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Updated September 28, 2026. Quick answer: $500,000 for general investment management accounts. Beese Fulmer’s own Form ADV Part 2A brochure states this figure directly, though the firm can waive or reduce it at its own discretion. At that minimum, Beese Fulmer’s own published fee schedule works out to $7,500 a year.
The minimum, in the firm’s own words
“The minimum account size is typically $500,000 with a minimum fee of $5,000. If an account’s value falls below $500,000, the annual fee would be $5,000.”
On waivability: “BFIM, at its sole discretion, may waive its minimum fee and/or charge a lesser investment advisory fee based upon certain criteria including, but not limited to, historical relationship, anticipated future earning capacity, and anticipated future additional assets.”
Minimum investment and what it would cost
| Program | Minimum investment | Annual fee at that minimum | Waivable? |
|---|---|---|---|
| general investment management accounts | $500,000 | $7,500 | Yes, at the firm’s discretion |
| Source: Form ADV Part 2A, July 2, 2026 | |||
Beese Fulmer’s own fee schedule at other balances
| Account balance | Annual fee |
|---|---|
| $250,000 | $5,000 |
| $500,000 | $7,500 |
| $1,000,000 | $12,500 |
| $2,000,000 | $22,500 |
What else to know
If the account’s value falls below the $500,000 minimum, the firm’s brochure states the annual fee defaults to a flat $5,000 rather than the percentage schedule.
What a larger account would cost
The minimum is only the entry point. On a $500,000 account, Beese Fulmer’s own Form ADV Part 2A (July 2, 2026) works out to $7,500 a year under its published fee schedule.
Other firms’ minimum investments
Read this one, this one too, and one more.
Already a client and thinking about the minimum a different way, like whether you could get a better deal elsewhere? Read the general mechanics of switching financial advisors, or use a dated termination letter once you decide.
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- Form ADV Part 2A (July 2, 2026): https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1050761
- SEC Investment Adviser Public Disclosure, Beese Fulmer Private Wealth Management (CRD #109882): https://adviserinfo.sec.gov/firm/summary/109882
- Beese Fulmer Private Wealth Management, SEC Form ADV filing: https://reports.adviserinfo.sec.gov/reports/ADV/109882/PDF/109882.pdf
Methodology. This page was built September 28, 2026, quoting directly from Beese Fulmer’s own current Form ADV Part 2A / wrap-fee brochure, with the source linked above. The annual-fee-at-the-minimum figure applies that same brochure’s own published fee schedule to the disclosed minimum dollar amount; any distinction we could not independently confirm this session is named as an honest gap rather than presented as verified. Nothing here is personalized financial, tax, legal, or investment advice, and it is not a substitute for reading the firm’s own Form ADV Part 2A. See our Editorial Policy, Corrections, Affiliate Disclosure, and Disclaimer.