Updated September 4, 2026. Quick answer: It depends on the source. Kansas fully exempts public pensions (KPERS), federal government pensions, and military retirement pay, but private-employer pensions and ordinary IRA/401(k) distributions are fully taxable with no exclusion at all.
More on public pension systems, topic by topic: Kansas KPERS joint-survivor options, Kansas KPERS QDRO payments and Kansas KPERS return to work after retirement.
More state retirement-income schedules, line by line: Kansas Schedule S.
Inherited an IRA? What the state’s own documents say about taxing those withdrawals: Kansas tax on inherited IRA withdrawals.
Hold a 403(b) or 457(b)? What the state’s own documents say about taxing those withdrawals: does Kansas tax 403(b) and 457(b) withdrawals.
Drawing a pension? Whether the state withholds tax from it, from its own documents: Kansas tax withholding on pension payments.
Selling your home? How the state taxes the profit, from its own tax documents: Does Kansas tax the profit from selling your home?.
Married, or planning for a spouse’s death? Whether the state is a community property state, from its own statutes: Is Kansas a community property state?.
The Wichita Employees’ Retirement System rules, from the system’s own booklets: Wichita Employees’ Retirement System decisions.
The state’s income tax schedule: the Kansas tax brackets for 2026.
Kansas City, Missouri city employees belong to a separate city system with its own rules: Kansas City employees retirement decisions.
Withdrawing from an IRA or 401(k)? Whether the state withholds tax from it, from its own documents: Kansas tax withholding on IRA and 401(k) withdrawals.
Taking money out of your TSP? How the state taxes it, from its own tax documents: Does Kansas tax TSP withdrawals?.
Trusts have their own page: does Kansas tax trust income.
Dividends and interest have their own page: does Kansas tax dividends and interest.
Inheriting from, or planning for, someone in this state? Whether the state has an inheritance tax, from its own tax documents: Does Kansas have an inheritance tax?.
Contributing to an HSA? How the state taxes it, from its own tax documents: Does Kansas tax HSA contributions?.
Annuity payments have their own page: does Kansas tax annuity income.
Planning for what you leave behind? The state’s estate tax answer, from its own tax documents: Does Kansas have an estate tax?.
Military retired pay has its own page: does Kansas tax military retirement.
Saving for a child’s college? The state’s 529 break has its own page: Kansas 529 plan tax deduction.
Selling stocks, funds or real estate has its own page: does Kansas tax capital gains.
Withdrawals from a 401(k) or IRA have their own page: does Kansas tax 401(k) and IRA withdrawals.
The KPERS options, partial lump sum and withdrawal rules, from the system’s own documents: KPERS retirement decisions.
More on Kansas: Kansas LLC Annual Report.
Related state retirement tax guides: Does Kansas Tax Social Security? and Kansas to Texas Retirement Taxes.
Confidence note: high. This page is scoped to pension, IRA and 401(k) taxation specifically. For the state’s full retirement-tax picture (Social Security, tax rates, estate and probate), see how Kansas taxes retirement income generally.
The rule in the source’s own words. Kansas Statutes, K.S.A. 74-4923(b): “shall be exempt from any tax of the state of Kansas or any political subdivision or taxing body of the state” (source, read October 5, 2026). This page’s governing citation: K.S.A. 79-32,117(c) (general modifications), K.S.A. 74-4923(b) (KPERS).
How pensions and retirement-account withdrawals are taxed
| Public (state/local government) pensions | Fully exempt, no cap. KPERS and other Kansas public retirement system benefits are exempt from state tax by name. |
|---|---|
| Private (employer) pensions | Fully taxable. No subtraction exists for private-sector pensions in the statute’s closed list of exemptions. |
| Federal government pensions (FERS/CSRS) | Fully exempt, same statutory clause that exempts federal civil service and military retirement benefits. |
| Military retirement pay | Fully exempt, same clause as federal civil-service pensions. |
| IRA and 401(k)/403(b) distributions | Fully taxable. Only a narrow KPERS lump-sum-rollover subtraction exists; ordinary IRA, 401(k) and 403(b) distributions get no exclusion. |
| General retirement-income exclusion | No blanket retirement-income exclusion. An age-65+ standard-deduction add-on of $850 (single/head of household) or $700 per spouse (married) applies against any income. Social Security is fully exempt at all AGI levels effective tax year 2024 and later. |
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Social Security is fully exempt at all income levels effective tax year 2024 and later (the prior law capped this at $75,000 AGI). Social Security has its own rules in every state; see the full breakdown in how Kansas taxes retirement income generally.
Figures verified against K.S.A. 79-32,117, K.S.A. 79-32,119 and K.S.A. 74-4923 as published on ksrevisor.gov on September 30, 2026.
Statute and sources
Governing citation: K.S.A. 79-32,117(c) (general modifications), K.S.A. 74-4923(b) (KPERS).
Read September 4, 2026.
Related: how Kansas taxes retirement income generally · does Kansas tax Roth conversions? · Roth conversion taxes, all 51 jurisdictions.
General information drawn from each state’s own published statutes and revenue-department guidance, not legal, tax or financial advice. Figures and exemption amounts are current as of the date in the quick answer, are set by state law, and can change by future legislation; any pending bill named on this page is not yet law. This page cannot see your own return, which governs. We are not a law firm, a tax adviser, or a fiduciary, and this is not personalized advice.
For your own numbers, run the Retirement Tax Comparison Tool (2026): Compare Any Two States.
See Retirement Tax Relocation (2026): The Four Taxes That Change When You Move for the full state by state breakdown.