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Updated September 28, 2026. Quick answer: Univest Wealth Management (Girard) is registered with the SEC as an investment adviser (CRD #39163, confirmed ACTIVE this session via SEC IAPD). Per its own current fee brochure, a $500,000 account would run $5,000 a year under its published fee schedule. Already a client and thinking about leaving? Budget $50 at Schwab. This review covers what its own fee brochure and current SEC registration confirm today; this firm also has a fiduciary-status page and minimum-investment page on this site.
Univest Wealth Management (Girard) at a glance
| Fact | What Univest Wealth Management (Girard)’s own pages say |
|---|---|
| Legal entity | Girard Advisory Services, LLC |
| Registration | Girard Advisory Services, LLC is registered with the SEC as an investment adviser (CRD #39163, SEC file 801-60354, confirmed ACTIVE this session via SEC IAPD). |
| Fee on a $500,000 account | $5,000 a year, per its own current brochure |
| Minimum to open an account | See the minimum-investment page for Univest Wealth Management (Girard) |
| Cost to leave (exit fee) | $50 at Schwab |
What Univest Wealth Management (Girard)’s own fee schedule charges
CRD 39163 (SEC file 801-60354) is ACTIVE and SEC registered per a live IAPD lookup performed this session (isSECRegistered: Y, iaScope: ACTIVE). The firm’s current registered legal name is Girard Advisory Services, LLC, doing business as Univest Wealth Management and Girard, a Univest Wealth Division; IAPD’s own filer record still carries a legacy corporate name, Girard Partners Ltd., attached to the same CRD from before the 2019 rename. Girard’s own brochure states total assets under management of $3,181,086,908 (comprising $2,349,345,367 discretionary and $831,741,541 non-discretionary) as of December 31, 2025. The priced schedule is Girard’s core Investment Advisory Fees program for individual and family wealth management clients, distinct from its separate Retirement Plan Investment Advice and Consulting program for plan sponsors.
“Advisor’s fees for investment advisory services are generally charged based on a percentage of assets under management. Fees are payable when services are rendered. Fees are calculated based on 1.00% on the first $2,000,000.00, 0.75% on the next $3,000,000.00 and 0.50% on assets exceeding $5,000,000.00.”
At $250,000 and $500,000 the schedule prices entirely within the first bracket at one percent a year, for $2,500 and $5,000; at $1,000,000 and $2,000,000 the balance still falls within the first $2,000,000 bracket, so the rate stays at one percent throughout, running to $10,000 and $20,000. No minimum fee is disclosed for this schedule, so none is applied as a floor.
| Account balance | Annual fee |
|---|---|
| $250,000 | $2,500 |
| $500,000 | $5,000 |
| $1,000,000 | $10,000 |
| $2,000,000 | $20,000 |
See the full breakdown, including how the figure is calculated, on Univest Wealth Management (Girard)’s own fee page.
Registration
Girard Advisory Services, LLC is registered with the SEC as an investment adviser (CRD #39163, SEC file 801-60354, confirmed ACTIVE this session via SEC IAPD).
This is a registration confirmation only, not a fiduciary-standard verdict (a registered investment adviser can still be a dual registrant with a broker-dealer, which changes which standard applies in each capacity). For the fiduciary-standard question itself, see the fiduciary-status page for Univest Wealth Management (Girard).
What it costs to leave
Girard Advisory Services, LLC’s Form ADV Part 2A states “In the event an account is closed or the advisory agreement is terminated, and the Advisor has received unearned fees, the Advisor will prorate such fees as of the date of termination and promptly refund any unearned portion to the client.” Girard Advisory Services, LLC names exactly one custodian in its brochure: Charles Schwab & Co.. Charles Schwab & Co., Inc.’s own published fee schedule states “Full transfer (out) of assets: $50 per account.”
The full steps are on our how to leave Univest Wealth Management (Girard) page; the general mechanics of switching financial advisors and a dated termination letter apply regardless of firm.
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- Form ADV Part 2A (July 30, 2026): https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1053782
- SEC IAPD firm summary (CRD #39163, checked September 28, 2026): https://adviserinfo.sec.gov/firm/summary/39163
Methodology. This page was built September 28, 2026, drawing directly on Univest Wealth Management (Girard)’s own current fee brochure, cited in Sources below, and a fresh SEC IAPD registration check run the same day. As of September 28, 2026, this site publishes a fiduciary-status page and a minimum-investment page for Univest Wealth Management (Girard); where the exit-fee facts above are cited, they were independently verified against the same primary source. Any fact we could not independently confirm is named as an honest gap rather than presented as verified. Nothing here is personalized financial, tax, legal, or investment advice, and it is not a substitute for reading Univest Wealth Management (Girard)’s own Form ADV Part 2A and Form CRS. We have not used Univest Wealth Management (Girard) as a client. Univest Wealth Management (Girard) did not pay for, review, or influence this content. See our Editorial Policy, Corrections, Affiliate Disclosure, and Disclaimer.
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