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Updated September 28, 2026. Quick answer: Yes, on every account. NovaPoint Capital is registered with the SEC only as an investment adviser (it is not a broker-dealer), so the Investment Advisers Act of 1940 requires it to act as your fiduciary. Its own Form CRS states: “When we act as your investment adviser, we have to act in your best interest and not put our interests ahead of yours.”
How it’s registered
From Form CRS, Customer Relationship Summary, NovaPoint Capital (March 2026): “Summary of your Advisory Relationship with NovaPoint Capital LLC, An SEC-Registered Investment Adviser”
The standard of conduct, in its own words
“When we act as your investment adviser, we have to act in your best interest and not put our interests ahead of yours.”
On commissions: “Our financial professionals are Partners of the firm and are compensated based on the profitability of the firm. Our professionals are not paid a transaction fee or commission.”
Fiduciary status by capacity
| Capacity | Registration | Standard you’re owed | Can earn commissions | Source |
|---|---|---|---|---|
| As your investment adviser | SEC-registered investment adviser | Fiduciary duty (Investment Advisers Act of 1940) | No (asset-based advisory fee: up to $5,000 a year, 1.00% on a $500,000 account, the published maximum, which the firm says is negotiable) | Form CRS, Customer Relationship Summary, NovaPoint Capital, March 2026 |
What this means for what you pay
Fiduciary status is one input, not the whole picture. NovaPoint Capital discloses a published fee that runs up to $5,000 a year on a $500,000 account (the published maximum, which the firm says is negotiable), per its own current Form ADV Part 2A (March 23, 2026), cited in Sources below. A dedicated fee page for NovaPoint Capital has not been published on this site yet.
If the answer above changes your mind about staying, read the general mechanics of switching financial advisors, or use a dated termination letter once you decide. A dedicated how-to-leave page for NovaPoint Capital has not been published on this site yet.
Other fiduciary-status pages
Read this one, this one too, and one more.
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Source: WiserAdvisor’s service descriptionSources
- Form CRS, Customer Relationship Summary, NovaPoint Capital (March 2026): https://reports.adviserinfo.sec.gov/crs/crs_173663.pdf
- Form ADV Part 2A (March 23, 2026), the primary source for the fee figure above: https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1028893
- SEC Investment Adviser Public Disclosure, NovaPoint Capital (CRD #173663): https://adviserinfo.sec.gov/firm/summary/173663
- NovaPoint Capital, SEC Form ADV filing: https://reports.adviserinfo.sec.gov/reports/ADV/173663/PDF/173663.pdf
Methodology. This page was built September 28, 2026, quoting directly from NovaPoint Capital’s own current Form CRS, with the source linked above; any distinction we could not independently confirm this session is named as an honest gap rather than presented as verified. Nothing here is personalized financial, tax, legal, or investment advice, and it is not a substitute for reading the firm’s own Form CRS. See our Editorial Policy, Corrections, Affiliate Disclosure, and Disclaimer.