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Updated September 28, 2026. Quick answer: $250,000 for individual/household investment advisory services. Fragasso Financial Advisors’ own Form ADV Part 2A brochure states this figure directly, though the firm can waive or reduce it at its own discretion. At that minimum, Fragasso Financial Advisors’ own published fee schedule works out to $3,125 a year.
The minimum, in the firm’s own words
“In general, individual clients interested in hiring FFA to provide investment advice typically must have a minimum of $250,000 of investable assets for the household and retirement plans must have a minimum of $500,000 in plan assets.”
On waivability: “Exceptions may be made by certain advisory representatives at the sole discretion of FFA.”
Minimum investment and what it would cost
| Program | Minimum investment | Annual fee at that minimum | Waivable? |
|---|---|---|---|
| individual/household investment advisory services | $250,000 | $3,125 | Yes, at the firm’s discretion |
| Source: Form ADV Part 2A, July 8, 2026 | |||
Fragasso Financial Advisors’ own fee schedule at other balances
| Account balance | Annual fee |
|---|---|
| $250,000 | $3,125 |
| $500,000 | $6,250 |
| $1,000,000 | $11,250 |
| $2,000,000 | $18,750 |
What else to know
The same sentence discloses a separate, higher $500,000 plan-asset minimum for retirement-plan clients, a different client type than the individual/household clients priced here.
What a larger account would cost
The minimum is only the entry point. On a $500,000 account, Fragasso Financial Advisors’ own published fee schedule runs $6,250 a year; see the full dollar breakdown from Fragasso Financial Advisors’ own fee disclosure across several account sizes.
Comparing minimums across firms? See what it takes to open an account with Rockwood Wealth Management.
Already a client and thinking about the minimum a different way, like whether you could get a better deal elsewhere? Read the general mechanics of switching financial advisors, or use a dated termination letter once you decide.
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- Form ADV Part 2A (July 8, 2026): https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1051081
- SEC Investment Adviser Public Disclosure, Fragasso Financial Advisors, Inc. (CRD #123255): https://adviserinfo.sec.gov/firm/summary/123255
- Fragasso Financial Advisors, Inc., SEC Form ADV filing: https://reports.adviserinfo.sec.gov/reports/ADV/123255/PDF/123255.pdf
Methodology. This page was built September 28, 2026, quoting directly from Fragasso Financial Advisors’ own current Form ADV Part 2A / wrap-fee brochure, with the source linked above. The annual-fee-at-the-minimum figure applies that same brochure’s own published fee schedule to the disclosed minimum dollar amount; any distinction we could not independently confirm this session is named as an honest gap rather than presented as verified. Nothing here is personalized financial, tax, legal, or investment advice, and it is not a substitute for reading the firm’s own Form ADV Part 2A. See our Editorial Policy, Corrections, Affiliate Disclosure, and Disclaimer.