Chevy Chase Trust Company Fees (2026): What You Pay in Dollars at $250k, $500k, $1M

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Updated September 28, 2026. Quick answer: Chevy Chase Trust Company discloses a tiered schedule starting at 1.25% in its Chevy Chase Trust Company Form ADV Part 2A Brochure (March 31, 2026). Converted to dollars, that runs $35,000 a year on a $500,000 account; see the full table below for $250,000, $1 million and $2 million.

Fee schedules at comparable advisory firms: Foster Group Fees (2026), Fragasso Financial Advisors Fees (2026) and Frost Investment Services Fees (2026).

The published numbers

From the Chevy Chase Trust Company Form ADV Part 2A Brochure (March 31, 2026): “The asset-based fees documented below are for CCTC’s investment management services, subject to negotiation when circumstances warrant. A $35,000 minimum fee applies, with certain pre-approved exceptions. The basic fee schedules are as follows, based on a $3 million minimum: I. Investment Management Services: Annual Fee Calculation: 1.25% on the first $2,000,000 of assets under management; 1.00% on the next $3,000,000 of assets under management; 0.75% on the next $5,000,000 of assets under management; 0.50% on the balance of assets under management.”

Note: Chevy Chase Trust Company’s own basic fee schedules are based on a stated $3 million account minimum, and a separate $35,000 minimum annual fee applies (with certain pre-approved exceptions). The figures below show what the firm’s own published marginal schedule computes at each balance shown, including three below that stated $3 million minimum; at all four the $35,000 minimum annual fee exceeds the marginal-schedule amount and so dominates the result.

• First $2,000,000: 1.25%
• Next $3,000,000: 1.00%
• Next $5,000,000: 0.75%
• Balance: 0.50%

Minimum annual fee: $35,000.

What you would pay

CCTC’s schedule is a marginal, bracket-style schedule computed like an income tax bracket from $0 (1.25% on the first $2,000,000; 1.00% on the next $3,000,000; 0.75% on the next $5,000,000; 0.50% on the balance), with a stated $35,000 minimum annual fee: at $250,000 (3,125), $500,000 (6,250), $1,000,000 (12,500) and $2,000,000 (25,000) the marginal-schedule amount is below the $35,000 minimum at every one of the four balances shown, so the $35,000 floor applies at all four. This is disclosed plainly as a direct mathematical consequence of the stated minimum, not a copy-paste defect.

How this compares

Our benchmark of published adviser fee schedules puts the weighted median annual cost near $2,000 to $2,500 on $250,000 (the benchmark). At $500,000, Chevy Chase Trust Company’s own published rate runs $35,000 a year.

Comparing Chevy Chase Trust Company against a full move? Read the general mechanics of switching financial advisors, or use a dated termination letter once you decide.

Sources

• Chevy Chase Trust Company Form ADV Part 2A Brochure (March 31, 2026): https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1037464
• SEC Investment Adviser Public Disclosure, Chevy Chase Trust Company (CRD #110742): https://adviserinfo.sec.gov/firm/summary/110742
• Chevy Chase Trust Company, SEC Form ADV filing: https://reports.adviserinfo.sec.gov/reports/ADV/110742/PDF/110742.pdf

Methodology. This page was built September 28, 2026, drawing on Chevy Chase Trust Company’s own SEC-filed disclosure and, where cited, its published fee schedule, with sources linked above; any figure we could not independently confirm this session is named as an honest gap rather than presented as verified. Nothing here is personalized financial, tax, legal, or investment advice. See our Editorial Policy, Corrections, Affiliate Disclosure, and Disclaimer.