Guides › Financial Advisor Fees
Updated September 28, 2026. Quick answer: Mostly yes, with one carve-out. GuideStone Advisors is registered with the SEC only as an investment adviser, so on your advisory account it owes you a fiduciary duty under the Investment Advisers Act of 1940. Its own Form CRS states: “When we act as your investment advisor, we have to act in your best interest and not put our interest ahead of yours.” A limited number of GuideStone Advisors’ financial professionals are separately licensed to sell brokerage products in a different capacity, where the weaker Regulation Best Interest standard, not a fiduciary duty, applies instead.
For a closer look at this firm: GuideStone Advisors Fees, GuideStone Advisors Minimum Investment and How to Leave GuideStone Advisors.
How it’s registered
From Form CRS, Customer Relationship Summary, GuideStone Advisors (January 1, 2026): “GuideStone Advisors, LLC (GSA) is registered with the Securities and Exchange Commission (SEC) as an investment advisor.”
The standard of conduct, in its own words
“When we act as your investment advisor, we have to act in your best interest and not put our interest ahead of yours.”
On commissions: “Our advisors receive compensation in the form of a base salary along with incentive payments based on the number of clients they serve and the services they provide, the overall performance of GSA, and the performance of our affiliates, including, in part, the total annual amount of assets clients contribute or transfer into accounts held and serviced by GSA and our affiliates.”
Fiduciary status by capacity
| Capacity | Registration | Standard you’re owed | Can earn commissions | Source |
|---|---|---|---|---|
| As your investment adviser (most clients) | SEC-registered investment adviser | Fiduciary duty (Investment Advisers Act of 1940) | No (asset-based advisory fee: up to $5,000 a year, 1.00% on a $500,000 account, the published maximum) | Form CRS, Customer Relationship Summary, GuideStone Advisors, January 1, 2026 |
| As a dually licensed representative (limited) | Also FINRA-registered broker-dealer representative, separate capacity | Regulation Best Interest (not a fiduciary duty) | Yes | Form CRS, Customer Relationship Summary, GuideStone Advisors, January 1, 2026 |
What this means for what you pay
Fiduciary status is one input, not the whole picture. GuideStone Advisors discloses a published fee that runs up to $5,000 a year on a $500,000 account (the published maximum), per its own current Form ADV Part 2A (March 30, 2026), cited in Sources below. A dedicated fee page for GuideStone Advisors has not been published on this site yet.
If the answer above changes your mind about staying, read the general mechanics of switching financial advisors, or use a dated termination letter once you decide. A dedicated how-to-leave page for GuideStone Advisors has not been published on this site yet.
Other fiduciary-status pages
Read this one, this one too, and one more.
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Source: WiserAdvisor’s service descriptionSources
- Form CRS, Customer Relationship Summary, GuideStone Advisors (January 1, 2026): https://reports.adviserinfo.sec.gov/crs/crs_149624.pdf
- Form ADV Part 2A (March 30, 2026), the primary source for the fee figure above: https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1033467
- SEC Investment Adviser Public Disclosure, GuideStone Advisors (CRD #149624): https://adviserinfo.sec.gov/firm/summary/149624
- GuideStone Advisors, SEC Form ADV filing: https://reports.adviserinfo.sec.gov/reports/ADV/149624/PDF/149624.pdf
Methodology. This page was built September 28, 2026, quoting directly from GuideStone Advisors’ own current Form CRS, with the source linked above; any distinction we could not independently confirm this session is named as an honest gap rather than presented as verified. Nothing here is personalized financial, tax, legal, or investment advice, and it is not a substitute for reading the firm’s own Form CRS. See our Editorial Policy, Corrections, Affiliate Disclosure, and Disclaimer.