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Kansas 529 Plan Tax Deduction 2026: $3,000 ($6,000 Joint)

Updated October 4, 2026. Quick answer: Yes. Kansas Notice 24-03 “permits a subtraction modification for contributions to certain education savings account” and says the subtraction is “capped at $3,000 for an individual”, “and at $6,000 for a married couple filing jointly”.

What Kansas allows for 529 contributions

ItemWhat the documents say
TreatmentSubtraction modification from federal adjusted gross income
Limit$3,000 per designated beneficiary for an individual; $6,000 for a married couple filing jointly
Plans that qualifyKansas plans and another state’s qualified tuition program
Prior-year electionA contribution made before the filing date may be elected to the prior tax year, but not used in more than one year
Not-qualified withdrawalsAn addition modification is required
SourceKansas Department of Revenue, Notice 24-03 (June 5, 2024)

A $10,000 contribution by a married couple

A married couple filing jointly who put $10,000 into a 529 account for one child can subtract $6,000, the joint limit for that beneficiary; the other $4,000 earns no subtraction this year.

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Other states’ plans

The notice allows contributions to “a qualified tuition program established and maintained by another state”. It “requires an addition modification for nonqualified withdrawals”.

What the documents do not say

  • Whether excess contributions carry forward to a later year.

What changes in 2026

No change for tax year 2026 appears in the documents read for this page.

Federal rules

A state break sits beside the federal rules for 529 plans: the statute is 26 U.S.C. 529 and the IRS explains it in Publication 970, Tax Benefits for Education.

Common mistakes

  • Subtracting the same contribution in two years; a contribution cannot be used in more than one year.

Related: how Kansas taxes retirement income, whether Kansas taxes pensions, the five questions behind any 529 state tax break, and the state-by-state table of 529 deductions.

Sources

Sources: the primary documents linked above, read on October 4, 2026. General information, not tax advice. Your own facts decide the outcome, and a preparer, the plan administrator or the agency itself is the right place to confirm anything consequential.

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