Guides › Financial Advisor Fees
Updated September 28, 2026. Quick answer: Mostly yes, with one carve-out. Amerant Investments is registered with the SEC only as an investment adviser, so on your advisory account it owes you a fiduciary duty under the Investment Advisers Act of 1940. Its own Form CRS states: “When we provide you with a recommendation as your broker-dealer or act as your investment adviser, must act in your best interest and not put our interest ahead of yours.” A limited number of Amerant Investments’ financial professionals are separately licensed to sell brokerage products in a different capacity, where the weaker Regulation Best Interest standard, not a fiduciary duty, applies instead.
How it’s registered
From Form CRS, Customer Relationship Summary, Amerant Investments (06/23/2025): “Amerant Investments, Inc (“Amerant” or the “Firm”) is dually registered with the Securities and Exchange Commission (“SEC”) and the Financial Industry Regulatory Authority (FINRA) as a Broker Dealer and Registered Investment Adviser.”
The standard of conduct, in its own words
“When we provide you with a recommendation as your broker-dealer or act as your investment adviser, must act in your best interest and not put our interest ahead of yours.”
On commissions: “For both Brokerage and Advisory Accounts, your financial professional compensation typically includes a base salary, a revenue based quarterly incentive and a yearly variable incentive that is tied to other performance goals which may vary over time, including, but not limited to increasing firm’s assets. This structure creates a conflict of interest as financial professionals have an incentive to recommend investment products or offer affiliated services like our proprietary ETF we manage or securities based lending through our affiliate Amerant Bank which result in higher revenue for the Firm.”
Fiduciary status by capacity
| Capacity | Registration | Standard you’re owed | Can earn commissions | Source |
|---|---|---|---|---|
| As your investment adviser (most clients) | SEC-registered investment adviser | Fiduciary duty (Investment Advisers Act of 1940) | No (asset-based advisory fee: up to $8,750 a year, 1.75% on a $500,000 account, the published maximum, which the firm says is negotiable) | Form CRS, Customer Relationship Summary, Amerant Investments, 06/23/2025 |
| As a dually licensed representative (limited) | Also FINRA-registered broker-dealer representative, separate capacity | Regulation Best Interest (not a fiduciary duty) | Yes | Form CRS, Customer Relationship Summary, Amerant Investments, 06/23/2025 |
What this means for what you pay
Fiduciary status is one input, not the whole picture. Amerant Investments discloses a published fee that runs up to $8,750 a year on a $500,000 account (the published maximum, which the firm says is negotiable), per its own current Form ADV Part 2A (April 22, 2026), cited in Sources below. A dedicated fee page for Amerant Investments has not been published on this site yet.
If the answer above changes your mind about staying, read the general mechanics of switching financial advisors, or use a dated termination letter once you decide. A dedicated how-to-leave page for Amerant Investments has not been published on this site yet.
Other fiduciary-status pages
Read this one, this one too, and one more.
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Source: WiserAdvisor’s service descriptionSources
- Form CRS, Customer Relationship Summary, Amerant Investments (06/23/2025): https://reports.adviserinfo.sec.gov/crs/crs_117284.pdf
- Form ADV Part 2A (April 22, 2026), the primary source for the fee figure above: https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1042278
- SEC Investment Adviser Public Disclosure, Amerant Investments (CRD #117284): https://adviserinfo.sec.gov/firm/summary/117284
- Amerant Investments, SEC Form ADV filing: https://reports.adviserinfo.sec.gov/reports/ADV/117284/PDF/117284.pdf
Methodology. This page was built September 28, 2026, quoting directly from Amerant Investments’ own current Form CRS, with the source linked above; any distinction we could not independently confirm this session is named as an honest gap rather than presented as verified. Nothing here is personalized financial, tax, legal, or investment advice, and it is not a substitute for reading the firm’s own Form CRS. See our Editorial Policy, Corrections, Affiliate Disclosure, and Disclaimer.