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Updated September 28, 2026. Quick answer: Center for Financial Planning discloses a tiered schedule starting at 1.20% in its Form ADV Part 2A (September 11, 2026). Converted to dollars, that runs $6,000 a year on a $500,000 account; see the full table below for $250,000, $1 million and $2 million.
Fee schedules at comparable advisory firms: Fisher Investments Fees (2026) and Flynn Zito Capital Management Fees (2026).
For a closer look at this firm: Center for Financial Planning Review.
The published numbers
From the Form ADV Part 2A (September 11, 2026): “ACCOUNT VALUE QUARTERLY FEE ANNUALIZED FEE First $500,000 .30% 1.20% Next $1,500,000 ($500,000 -1,999,999) .225% 0.90% Next $2,000,000 ($2,000,000 -3,999,999) .20% 0.80% Next $1,000,000 ($4,000,000 -4,999,999) .15% 0.60% Next $5,000,000 ($5,000,000-9,999,999) .125% 0.50% Next $5,000,000 ($10,000,000-14,999,999) .10% 0.40% Amounts over $15,000,000 .075% 0.30% Current client relationships exist where the fees are higher or lower than the Current Fee Schedule above.”
Note: CRD 109599 was confirmed ACTIVE and SEC registered through a live SEC IAPD lookup on September 28, 2026. The registrant is Center for Financial Planning, Inc. of Southfield, Michigan, which markets itself as the Center for Financial Planning. The firm reports about $1.97 billion in regulatory assets under management. The priced schedule is the Ambassador Account fee schedule, which the brochure lists for individual clients among its client types. The brochure notes that ownership of the firm moved to Center for Financial Planning II, LLC on August 14, 2026.
- $0-$500,000: 1.20%
- $500,000-$2,000,000: 0.90%
- $2,000,000-$4,000,000: 0.80%
- $4,000,000-$5,000,000: 0.60%
- $5,000,000-$10,000,000: 0.50%
- $10,000,000-$15,000,000: 0.40%
- $15,000,000 and above: 0.30%
The priced figure is the Ambassador Account advisory fee, administered through Raymond James. Clients may also pay IRA custodial fees, safekeeping fees, margin and securities-based loan interest, transfer fees, regulatory transaction fees, dealer markups and similar charges, and the fees and operating expenses of the mutual funds and ETFs they hold are in addition to the advisory fee. The firm’s Raymond James Consulting Services and Freedom Account wrap programs are separate, negotiable up to 3%, and are not included in the figures below.
What you would pay
| Account balance | Annual fee (dollars) | Effective rate |
|---|---|---|
| $250,000 | $3,000 | 1.20% |
| $500,000 | $6,000 | 1.20% |
| $1,000,000 | $10,500 | 1.05% |
| $2,000,000 | $19,500 | 0.98% |
Each balance is priced marginally, using the annualized column: the first $500,000 at 1.20%, the next $1,500,000 at 0.90%, the next $2,000,000 at 0.80%, the next $1,000,000 at 0.60%, the next $5,000,000 at 0.50%, the next $5,000,000 at 0.40% and anything above $15,000,000 at 0.30%. The brochure discloses no minimum annual dollar fee and says it imposes no absolute minimum asset value, so no floor applies. The brochure says current client relationships exist where fees are higher or lower than this schedule, so the figures are a published schedule, not a guaranteed charge.
How this compares
Our benchmark of published adviser fee schedules puts the weighted median annual cost near $2,000 to $2,500 on $250,000 (the benchmark). At $500,000, Center for Financial Planning’s own published rate runs $6,000 a year.
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- Form ADV Part 2A (September 11, 2026): https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1057642
- SEC Investment Adviser Public Disclosure, Center for Financial Planning, Inc. (CRD #109599): https://adviserinfo.sec.gov/firm/summary/109599
- Center for Financial Planning, Inc., SEC Form ADV filing: https://reports.adviserinfo.sec.gov/reports/ADV/109599/PDF/109599.pdf
Methodology. This page was built September 28, 2026, drawing on Center for Financial Planning’s own SEC-filed disclosure and, where cited, its published fee schedule, with sources linked above; any figure we could not independently confirm before publication is named as an honest gap rather than presented as verified. Nothing here is personalized financial, tax, legal, or investment advice. See our Editorial Policy, Corrections, Affiliate Disclosure, and Disclaimer.
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