Retirement Tax Comparison Tool (2026): Compare Any Two States

Updated July 25, 2026. Quick answer (2026): Pick the state you live in and the state you are considering. This tool compares all four taxes that change when a retiree moves — state income tax on withdrawals, state estate tax, state inheritance tax, and the probate fee model — using statute-cited 2026 data for all 51 jurisdictions. Enter an estate value and it will tell you whether you cross either state’s estate-tax threshold, which is the number most relocation comparisons never mention. 13 jurisdictions already exempt retirement withdrawals entirely, 13 levy an estate tax and 5 levy an inheritance tax.

Every tax that changes, side by side

Cells are quoted from our statute-cited 51-jurisdiction dataset. Download it as CSV.

How to read the result

• The income-tax line is often zero. Thirteen jurisdictions already exempt retirement-plan withdrawals, so a retiree leaving one of them saves nothing on income tax no matter where they go.
• The estate line is usually the bigger number. Thresholds range from Oregon’s $1,000,000 to Connecticut’s $15,000,000, and several have not been indexed for years.
• The withdrawal figure is illustrative. It applies the top of a state’s schedule, not your actual bracket, and ignores exclusions. Use it to rank options, not to file.
• Probate is avoided by a funded trust, not by moving. See probate cost by state.

Go deeper on a specific move

Worked, statute-cited comparisons for the corridors retirees actually use are at the retirement tax relocation hub, and every state has its own guide in the 51-state retirement tax table. If you are timing a Roth conversion around the move, see how all 51 jurisdictions tax Roth conversions.

Getting the order right

Move timing, conversion sequencing and estate exposure interact. Know what advice should cost before you buy it — see our advisor cost guide.

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