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Updated September 28, 2026. Quick answer: Chevy Chase Trust Company is registered with the SEC as an investment adviser (CRD #110742, confirmed ACTIVE this session via SEC IAPD). Per its own current fee brochure, a $500,000 account would run $35,000 a year under its published fee schedule. This review covers what its fee brochure and current SEC registration confirm today; this firm also has a fiduciary-status page and minimum-investment page on this site.
Chevy Chase Trust Company at a glance
| Fact | What Chevy Chase Trust Company’s own pages say |
|---|---|
| Legal entity | Chevy Chase Trust Company |
| Registration | Chevy Chase Trust Company is registered with the SEC as an investment adviser (CRD #110742, confirmed ACTIVE this session via SEC IAPD). |
| Fee on a $500,000 account | $35,000 a year, per its own current brochure |
| Minimum to open an account | See the minimum-investment page for Chevy Chase Trust Company |
| Cost to leave (exit fee) | No how-to-leave page published for this firm yet |
What Chevy Chase Trust Company’s own fee schedule charges
Chevy Chase Trust Company’s own basic fee schedules are based on a stated $3 million account minimum, and a separate $35,000 minimum annual fee applies (with certain pre-approved exceptions). The figures below show what the firm’s own published marginal schedule computes at each balance shown, including three below that stated $3 million minimum; at all four the $35,000 minimum annual fee exceeds the marginal-schedule amount and so dominates the result.
“The asset-based fees documented below are for CCTC’s investment management services, subject to negotiation when circumstances warrant. A $35,000 minimum fee applies, with certain pre-approved exceptions. The basic fee schedules are as follows, based on a $3 million minimum: I. Investment Management Services: Annual Fee Calculation: 1.25% on the first $2,000,000 of assets under management; 1.00% on the next $3,000,000 of assets under management; 0.75% on the next $5,000,000 of assets under management; 0.50% on the balance of assets under management.”
CCTC’s schedule is a marginal, bracket-style schedule computed like an income tax bracket from $0 (1.25% on the first $2,000,000; 1.00% on the next $3,000,000; 0.75% on the next $5,000,000; 0.50% on the balance), with a stated $35,000 minimum annual fee: at $250,000 (3,125), $500,000 (6,250), $1,000,000 (12,500) and $2,000,000 (25,000) the marginal-schedule amount is below the $35,000 minimum at every one of the four balances shown, so the $35,000 floor applies at all four. This is disclosed plainly as a direct mathematical consequence of the stated minimum, not a copy-paste defect.
| Account balance | Annual fee |
|---|---|
| $250,000 | $35,000 |
| $500,000 | $35,000 |
| $1,000,000 | $35,000 |
| $2,000,000 | $35,000 |
See the full breakdown, including how the figure is calculated, on Chevy Chase Trust Company’s own fee page.
Registration
Chevy Chase Trust Company is registered with the SEC as an investment adviser (CRD #110742, confirmed ACTIVE this session via SEC IAPD).
This is a registration confirmation only, not a fiduciary-standard verdict (a registered investment adviser can still be a dual registrant with a broker-dealer, which changes which standard applies in each capacity). For the fiduciary-standard question itself, see the fiduciary-status page for Chevy Chase Trust Company.
What it costs to leave
Chevy Chase Trust Company does not yet have a dedicated exit-fee page on this site. The general mechanics of switching financial advisors and a dated termination letter apply regardless of firm.
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- Chevy Chase Trust Company Form ADV Part 2A Brochure (March 31, 2026): https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1037464
- SEC IAPD firm summary (CRD #110742, checked September 28, 2026): https://adviserinfo.sec.gov/firm/summary/110742
Methodology. This page was built September 28, 2026, drawing directly on Chevy Chase Trust Company’s own current fee brochure, linked above, and a fresh SEC IAPD registration check run the same day. As of September 28, 2026, this site publishes a fiduciary-status page and a minimum-investment page for Chevy Chase Trust Company; where the exit-fee page already exists it is linked above and drawn from that already-sourced page. Any fact we could not independently confirm is named as an honest gap rather than presented as verified. Nothing here is personalized financial, tax, legal, or investment advice, and it is not a substitute for reading Chevy Chase Trust Company’s own Form ADV Part 2A and Form CRS. We have not used Chevy Chase Trust Company as a client. Chevy Chase Trust Company did not pay for, review, or influence this content. See our Editorial Policy, Corrections, Affiliate Disclosure, and Disclaimer.
What does it take to open an account? See Chevy Chase Trust Company’s minimum investment, straight from its own Form ADV Part 2A brochure.
Comparing Chevy Chase Trust Company against other options? See Chevy Chase Trust Company alternatives, including a lower-fee full-service firm, a flat-fee route and a robo/hybrid.
Comparing firms? See all 182 advisor firm reviews in one table, with each firm’s type and its fee on a $500,000 account.