Guides › Financial Advisor Fees
Updated September 28, 2026. Quick answer: GuideStone Advisors is registered with the SEC as an investment adviser (CRD #149624, confirmed ACTIVE this session via SEC IAPD). Per its own current fee brochure, a $500,000 account would run up to $5,000 a year (the published maximum) under its published fee schedule. Already a client and thinking about leaving? Budget $50 at Schwab. This review covers what its own fee brochure and current SEC registration confirm today; this firm also has a fiduciary-status page and minimum-investment page on this site.
GuideStone Advisors at a glance
| Fact | What GuideStone Advisors’ own pages say |
|---|---|
| Legal entity | GuideStone Advisors, LLC |
| Registration | GuideStone Advisors, LLC is registered with the SEC as an investment adviser (CRD #149624, confirmed ACTIVE this session via SEC IAPD). |
| Fee on a $500,000 account | Up to $5,000 a year (the published maximum), per its own current brochure |
| Minimum to open an account | See the minimum-investment page for GuideStone Advisors |
| Cost to leave (exit fee) | $50 at Schwab |
What GuideStone Advisors’ own fee schedule charges
CRD 149624 is ACTIVE and SEC registered per a live IAPD lookup performed this session (isSECRegistered: Y, iaScope: ACTIVE). The firm’s current registered legal name is GuideStone Advisors, LLC, a retail advisory affiliate of GuideStone Financial Resources, the Southern Baptist Convention-affiliated retirement and insurance provider. The firm’s own brochure states it managed $1.96 billion in client assets on a discretionary basis as of December 31, 2025. Despite its denominational affiliation, Item 7 of the brochure confirms the firm serves individuals directly, including high-net-worth individuals, trusts, and estates, generally requiring $500,000 in assets under management; the priced schedule is GuideStone Wealth Management, the firm’s full-service program combining investment management and financial planning for individual clients, distinct from its narrower Investment Management Services, GuideStone Managed Accounts, and ERISA-only GuideStone Personal Advisory Services programs.
“After enrolling in GuideStone Wealth Management, you will pay an annual fee (“GWM Fee”) described here and illustrated below, based upon a percentage of the average daily balance of your Portfolio. Your gross GWM Fee will be based on the fee schedule described in your advisory agreement ranging generally from a minimum of $5,000 and up to a maximum of 1.0% of your Portfolio depending on the size and composition of your Portfolio.”
GuideStone Wealth Management prices up to a maximum of 1.0% of the portfolio, with a disclosed minimum annual fee of $5,000. At $250,000 the one percent ceiling alone would compute to $2,500, so the $5,000 minimum fee floors the actual charge; at $500,000 the one percent ceiling already equals that floor, and at $1,000,000 and $2,000,000 the ceiling exceeds the floor and is applied directly, running to $10,000 and $20,000.
| Account balance | Annual fee |
|---|---|
| $250,000 | $5,000 |
| $500,000 | $5,000 |
| $1,000,000 | $10,000 |
| $2,000,000 | $20,000 |
See the full breakdown, including how the figure is calculated, on GuideStone Advisors’ own fee page.
Registration
GuideStone Advisors, LLC is registered with the SEC as an investment adviser (CRD #149624, confirmed ACTIVE this session via SEC IAPD).
This is a registration confirmation only, not a fiduciary-standard verdict (a registered investment adviser can still be a dual registrant with a broker-dealer, which changes which standard applies in each capacity). For the fiduciary-standard question itself, see the fiduciary-status page for GuideStone Advisors.
What it costs to leave
GuideStone Advisors, LLC’s Form ADV Part 2A states “In the event the advisory agreement with GSA is terminated, or services rendered for any reason before the current quarter has ended, GSA will calculate and deduct the applicable asset-based fee based on the average daily balance of your accounts that pay these fees for the incomplete quarter.” GuideStone Advisors, LLC names exactly one custodian in its brochure: Charles Schwab & Co.. Charles Schwab & Co., Inc.’s own published fee schedule states “Full transfer (out) of assets: $50 per account.”
The full steps are on our how to leave GuideStone Advisors page; the general mechanics of switching financial advisors and a dated termination letter apply regardless of firm.
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- Form ADV Part 2A (March 30, 2026): https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1033467
- SEC IAPD firm summary (CRD #149624, checked September 28, 2026): https://adviserinfo.sec.gov/firm/summary/149624
Methodology. This page was built September 28, 2026, drawing directly on GuideStone Advisors’ own current fee brochure, cited in Sources below, and a fresh SEC IAPD registration check run the same day. As of September 28, 2026, this site publishes a fiduciary-status page and a minimum-investment page for GuideStone Advisors; where the exit-fee facts above are cited, they were independently verified against the same primary source. Any fact we could not independently confirm is named as an honest gap rather than presented as verified. Nothing here is personalized financial, tax, legal, or investment advice, and it is not a substitute for reading GuideStone Advisors’ own Form ADV Part 2A and Form CRS. We have not used GuideStone Advisors as a client. GuideStone Advisors did not pay for, review, or influence this content. See our Editorial Policy, Corrections, Affiliate Disclosure, and Disclaimer.
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