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Updated September 28, 2026. Quick answer: Sensible Money does not publish a minimum dollar amount to open a The Juicing® Experience account. Instead, it enforces a $12,500-a-year minimum fee, which becomes the real floor for smaller balances once the percentage schedule alone would charge less than that.
The minimum, in the firm’s own words
“Sensible Money requires a minimum annual fee of $12,500 for clients engaging in The Juicing® Experience and/or ongoing investment management services.”
On waivability: “Sensible Money may waive or adjust the minimum fee for clients with portfolios under $1,000,000 based on factors such as:”
Minimum investment and what it would cost
| Program | Minimum investment | Annual fee at that minimum | Waivable? |
|---|---|---|---|
| The Juicing® Experience | No published minimum account size | $12,500-a-year minimum fee | N/A (fee floor, not account-size minimum) |
| Source: Form ADV Part 2A, March 27, 2026 | |||
Sensible Money’s own fee schedule at other balances
| Account balance | Annual fee |
|---|---|
| $250,000 | $12,500 |
| $500,000 | $12,500 |
| $1,000,000 | $12,500 |
| $2,000,000 | $22,500 |
What else to know
This service is designed for clients with $1,000,000 or more in assets; clients with smaller portfolios are still accepted but, once the $12,500 minimum fee applies, will generally experience an effective fee rate higher than the standard schedule. The brochure says the fee can be waived or adjusted based on factors like expected future earning capacity, assets held in related accounts, or pro bono considerations.
What a larger account would cost
The minimum is only the entry point. On a $500,000 account, Sensible Money’s own Form ADV Part 2A (March 27, 2026) works out to $12,500 a year under its published fee schedule.
Other firms’ minimum investments
Read this one, this one too, and one more.
Already a client and thinking about the minimum a different way, like whether you could get a better deal elsewhere? Read the general mechanics of switching financial advisors, or use a dated termination letter once you decide.
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Source: WiserAdvisor’s service descriptionSources
- Form ADV Part 2A (March 27, 2026): https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1029689
- SEC Investment Adviser Public Disclosure, Sensible Money, LLC (CRD #158641): https://adviserinfo.sec.gov/firm/summary/158641
- Sensible Money, LLC, SEC Form ADV filing: https://reports.adviserinfo.sec.gov/reports/ADV/158641/PDF/158641.pdf
Methodology. This page was built September 28, 2026, quoting directly from Sensible Money’s own current Form ADV Part 2A / wrap-fee brochure, with the source linked above. The annual-fee-at-the-minimum figure applies that same brochure’s own published fee schedule to the disclosed minimum dollar amount; any distinction we could not independently confirm this session is named as an honest gap rather than presented as verified. Nothing here is personalized financial, tax, legal, or investment advice, and it is not a substitute for reading the firm’s own Form ADV Part 2A. See our Editorial Policy, Corrections, Affiliate Disclosure, and Disclaimer.