Guides › Financial Advisor Fees
Updated September 28, 2026. Quick answer: Rockwood Wealth Management does not publish a minimum dollar amount to open a wealth management account. Instead, it enforces a $12,000-a-year minimum fee, which becomes the real floor for smaller balances once the percentage schedule alone would charge less than that.
The minimum, in the firm’s own words
Rockwood Wealth Management’s own Form ADV Part 2A brochure states no minimum account size, but does disclose a $12,000-a-year minimum fee, which becomes the real floor for smaller balances once the percentage schedule alone would charge less than that.
Minimum investment and what it would cost
| Program | Minimum investment | Annual fee at that minimum | Waivable? |
|---|---|---|---|
| wealth management | No published minimum account size | $12,000-a-year minimum fee | N/A (fee floor, not account-size minimum) |
| Source: Form ADV Part 2A, March 19, 2026 | |||
Rockwood Wealth Management’s own fee schedule at other balances
| Account balance | Annual fee |
|---|---|
| $250,000 | $12,000 |
| $500,000 | $12,000 |
| $1,000,000 | $12,500 |
| $2,000,000 | $22,500 |
What else to know
RWM’s brochure repeatedly references “the minimum balance” and “minimum account deposit” as the trigger for this $12,000 fee floor, but never once states that minimum balance as a dollar figure anywhere in the document, only the resulting fee is quantified. RWM discloses it may waive or reduce the $12,000 minimum annual fee at its sole discretion, based on factors such as anticipated future assets or existing client relationships.
What a larger account would cost
The minimum is only the entry point. On a $500,000 account, Rockwood Wealth Management’s own published fee schedule runs $12,000 a year; see the full dollar breakdown from Rockwood Wealth Management’s own fee disclosure across several account sizes.
Comparing minimums across firms? See what it takes to open an account with Vestor Capital.
Already a client and thinking about the minimum a different way, like whether you could get a better deal elsewhere? Read the general mechanics of switching financial advisors, or use a dated termination letter once you decide.
Compare your next step
Just comparing fees? Keep reading the fee guide.Optional next step
Explore an adviser match
Compare the services and the full fee before deciding whether to hire anyone.
- No fee to request a match
- No obligation to hire
Expect questions about your situation, your name, email and phone, and phone verification by text. A match is not guaranteed.
The form is run by Kapitalwise, our advisor-matching partner. Kapitalwise sends your details to advisers who pay for the introduction, so expect calls and texts. Clear Money Guide is paid when you submit the form, whether or not you ever hire anyone. This is free to you and there is no obligation to hire anyone.
Opens here. Nothing loads and nothing reaches Kapitalwise until you press the button.
How our partner relationships workCompare an adviser match before you decide
Ask about the full fee, what it covers and how the adviser is paid. A match is an introduction, not a recommendation from Clear Money Guide.
- Free matching service
- No obligation to hire
The matching service is run by WiserAdvisor, an independent advisor-matching company. It opens on their site, asks for your ZIP code and a few questions, and matches you with 2 to 3 vetted advisors. It is free to you. WiserAdvisor states the service is built for portfolios of $250,000 and above. By submitting, you consent to emails, phone calls and text messages from WiserAdvisor and up to three advisors, so expect to be contacted. Advisers pay for the introduction. Clear Money Guide is paid when you complete the form, whether or not you ever hire anyone. There is no obligation to hire anyone.
Continue to WiserAdvisorOpens on WiserAdvisor’s site in a new tab.
Source: WiserAdvisor’s service descriptionSources
- Form ADV Part 2A (March 19, 2026): https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1021522
- SEC Investment Adviser Public Disclosure, Rockwood Wealth Management, LLC (CRD #137481): https://adviserinfo.sec.gov/firm/summary/137481
- Rockwood Wealth Management, LLC, SEC Form ADV filing: https://reports.adviserinfo.sec.gov/reports/ADV/137481/PDF/137481.pdf
Methodology. This page was built September 28, 2026, quoting directly from Rockwood Wealth Management’s own current Form ADV Part 2A / wrap-fee brochure, with the source linked above. The annual-fee-at-the-minimum figure applies that same brochure’s own published fee schedule to the disclosed minimum dollar amount; any distinction we could not independently confirm this session is named as an honest gap rather than presented as verified. Nothing here is personalized financial, tax, legal, or investment advice, and it is not a substitute for reading the firm’s own Form ADV Part 2A. See our Editorial Policy, Corrections, Affiliate Disclosure, and Disclaimer.