minimum investment | Annual fee at that minimum | Waivable? |
|---|---|---|---|
| Advisory Services (Investment Services Client tier) | $100,000 | $890 | Yes, at the firm’s discretion |
| Source: Empower Advisory Group Personal Strategy(R) Wrap Fee Program Brochure (Form ADV Part 2A / Appendix 1), 2026-05-15 | |||
$100,000 falls in Empower’s Investment Services Client tier at 0.89%: $100,000 x 0.89% = $890 (the same 0.89% rate also applies up to $999,999, spanning the Wealth Management Client band as well).
Empower Personal Wealth’s own fee schedule at other balances
| Account balance | Annual fee |
|---|---|
| $250,000 | $2,225 |
| $500,000 | $4,450 |
| $1,000,000 | $7,900 |
| $2,000,000 | $15,800 |
What a larger account would cost
The minimum is only the entry point. On a $500,000 account, Empower Personal Wealth’s own published fee schedule runs $4,450 a year; see the full dollar breakdown from Empower Personal Wealth’s own fee disclosure across several account sizes.
Already a client and thinking about the minimum a different way, like whether you could get a better deal elsewhere? Read the general mechanics of switching financial advisors, or use a dated termination letter once you decide.
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Source: WiserAdvisor’s service descriptionSources
- Empower Advisory Group Personal Strategy(R) Wrap Fee Program Brochure (Form ADV Part 2A / Appendix 1) (2026-05-15): https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1045311
- SEC Investment Adviser Public Disclosure, Empower Advisory Group, LLC (CRD #112058): https://adviserinfo.sec.gov/firm/summary/112058
- Empower Advisory Group, LLC, SEC Form ADV filing: https://reports.adviserinfo.sec.gov/reports/ADV/112058/PDF/112058.pdf
Methodology. This page was built September 18, 2026, quoting directly from Empower Personal Wealth’s own current Form ADV Part 2A / wrap-fee brochure, with the source linked above. The annual-fee-at-the-minimum figure applies that same brochure’s own published fee schedule to the disclosed minimum dollar amount; any distinction we could not independently confirm this session is named as an honest gap rather than presented as verified. Nothing here is personalized financial, tax, legal, or investment advice, and it is not a substitute for reading the firm’s own Form ADV Part 2A. See our Editorial Policy, Corrections, Affiliate Disclosure, and Disclaimer.
Comparing Empower Personal Wealth against other options? See Empower Personal Wealth alternatives, including a lower-fee full-service firm, a flat-fee route, and a robo/hybrid.
For another firm’s account minimum, see Ameriprise Minimum Investment (2026): What It Takes to Open an Account.
For another firm’s account minimum, see Baird Minimum Investment (2026): What It Takes to Open an Account.
For another firm’s account minimum, see Buckingham Strategic Wealth Minimum Investment (2026): What It Takes to Open an Account.
For another firm’s account minimum, see CAPTRUST Minimum Investment (2026): What It Takes to Open an Account.
For another firm’s account minimum, see Charles Schwab Minimum Investment (2026): What It Takes to Open an Account.
For another firm’s account minimum, see Creative Planning Minimum Investment (2026): What It Takes to Open an Account.
For another firm’s account minimum, see Edelman Financial Engines Minimum Investment (2026): What It Takes to Open an Account.
For another firm’s account minimum, see Edward Jones Minimum Investment (2026): What It Takes to Open an Account.
Already with Empower Personal Wealth and weighing a move? How to leave Empower Personal Wealth covers what it costs to transfer out.