Guides › Financial Advisor Fees
Updated September 28, 2026. Quick answer: Center for Financial Planning is registered with the SEC as an investment adviser (CRD #109599, confirmed ACTIVE this session via SEC IAPD). Per its own current fee brochure, a $500,000 account would run $6,000 a year under its published fee schedule. Already a client and thinking about leaving? Budget $125 at Raymond James. This review covers what its own fee brochure and current SEC registration confirm today; it does not assess fiduciary status or account minimums.
Center for Financial Planning at a glance
| Fact | What Center for Financial Planning’s own pages say |
|---|---|
| Legal entity | Center for Financial Planning, Inc. |
| Registration | Center for Financial Planning, Inc. is registered with the SEC as an investment adviser (CRD #109599, confirmed ACTIVE this session via SEC IAPD). |
| Fee on a $500,000 account | $6,000 a year, per its own current brochure |
| Minimum to open an account | Not assessed in this review; see Item 5 of its Form ADV Part 2A |
| Cost to leave (exit fee) | $125 at Raymond James |
What Center for Financial Planning’s own fee schedule charges
The registrant is Center for Financial Planning, Inc. of Southfield, Michigan, which markets itself as the Center for Financial Planning. The priced schedule is the Ambassador Account fee schedule, which the brochure lists for individual clients among its client types. The brochure notes that ownership of the firm moved to Center for Financial Planning II, LLC on August 14, 2026.
“ACCOUNT VALUE QUARTERLY FEE ANNUALIZED FEE First $500,000 .30% 1.20% Next $1,500,000 ($500,000 -1,999,999) .225% 0.90% Next $2,000,000 ($2,000,000 -3,999,999) .20% 0.80% Next $1,000,000 ($4,000,000 -4,999,999) .15% 0.60%”
Each balance is priced marginally, using the annualized column: the first $500,000 at 1.20%, the next $1,500,000 at 0.90%, the next $2,000,000 at 0.80%, the next $1,000,000 at 0.60%, the next $5,000,000 at 0.50%, the next $5,000,000 at 0.40% and anything above $15,000,000 at 0.30%. The brochure discloses no minimum annual dollar fee and says it imposes no absolute minimum asset value, so no floor applies. The brochure says current client relationships exist where fees are higher or lower than this schedule, so the figures are a published schedule, not a guaranteed charge.
The table below is the firm’s own advisory fee schedule. Fund expenses, custodian charges and any third-party manager or platform fees are generally separate from an advisory fee like this one; Item 5 of the brochure lists what applies to a given account.
| Account balance | Annual fee |
|---|---|
| $250,000 | $3,000 |
| $500,000 | $6,000 |
| $1,000,000 | $10,500 |
| $2,000,000 | $19,500 |
These figures come directly from Center for Financial Planning’s own current fee brochure, cited in Sources below.
Registration
Center for Financial Planning, Inc. is registered with the SEC as an investment adviser (CRD #109599, confirmed ACTIVE this session via SEC IAPD).
This is a registration confirmation only, not a fiduciary-standard verdict (a registered investment adviser can still be a dual registrant with a broker-dealer, which changes which standard applies in each capacity).
What it costs to leave
Center for Financial Planning, Inc.’s Form ADV Part 2A states “A client (or Adviser) can terminate any of the aforementioned agreements at any time by notifying Adviser (or client) in writing and paying the rate for the time spent on the investment advisory engagement prior to notification of termination.” Center for Financial Planning, Inc. names exactly one custodian in its brochure: Raymond James. Steward Partners Investment Solutions, LLC’s own published fee schedule (issued by Steward Partners Investment Solutions, LLC, not by Raymond James & Associates, Inc.; the schedule states that the fees it lists represent the fees charged by Raymond James) states “ACAT Outgoing Transfer 1 $125 $125”
The general mechanics of switching financial advisors and a dated termination letter apply regardless of firm.
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Source: WiserAdvisor’s service descriptionSources
- Form ADV Part 2A (September 11, 2026): https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1057642
- SEC IAPD firm summary (CRD #109599, checked September 28, 2026): https://adviserinfo.sec.gov/firm/summary/109599
Methodology. This page was built September 28, 2026, drawing directly on Center for Financial Planning’s own current fee brochure, cited in Sources below, and a fresh SEC IAPD registration check run the same day. Where exit-fee facts are cited, they trace to the named custodian’s own published schedule. Any fact we could not independently confirm is named as an honest gap rather than presented as verified. Nothing here is personalized financial, tax, legal, or investment advice, and it is not a substitute for reading Center for Financial Planning’s own Form ADV Part 2A and Form CRS. We have not used Center for Financial Planning as a client. Center for Financial Planning did not pay for, review, or influence this content. See our Editorial Policy, Corrections, Affiliate Disclosure, and Disclaimer.