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Updated September 28, 2026. Quick answer: $10,000,000 for a GenTrust discretionary investment management account. GenTrust’s own Form ADV Part 2A brochure states this figure directly, though the firm can waive or reduce it at its own discretion. At that minimum, GenTrust’s own published fee schedule works out to $150,000 a year.
Account minimums at comparable advisory firms: Betterment Premium Minimum Investment (2026) and BMO Private Wealth Minimum Investment (2026).
More on this firm: Is GenTrust a Fiduciary? What Its Own Form CRS Says.
The minimum, in the firm’s own words
“GenTrust generally requires clients to have a minimum account size of $10 million. However, GenTrust may waive this requirement at its discretion. Family members’ accounts may be aggregated to meet the minimum portfolio size. In addition, the minimum requirement will be waived for employees or employee-related accounts.”
On waivability: “GenTrust may waive this requirement at its discretion.”
Minimum investment and what it would cost
| Program | Minimum investment | Annual fee at that minimum | Waivable? |
|---|---|---|---|
| a GenTrust discretionary investment management account | $10,000,000 | $150,000 | Yes, at the firm’s discretion |
| Source: Form ADV Part 2A, March 2026 | |||
GenTrust’s own fee schedule at other balances
| Account balance | Annual fee |
|---|---|
| $250,000 | $3,750 |
| $500,000 | $7,500 |
| $1,000,000 | $15,000 |
| $2,000,000 | $30,000 |
What a larger account would cost
The minimum is only the entry point. On a $500,000 account, GenTrust’s own published fee schedule runs up to $7,500 a year (the published maximum); see the full dollar breakdown from GenTrust’s own fee disclosure across several account sizes. Read our full review of GenTrust before you decide.
Already a client and thinking about the minimum a different way, like whether you could get a better deal elsewhere? See how much it costs to leave GenTrust, or read the general mechanics of switching financial advisors, or use a dated termination letter once you decide.
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- Form ADV Part 2A (March 2026): https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1027520
- SEC Investment Adviser Public Disclosure, GenTrust, LLC (CRD #158369): https://adviserinfo.sec.gov/firm/summary/158369
- GenTrust, LLC, SEC Form ADV filing: https://reports.adviserinfo.sec.gov/reports/ADV/158369/PDF/158369.pdf
Methodology. This page was built September 28, 2026, quoting directly from GenTrust’s own current Form ADV Part 2A / wrap-fee brochure, with the source linked above. The annual-fee-at-the-minimum figure applies that same brochure’s own published fee schedule to the disclosed minimum dollar amount; any distinction we could not independently confirm this session is named as an honest gap rather than presented as verified. Nothing here is personalized financial, tax, legal, or investment advice, and it is not a substitute for reading the firm’s own Form ADV Part 2A. See our Editorial Policy, Corrections, Affiliate Disclosure, and Disclaimer.
How much do you need to open an account? Compare the minimum investment at 128 advisory firms, each taken from the firm’s own Form ADV Part 2A brochure.